How to Buy Bitcoin in the USA in 2025

Want to buy Bitcoin in the United States but not sure where to start? You’re not alone. With thousands of platforms, evolving regulations, and new investment tools like Bitcoin ETFs and IRAs, buying BTC in the U.S. has never been more accessible and more confusing.

In this guide, we explain everything you need to know about buying Bitcoin in the USA. We go over legal issues, well-known exchanges, crypto ATMs, and wallet safety, providing you with a clear, step-by-step look at your options. Whether you’re new to buying or an investor looking to expand your portfolio, this is your essential resource for getting started with Bitcoin in America.

Buying Bitcoin in the USA: Summary

Buying Bitcoin in the United States has never been easier, thanks to a wide range of regulated exchanges, mobile wallets, and payment methods like ACH transfers, PayPal, and debit cards. Where can I buy Bitcoin as a U.S. resident? Whether you’re new to crypto or already building your portfolio, U.S. residents can legally access Bitcoin on trusted platforms like Coinbase, Kraken, eToro USA, and Best Wallet.

While Bitcoin isn’t recognized as legal tender, it’s fully legal to buy, trade, and hold BTC in the U.S. under federal law. With thousands of Bitcoin ATMs, growing access to crypto IRAs and ETFs, and an evolving regulatory environment, the U.S. remains one of the most active Bitcoin markets in the world.

Is Bitcoin Legal in the U.S. in 2025?

Yes, Bitcoin is legal to buy, sell, and hold in the United States as of 2025. While it is not considered legal tender, it is treated as property by the IRS and is fully taxable. You can legally trade Bitcoin on regulated platforms, invest in it through retirement accounts, or use it as a store of value like stocks or precious metals.

Over the past few years, crypto regulation in the U.S. has seen both progress and pushback. Many companies have previously exited the American market due to complex or unclear rules. However, in 2025, the legal environment has shifted in a more positive direction.

The Trump administration took a distinctly pro-crypto stance. In a historic move, President Trump signed an executive order in early 2025 to create a Strategic Bitcoin Reserve, using over 200,000 BTC seized from previous legal cases.

Bitcoin is being adopted by well-known organizations. MicroStrategy still has a treasury reserve of billions of bitcoins. Block (Square), GameStop, and Tesla have also garnered media attention for their Bitcoin plans. Crypto is becoming more and more accepted in the financial sector; even Fidelity provides retirement clients with access to it.

Despite these positive changes, users must still follow Know Your Customer (KYC) and Anti-Money Laundering (AML) rules when using centralized exchanges. However, self-custody wallets like Best Wallet offer a non-KYC crypto exchange alternative for users who want to stay private while still remaining compliant.

Trusted platforms like Binance, Coinbase, Kraken, and Gemini continue to serve U.S. residents with full regulatory compliance. These exchanges allow Americans to buy Bitcoin with USD through ACH transfers and debit cards. Users can buy Bitcoin with PayPal as well.

In short, Bitcoin is fully legal in the U.S., and the outlook is more optimistic than ever. With federal backing, growing institutional support, and a clearer legal path, the United States is re-establishing itself as one of the best places in the world to own and invest in Bitcoin.

How Popular is Bitcoin in the U.S.?

Bitcoin remains the most searched and talked-about cryptocurrency in the United States. According to Google Trends data, interest in the term “Bitcoin” remains high, with spikes in search volume during key political and financial events.

One major surge in attention came during the 2024 U.S. presidential election, when Donald Trump returned to office. His administration’s open support for digital assets has renewed public interest in Bitcoin across both retail and institutional audiences.

Search volume for Bitcoin reached peak levels in several states, particularly during announcements about the U.S. Strategic Bitcoin Reserve and the approval of Bitcoin ETFs. These headlines not only boosted media coverage but also sparked millions of new searches from Americans curious about how to buy Bitcoin or invest through tax-advantaged tools like IRAs.

Top Exchanges to Buy Bitcoin in the U.S.

Looking for the safest and most reliable platforms to buy crypto in the U.S.? These top U.S. crypto exchanges offer the lowest fees, strong security, and beginner-friendly tools.

1. Best Wallet – Best Non-Custodial Crypto Wallet to Buy Bitcoin in the USA

Best Wallet stands out as one of the most user-friendly ways to buy and store Bitcoin in 2025. It’s a non-custodial mobile crypto wallet that gives users complete control over their crypto. Unlike traditional exchanges, Best Wallet works more like a hybrid platform. You can buy Bitcoin directly inside the app, access thousands of tokens across 60 blockchains, and even participate in token presales through the $BEST native token.

