Best Bitcoin Desktop Wallets Review and Comparison

By Alexander Reed

Last Updated: Mar 6, 2025

Co-author

By Alex Ioannou

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Disclaimer

Crypto is a high-risk asset class. This article is provided for informational purposes and does not constitute investment advice. You could lose all of your capital.
99Bitcoins may receive advertising commissions for visits to a suggested operator through our affiliate links, at no added cost to you. All our recommendations follow a thorough review process.

Best Bitcoin Desktop wallets
Disclaimer Icon
Disclaimer

Crypto is a high-risk asset class. This article is provided for informational purposes and does not constitute investment advice. You could lose all of your capital.
99Bitcoins may receive advertising commissions for visits to a suggested operator through our affiliate links, at no added cost to you. All our recommendations follow a thorough review process.

Desktop wallets are programs that store and manage the private key for your Bitcoins on your computer’s hard drive. In this post, I will review the most popular desktop wallets around for Mac, Linux, and Windows.

Bitcoin Desktop Wallets Summary

There’s a wide variety of Bitcoin desktop wallets around, each one has a different edge. For example, the crypto wallet with the most security options would be Armory, while Margex’s wallet provides innovative features such as staking benefits. The winner in all categories overall is Cypherock.

Here are the best Bitcoin desktop wallets:

Kraken
Beginner friendly?
Yes
Supported platforms:
Desktop & Mobile
Cypherock
Beginner friendly?
Yes
Supported platforms:
Desktop
Margex
Margex as alternative to LocalBitcoins
Beginner friendly?
No
Supported platforms:
Desktop & mobile
Zengo
Beginner friendly?
Yes
Supported platforms:
Mobile & desktop
Ledger
Beginner friendly?
No
Supported platforms:
Desktop & mobile
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That covers Bitcoin desktop wallets in a nutshell. If you want a more detailed review of the different desktop wallets keep on reading, here’s what I’ll cover:


Desktop Wallets Overview

By design, crypto desktop wallets are more secure than mobile wallets (since they’re harder to steal) and less secure than hardware wallets.

Desktop crypto wallets are considered “hot wallets”, since they are connected to the Internet. This makes them inherently insecure. However, for small amounts of Bitcoin or altcoins, they are a good solution.

For large amounts of Bitcoin ALWAYS use cold storage wallets (i.e. wallets that aren’t connected to the Internet) like a paper wallet or hardware wallet.


Cypherock – The All-Around Winner

Platforms: Windows, Mac, Linux, and LinuxMac OS (Compatible with the cySync desktop application)

Cypherock X1 is a hardware wallet that integrates with desktop platforms through its companion application, cySync. This setup allows users to manage their cryptocurrency assets on Windows, Mac, and Linux systems. 

Cypherock cySync wallet
Image Source: Cypherock

The cySync app facilitates the creation of new wallets, importation of existing seed phrases, and real-time portfolio tracking. By connecting the X1 Vault to a computer via USB-C and utilizing cySync, users can perform transactions and monitor their holdings directly from their desktop environment. This combination offers a user-friendly interface while maintaining the security benefits inherent to hardware wallets

The Cypherock X1 system employs a unique security model by splitting private keys into five shards using Shamir Secret Sharing. These shards are distributed across one X1 Vault and four X1 Cards, ensuring that no single device contains the complete private key. To authorize a transaction, the X1 Vault and at least one X1 Card are required, adding a layer of security against potential breaches.

In terms of asset support, Cypherock X1 accommodates over 9,000 cryptocurrencies, including major ones like Bitcoin, Ethereum, and XRP. This extensive support allows users to manage a diverse portfolio within a single platform.

While the system’s multi-component design enhances security, it may present a learning curve for users accustomed to more traditional hardware wallets. However, the open-source nature of Cypherock X1 and its innovative approach to private key management makes it a compelling choice for those seeking advanced security features in their cryptocurrency storage solutions.

Visit Cypherock Read Review

Margex – The Multi-Utility Wallet

Platforms: Mac OS, Linux, and Windows.