What Makes Best Wallet Ideal for U.S. Bitcoin Buyers

Best Wallet checks all the boxes for U.S. users looking for privacy, flexibility, and zero trading fees. You don’t need to complete any identity verification (KYC) to get started unless you’re using fiat currency. The app is available on both Android and iOS, and BEST WEB3 EOOD, a reputable name in the Web3 space, backs it. Whether buying BTC, managing meme coins, or swapping across chains, Best Wallet makes the process seamless.

Security and Privacy: Self-Custody With No KYC

Best Wallet is fully non-custodial, meaning your private keys stay on your device. You’re the only one with access. Security tools include 2FA, biometric login, and encrypted on-device storage. For users who care about privacy, the wallet doesn’t require personal data to get started. It’s a strong choice for Americans who want to hold Bitcoin securely while avoiding identity-based tracking.

Look deeper into our Best Wallet Review.

How to Buy Bitcoin with Best Wallet in the USA

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2. Binance.US – Top Crypto Exchange for High-Volume Bitcoin Trading

Binance.US is a trusted cryptocurrency exchange built specifically for American users. Known for its low fees, deep liquidity, and advanced trading tools, it’s a favorite among high-volume traders who want to buy, sell, and stake Bitcoin and other top cryptocurrencies. It supports over 140 digital assets and offers free BTC trading pairs with USD and major stablecoins.

Binance.US remains a strong choice thanks to its streamlined interface, spot trading engine, and staking rewards on more than 20 coins.

Why Binance.US Is Great for Buying Bitcoin

If you’re looking for an efficient way to buy Bitcoin in the U.S., Binance.US stands out for its unmatched fee structure and trading depth. It’s one of the few platforms offering no-fee crypto spot trading on selected pairs, making it ideal for frequent or high-volume buyers who want to avoid hefty costs.

Beyond just buying BTC, Binance.US supports multiple funding methods, including ACH bank transfers, Apple Pay, and debit cards. It also offers recurring buys for dollar-cost averaging and an easy swap feature through Binance Convert. Whether you’re making your first BTC purchase or executing a six-figure trade, Binance.US gives you the tools to do it securely, quickly, and at minimal cost.

Check out our Binance exchange review.

Buying BTC on Binance.US: What You Need to Know

Binance.US operates under U.S. regulations as a registered Money Services Business with FinCEN. It complies with AML and KYC laws, giving users a secure and legally compliant way to buy Bitcoin. Unlike its international counterpart, Binance.US is tailored specifically to meet American regulatory standards and holds customer funds 1:1 in FDIC-insured bank accounts (for USD balances).

To buy Bitcoin, users must complete identity verification, link a payment method like ACH or debit card, and can start trading within minutes. The platform supports zero-fee BTC trading on select pairs and offers both instant buys and advanced trading for more experienced users. Security measures include two-factor authentication, cold wallet storage, device management, and address whitelisting.

With over 140 supported coins and built-in staking options, Binance.US offers one of the most robust ecosystems for compliant, secure, and scalable crypto investing in the United States.

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3. Coinbase – Easiest Way to Buy Bitcoin for Beginners in the United States

Coinbase is a user-friendly cryptocurrency exchange tailored for both beginners and seasoned traders in the U.S. As a publicly traded company, it offers a secure platform to buy, sell, and store over 240 digital assets, including Bitcoin, Ethereum, and various altcoins. With its intuitive interface, diverse payment options, and robust security measures, Coinbase simplifies the crypto trading experience.

Why Coinbase Is a Popular Bitcoin Platform in the U.S.

Thanks to its beginner-friendly design and strong regulatory backing, Coinbase has earned a reputation as one of the most popular platforms for buying Bitcoin in the U.S.. The interface is clean and simple, making it ideal for first-time crypto buyers who want an easy way to start Bitcoin trading.

As a publicly traded company on the Nasdaq, Coinbase follows strict U.S. regulatory standards, adding a layer of trust and transparency that’s critical for American users. The platform also supports a wide range of over 240 cryptocurrencies, giving users plenty of room to diversify their portfolios beyond Bitcoin. For those new to crypto, Coinbase Learn offers free educational resources and tutorials to help users understand the market and build confidence while investing.

The only criticism is its lax customer support, which has trouble dealing with the requests of a huge customer base. For more information, read my full Coinbase review.

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4. eToro USA – Buy Bitcoin, Stocks, and ETFs in One App

eToro USA is one of the few platforms where U.S. investors can buy Bitcoin alongside traditional assets like stocks and ETFs in one place. Known for its clean interface and unique social trading features, eToro makes investing more accessible for beginners and diversified investors alike. Whether you’re buying BTC or copying a top-performing trader’s portfolio, the platform is built to simplify every step of your journey.

With over 30 million users globally and a growing presence in the U.S., eToro is designed for users who want more than just crypto trading. You can invest in multiple markets, view top traders, and even earn passive income through smart portfolios or staking options where available.

Why eToro Is a Multi-Asset Platform for U.S. Crypto Investors

What makes eToro stand out for U.S. users is its ability to support both crypto and traditional investments from the same dashboard. Unlike many crypto exchanges that only focus on digital assets, eToro allows users to:

• Buy Bitcoin, Ethereum, and other supported coins
• Invest in thousands of U.S. and global stocks
• Trade ETFs, commodities, and even options
• Use one account for everything, with real-time portfolio tracking

Add to that the popular CopyTrader tool, which lets you follow and automatically mirror the trades of seasoned investors. It’s easy to see why eToro is a go-to choice for diversified investing.

Why don’t you check our complete eToro review before moving ahead?

eToro USA Regulation and State Availability

eToro USA operates under multiple regulatory frameworks, ensuring a high level of trust and compliance for U.S. customers. Stock and ETF trading is offered through eToro USA Securities Inc., a member of FINRA and SIPC, while crypto trading is managed by eToro USA LLC, a registered Money Services Business (MSB) under FinCEN.

However, due to state-specific crypto regulations, eToro’s crypto services are not yet available in a few regions. As of 2025, users in New York, Nevada, Hawaii, Puerto Rico, and the U.S. Virgin Islands cannot trade cryptocurrencies on eToro.

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5. Kraken – Secure and Reliable Platform to Buy Bitcoin in the United States

Kraken is one of the most established Bitcoin exchanges in the U.S., known for its strong security, low fees, and wide crypto selection. Founded in 2011, it offers access to over 340 cryptocurrencies, including Bitcoin, Ethereum, and top altcoins. Whether you’re a casual investor or a seasoned pro, Kraken delivers advanced tools without compromising transparency or safety. Its Pro platform is particularly popular among U.S.-based Bitcoin traders looking for precision trading, margin options, and custom setups.

Why Kraken Appeals to Bitcoin Traders in the U.S.

Kraken is especially attractive to American users because it balances advanced features with regulatory compliance. Unlike platforms that limit services in the U.S., Kraken is available in most states (excluding NY and WA), and supports ACH transfers for easy deposits. U.S. residents can trade Bitcoin using both the standard Kraken interface and Kraken Pro, with access to live order books, deep liquidity, and OTC services for high-net-worth individuals.

The platform is also one of the few U.S.-regulated exchanges with a bank charter (Wyoming SPDI) and SOC 2 certification, adding institutional-grade trust.

Dive deeper into our Kraken review here.

Kraken’s U.S. Coverage and Banking Options

Kraken is accessible across the U.S., except in New York, Washington, and Maine, due to local restrictions. U.S. residents can link their bank accounts via ACH for fee-free deposits, making it easy to fund accounts and buy Bitcoin instantly. The platform also supports ways to buy Bitcoin with bank transfers and debit card funding in supported regions.

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6. Gemini – Regulated U.S. Exchange with Strong Bitcoin Security

Gemini is a U.S.-based cryptocurrency exchange founded in 2015 by Cameron and Tyler Winklevoss. Built with a strict “security-first” approach, Gemini operates under full regulatory compliance, making it one of the most trusted platforms for buying and storing Bitcoin in the United States. Headquartered in New York, Gemini is a licensed New York trust company regulated by the NYDFS and registered with FinCEN, making it especially appealing to users who prioritize transparency and legal compliance.

Unlike many other platforms, Gemini maintains a full-reserve model and offers institutional-grade custody services. With ISO 27001:2013 certification and SOC 1 & 2 Type 2 audits, Gemini has established a strong reputation for securing user funds. Whether you’re a retail user or a financial institution, Gemini’s exchange tools, mobile app, and regulatory strength make it a secure place to buy Bitcoin in the U.S.