Margex is a cryptocurrency exchange that offers a user-friendly interface accessible through web browsers on desktop platforms, including Windows, macOS, and Linux. 

Margex
Image Source: Margex

The platform supports a variety of cryptocurrencies, such as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and TRON (TRX), among others. Security is a significant focus for Margex. The platform employs a custodial wallet system, storing 100% of user assets in cold storage to protect against online threats. Features like two-factor authentication and email withdrawal confirmations add extra layers of security.

For those interested in staking, Margex offers options to stake certain cryptocurrencies directly through the platform, with annual percentage yields (APY) of up to 5%. In terms of user experience, Margex’s web-based platform is designed to be intuitive, making it suitable for both beginners and experienced traders.

The trading dashboard is straightforward, with clearly marked features and customizable pricing charts, facilitating technical analysis. However, it’s important to note that as a custodial platform, Margex holds the private keys to users’ assets, which means users must trust the platform’s security measures.  Overall, Margex provides a comprehensive trading experience with a focus on security and user accessibility across various desktop platforms.

Visit Margex Read Review


Zengo – The Keyless Crypto Wallet

Zengo combines wallet security with ease of use and an intuitive UI/UX. Zengo wallet ditches the hard-to-remember private keys that secure most crypto wallets, and instead secures your account on multiple devices using advanced cryptography known as Multi-Party Computation (MPC)

Zengo secure wallet
Source: Zengo

Zengo supports over 120 different cryptocurrencies and the list is continuously growing. Users can buy crypto, stake their crypto, or swap their crypto all within the Zengo app. That makes Zengo highly usable and multi-functional, and it can be a one-stop shop for some crypto investors with limited needs. 

The Zengo user experience is very positive, with a beautiful design and layout that is simple to navigate. This first-of-its-kind wallet also offers users something quite unique in the crypto industry, while the wallet is free to download and use, users can opt-in for Zengo Pro which offers:

  • Legacy Transfer allows you to pass your wallet on to loved ones.
  • Lock your assets to a unique 3D FaceLock biometrics.
  • Alerts and protections against Web3 attacks.
  • Priority support is guaranteed in less than 1 hour, with most responses handled in less than 5 minutes.

Many of the team members here at 99Bitcoins use Zengo as one of their wallets in a diversification strategy as relying on just one wallet for all your crypto may not be the most optimal choice. We like that Zengo leverages MPC technology in place of traditional crypto wallets, making it a top choice for diversifying risk across different cryptographic security methods.

Visit Zengo Read Review

Ledger – Desktop and Mobile Version 

Platforms: Mac OS, Linux, Windows, iOS, and Android. 

LedgerLive
LedgerLive

Ledger is a wallet company most famous for their hardware wallets like the Ledger Nano S. However, they also have a desktop wallet app called Ledger Live. The Ledger Live app can be paired with a Ledger hardware wallet or used as a standalone hot wallet for your crypto. The interface is not particularly user friendly, but is also not terribly tough to use after you get the hang of it. Ledger Live supports a long list of cryptocurrencies, meaning this wallet should be able to handle much of your web3 needs. 

Visit Ledger Read Review


Electrum – The No-Frills Wallet

Platforms: Mac OS, Linux, and Windows.

It took me a while to start using Electrum, but once I did, I loved it.

Again, I’ll start with the downside – Electrum is ugly. The interface looks like a 90’s version of Windows. Also, if you’re completely new to Bitcoin, I have the feeling you’ll get lost pretty quickly due to the unfriendly interface. Electrum desktop wallet

However, once you get over the interface issues, Electrum is one of the most robust, effective and secure desktop wallets out there.

Also, it’s open source, meaning many people have taken part in reviewing and composing the code. This reduces the chance of malicious code inside the software to practically zero.

In times when the Bitcoin network is “crowded” and transaction fees can skyrocket, Electrum is one of the few wallets that allows you to replace the fee you’ve set to an already broadcasted transaction. This feature is very handy when you can’t get your transaction to confirm.

Additional features include address tagging, fee adjustments, encrypting your wallet and signing/verifying messages (this is an advanced feature).