What Makes Gemini a Trusted U.S. Bitcoin Exchange

Gemini stands out as one of the most secure and compliant crypto exchanges in the U.S. market. It was the first exchange to complete SOC 1 Type 2 and SOC 2 Type 2 certifications, showing its commitment to protecting user funds with rigorous audits and internal controls. The platform is also certified under ISO/IEC 27001:2013 for information security.

Beyond certifications, Gemini is a Qualified Custodian and operates under the strict oversight of the New York State Department of Financial Services (NYSDFS). This means it must meet capital reserve requirements, implement bank-level cybersecurity protocols, and follow strict consumer protection laws. Gemini is also registered with FinCEN as a Money Services Business and holds money transmitter licenses across multiple U.S. states.

Gemini’s Compliance with U.S. Crypto Laws

Gemini is one of the most heavily regulated crypto exchanges in the United States. Founded in New York and registered as a New York trust company, it operates under the direct supervision of the New York State Department of Financial Services (NYSDFS). This means Gemini meets strict requirements around capital reserves, cybersecurity protocols, and consumer protection standards.

Best U.S. Crypto Exchanges to Buy Bitcoin Compared

Best Alternative Platforms to Buy Bitcoin

Looking for more options? Here are the best alternative platforms to buy Bitcoin safely, easily, and at competitive rates in 2025.

INX

INX is a US-based crypto platform that offers both regular crypto trading and the ability to issue and trade security tokens. The platform takes pride in its INX Token (INX) being the world’s first SEC-registered security token to IPO on the blockchain. Its regular crypto offerings are somewhat limited; however, INX has many features relating to security tokens, including the ability for users to invest in security token offerings (STOs).

While INX is based in the USA, not every state’s residents can create accounts. The US states and territories prohibited from trading include American Samoa, Guam, Hawaii, New York, Tennessee, Texas, and the U.S. Virgin Islands.

Users from accepted US states can fund their INX accounts with bank wires or credit or debit cards. Bank wire deposits have no fees. Debit and credit card deposits incur a 3.75% fee. Bank wire withdrawals will be charged a $35 dollar withdrawal fee. Withdrawals to bank cards are not permitted.

You can read our full INX exchange review to learn more.

Coinmama

Coinmama may be based in Israel, but it’s available in a huge number of countries, including the US. It was launched in 2013, and it offers convenience: you can buy Bitcoin with a debit or credit card.

The downside is that the fees are on the high side, with about a 10% fee total whether using your debit card or ACH transfer. Check out our full review of Coinmama.

CEX.IO

CEX.IO is available in most countries around the world. Founded in 2013 with its headquarters in London, this cryptocurrency exchange allows users to buy and sell Bitcoin, as well as a selection of altcoins.

Both credit cards and bank transfers are accepted payment methods, as well as Google Pay, PayPal, and Apple Pay. CEX.IO offers both a trading platform and a brokerage service, entailing different fees. You can read our full CEX.IO review.

Paxful

Paxful is a P2P marketplace that allows buyers and sellers to meet online and trade Bitcoin directly with each other. Founded in 2015, they now have offices in multiple cities around the world.

Paxful offers more than 400 ways to buy and sell cryptocurrency, including bank transfers, Visa, MasterCard, and PayPal. If you’re buying Bitcoin on Paxful, you won’t have to pay any fee to the site itself, but the price of Bitcoin is traded at a premium because of this. Sellers do have to pay a fee, however, ranging from 1% to 5%, depending on the chosen method. Make sure to read our full review of Paxful to learn more.

Changelly

Changelly is an instant crypto-only exchange, which, depending on how much you intend to buy and your payment method, may require you to submit identity verification. Users can buy, sell, or exchange directly through Changelly, and the company also offers an app for iOS and Android. There are over 500 coins available on Changelly. Make sure to check out our full Changelly review.

How to Buy Bitcoin in the USA: Step-by-Step Guide

Where to Find Bitcoin ATMs in the United States

Bitcoin ATMs have become one of the most convenient ways for U.S. residents to buy and sell Bitcoin using cash. As of 2025, there are over 30,400 Bitcoin ATMs across the United States, with the highest concentration in California, Florida, Texas, and New York.

You can use platforms like CoinATMRadar to locate a Bitcoin ATM near you. Most ATMs support both Bitcoin purchases and cash withdrawals, though fees can vary significantly. Some ATMs may require identity verification, while others offer more privacy-friendly limits.