Bottom line, this is an excellent desktop wallet. If you understand Bitcoin well enough to use it, go for it. 

Visit Electrum Read Review


Copay – A Multisig Bitcoin Desktop Wallet

Platforms: Mac OS, Linux, and Windows.

Copay is a wallet created by BitPay, one of the largest Bitcoin payment service providers around. The wallet is available for most major platforms (mobile and desktop) and is a multisig wallet.

Multisig means that you can have the wallet require an X amount of people to sign off on each transaction in order to broadcast it to the network. Using Copay’s multisig feature allows you extra security against theft and could be a good option if you can’t afford a hardware wallet.

Copay’s code is open source and has been around since 2014.

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Armory – The Desktop Vault

Platforms: Mac OS, Linux, and Windows, Ubuntu and RaspberriPi.

Armory is a well-known and trusted brand when it comes to Bitcoin security, though the wallet is usually best suited for more advanced users.

If you are looking for a wallet that emphasizes safety and security, Armory should make the short list as the wallet features a variety of encryption and cold-storage options.

Bitcoin Armory

Armory is among the most respected brands when it comes to Bitcoin security

Visit Armory To be Reviewed

Looking for a Secure Mobile Alternative?

All the desktop wallets we listed are great solutions for Bitcoin management. We did say that desktop wallets are generally considered more secure than mobile wallets because they are harder to crack when it comes to cyber security. But what desktop wallets lack is portability and the versatility needed for on-the-go users.

If you’re seeking an equally secure but more mobile-friendly option, Best Wallet is worth considering. While desktop wallets may appeal to users who prefer managing their assets in a single, stationary location, Best Wallet caters to the rest of them.

Best Wallet

Platforms : Android, iOS

Best Wallet is a user-friendly, non-custodial crypto wallet designed for secure and convenient management of digital assets. It supports over 60 blockchains, allowing users to store, trade, and stake cryptocurrencies seamlessly. With built-in features like a DEX, staking options, and advanced security measures, it’s an all-in-one solution for both beginners and experienced crypto enthusiasts.

Download Best Wallet

Read Review


Frequently Asked Questions

How do I Transfer Money to My Bitcoin Wallet?

  1. Open your wallet
  2. Find your Bitcoin address (long string of letters and characters that starts with 1 or 3)
  3. Send Bitcoin to your wallet address
  4. Wait for 3 confirmations (recommended but not necessary)

How do I Transfer Money from My Bitcoin Wallet to My Bank Account?

Banks don’t accept Bitcoin, so you’ll need to sell your Bitcoins for fiat currency (Dollar, Euros, etc.) on a Bitcoin exchange and then withdraw those funds from the exchange to your bank account.

How to Store Seed Phrases Securely

When using non-custodial wallets, users are provided a ‘seed phrase.’ This is a sequence of typically 12, 18, or 24 words. When the words are entered in the correct sequence on the wallet device, users can access all their digital assets. 

Therefore, it is of utmost importance to secure your seed phrase with a storage device. One such popular device is Cryptotag – which allows users to store between 24 – 42 seed phrases. The Cryptotag device stores seed phrases in a 6mm titanium plate, which is water resistant and bullet-proof. This device is compatible with wallets such as Metamask, Ledger, Trezor, and Trust Wallet. 

Visit Cryptotag


Conclusion

There’s no shortage of desktop wallets for Bitcoin and this can sometimes be overwhelming for beginners. If you’re new to Bitcoin, start with Cypherock – a top hardware wallet which is compatible on hardware devices through the cySync application. 

In the end, try to suit the wallet to your needs, since each one of the wallets I’ve reviewed here has a different edge. There are many different options out there and your sure to find one that fits your needs. In fact, most advanced crypto users hold their assets in multiple different wallets, a wallet security best practice. 

 

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Alexander Reed
Alexander Reed
Editor

Having delved into futures trading in the past, my intrigue in financial, economic, and political affairs eventually led me to a striking realization: the current debt-based fiat system is fundamentally flawed. This revelation prompted me to explore alternative avenues, including... Read More

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