Bitcoin ATMs are ideal for:

• Users who prefer using cash or debit cards
• Those looking for a fast way to get Bitcoin without waiting for bank transfers
• Beginners who want a simple, physical interface for their first crypto transaction

A Reddit user named i-love-k9 states,

“If you’re local yes. If you are traveling it’s about the same as your bank over charges for exchange rates. I love when I find a BTC atm when traveling to get local currency.”

Keep in mind that some machines may charge higher fees, so always check the fee rate before completing your transaction.

How Bitcoin is Regulated in the United States

In 2024, the SEC approved 11 Bitcoin ETFs, including BlackRock’s iShares (IBIT) and Fidelity’s Wise Origin (FBTC), opening the door for institutional investment. In 2025, the U.S. government took its support a step further by establishing a Strategic Bitcoin Reserve, fueled by BTC recovered from past enforcement actions.

Read this guide to learn more about Bitcoin ETFs.

Despite these positive developments, crypto companies must still comply with federal and state regulations. These include:

• KYC/AML laws for centralized exchanges
• Money transmitter licenses in certain states
• IRS reporting requirements for crypto income and capital gains

Platforms like Coinbase, Gemini, and Kraken follow strict compliance protocols, while wallets like Best Wallet offer non-custodial privacy without compromising legality.

For long-term investments, tools like Bitcoin IRA and Bitcoin ETFs allow Americans to gain exposure to Bitcoin with tax advantages and regulated protections.

You can read more about Bitcoin IRA investment guide.

How to Store Bitcoin Safely

For everyday use, mobile wallets like Best Wallet offer the best balance of convenience, privacy, and control. You can even use the app to swap tokens, connect to dApps, and monitor your portfolio.

For long-term security, cold wallets like Ledger and Trezor are highly recommended. These devices store your private keys offline, away from potential hackers.

No matter the method you choose, remember these tips:

• Never share your seed phrase or private key.
• Avoid storing large amounts of Bitcoin on centralized exchanges.
• Consider enabling 2FA and using a passphrase for added protection.

Join U.S. Bitcoin Communities

Staying updated and learning from others is key to protecting your assets. Here are some trusted U.S.-based communities:

• Bitcointalk Forum
• Bitcoin Beginners Subreddit
• Bitcoin Subreddit

There is also a huge number of cryptocurrency Meetup groups throughout the United States.

Always stay alert. Scammers often pose as support staff or share malicious wallet links. The rule of thumb? Never share your seed phrase and double-check every wallet address before sending funds.

Portfolio Strategy and Risks

The cryptocurrency market remains highly volatile. Prices can change drastically, even in a single day. For this reason, financial gurus advise keeping cryptocurrency to 1% to 2% of your overall portfolio.

Additionally, keep in mind that the FDIC does not insure cryptocurrency holdings. For long-term storage, use hardware wallets, set up 2FA, and create secure passwords.

Conclusion: Buying Bitcoin in the USA

Bitcoin’s journey in the United States has had its fair share of highs and lows. While early regulatory confusion pushed some platforms out of the market, the 2024 US Elections marked a major turning point. With the Trump administration showing public support for Bitcoin and introducing a Strategic Bitcoin Reserve, the U.S. is again positioning itself as a leader in the global crypto space.

Investor confidence is growing, institutions are joining the conversation, and retail adoption is climbing, especially with tools like IRAs, ETFs, and mobile wallets making Bitcoin more accessible than ever.

If you’re planning to buy Bitcoin in the U.S. today, choosing a platform that aligns with both security and convenience is crucial. Best Wallet stands out as a top pick for American users who want complete control of their crypto, no KYC requirements, and zero trading fees. It’s fast, private, and built for real-world use, whether you’re buying BTC for the first time or diversifying your crypto portfolio. Ready to take the next step?

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See also: How to Buy Crypto in Georgia 2025: Beginner’s Guide

References:

• Bitcoin.org. Bitcoin.org, https://bitcoin.org.
• Blockchain.com. Blockchain.com, https://www.blockchain.com.
• Core DAO. Core DAO Stake Bitcoin & Explore Bitcoin DeFi, https://coredao.org.
• Bitcoin Treasuries. Bitcointreasuries.net, https://bitcointreasuries.net.
• Best Wallet. Best Wallet – Secure Multi-Asset Crypto Wallet. Best Wallet, https://bestwallet.com/en.