In This Article

Decentralized Finance (DeFi) staking is the process of locking up digital assets in smart contracts. It allows users to earn passive income through rewards while supporting blockchain networks’ security and functionality. DeFi staking is popular among crypto investors because it doesn’t require technical knowledge or trading skills. It eliminates intermediaries, allowing users to access higher yields and greater control over their funds. DeFi platforms simplify the staking process by offering various options, from flexible staking periods to generating income with relatively low effort.

Finding the best DeFi staking platforms is difficult, as each boasts opportunities and rewards. This is where our article comes into play. We evaluated the best crypto staking platforms 2025 to come up with the top 12, considering factors like security and audits, fees and reward distribution, staking methods, lock-up periods, annual percentage yield (APY), reputation, and user experience. In addition to our in-depth reviews, you’ll learn how DeFi staking works and how to maximize your profits.

DeFi Staking: Summary

What is staking crypto? DeFi staking isn’t just about parking your cryptocurrency and hoping for the best—it’s a full-blown passive income hustle powered by smart contracts, killer APYs, and platforms that work while you sleep. In this guide, we go beyond buzzwords and dive into the top 12 DeFi staking platforms of 2025.

From liquid staking and restaking to NFT-powered rewards and institutional-grade options, we’ve covered every flavor of staking out there. You’ll learn how DeFi staking works, what types exist, how DeFi staking rewards are calculated, and where to find the juiciest yields. Whether you’re a cautious investor or a full-blown DeFi degen, this guide has your back (and your bags).

Key Takeaways

  • DeFi staking helps you earn passive income by locking crypto into smart contracts without intermediaries.
  • There are multiple staking types, including liquid, DAO, governance, and even NFT.
  • We reviewed 12 top DeFi platforms for 2025, including Lido, Aave, Curve, Rocket Pool, and more.
  • Rewards vary based on APY, token type, platform mechanics, and lock-up duration.
  • Staking risks include smart contract vulnerabilities, slashing, impermanent loss, and long lock-up periods.
  • You can maximize rewards through restaking, liquidity provision, and delegating to experienced validators.

What is DeFi Staking?

Here’s DeFi staking explained. DeFi is an abbreviation for decentralized financial services or financial services with no central authority, while cryptocurrency staking refers to locking digital assets to earn rewards. If we combine these two terms, we get the definition of DeFi staking—the process of earning rewards by locking tokens into smart contracts in a decentralized way. Unlike traditional staking, some DeFi staking platforms enable investors to use their staked assets in other DeFi projects through liquid staking tokens, providing greater flexibility and additional yield opportunities.

DeFi staking platforms

How Does DeFi Staking Work?

DeFi crypto staking enables investors to support blockchain operations by locking their native tokens into smart contracts. These operations usually involve participating in governance, validating transactions, and securing the network. Investors can stake both fungible and non-fungible tokens (NFTs). The sum of the rewards will depend on the quantity of staked tokens, the lock-in period, and the rules determined by the blockchain. The longer the tokens are locked, the higher their annual percentage yield (APY) will be.

Step-by-Step Process of DeFi Staking

  • Choose a Staking Platform

    Select a DeFi staking platform that fits your needs.
  • Set Up and Connect a Crypto Wallet

    Create a crypto wallet for staking and link it to your chosen staking platform.
  • Purchase and Stake Tokens

    Buy the tokens you want to stake. Pick a staking pool. And enter the amount you wish to stake.
  • Review Staking Terms

    Check the platform’s terms, including minimum staking amount, lock-up period, and reward schedule.
  • Confirm the Transaction

    Approve and complete the staking transaction.
  • Monitor Your Staking

    Keep track of your staking performance through the platform.
  • Receive Rewards

    Wait for rewards to be sent to your wallet or staking account after the lock-up period or at the end of each epoch.
DeFi staking is simple: choose a platform, set up a wallet, stake your tokens, review terms, confirm, monitor, and collect rewards. Follow these steps to start earning with DeFi staking.

Where to Stake DeFi Tokens: Best Platforms For DeFi Staking

Staking DeFi tokens is a great way to put your assets to work while supporting decentralized networks. Below you will find a list of the best staking platforms that you can choose from.

Best Wallet: Most Secure DeFi Staking Platform in 2025

Finding the best DeFi platform fro staking in 2025 isn’t just about high APYs—it’s about control, flexibility, and long-term utility. That’s why Best Wallet tops our list. As a fully decentralized, non-custodial wallet with built-in staking and presale access, it lets users earn rewards without giving up their keys or privacy. From beginners to DeFi power users, Best Wallet sets the gold standard for staking.

Key Features

  • Supported cryptocurrencies: Multiple tokens across 60+ blockchains
  • APY: Up to 165% (varies by token and staking program)
  • Minimum Staking Amount: Depends on the token, generally low or none
  • Reward Distribution: Real-time or per block depending on the network
  • Lock-up Period: Varies by token and staking pool
  • Key features include decentralized exchange (DEX) aggregation, presale access, and multi-chain staking
  • Non-custodial wallet with full control over private keys

Best Wallet is a multifunctional Web3 wallet designed to make staking and DeFi simple and secure for everyone. With support for over 60 blockchains, you can manage, swap, and stake tokens without hopping across different platforms. The staking tab lets you explore live staking opportunities directly within the wallet, removing the need to trust shady third-party sites. Basically, you can call this wallet, a zero-fee DeFi platform.

top defi staking sites
Source: Best Wallet

Everything happens inside a sleek, mobile-first app—your keys, your control. Whether you’re after passive income through staking, scouting the best crypto presales for the next gem, or browsing dApps, Best Wallet brings it all under one roof. It’s non-custodial, KYC-free, and beginner-friendly—without sacrificing depth for power users.

Join Best Wallet to stake your crypto securely, track rewards on the go, and unlock DeFi’s full potential—all from your phone. Check out our full Best Wallet Review to know more.

Visit Best Wallet

Apart from Best Wallet, we have singled out 12 other DeFi staking platforms based on the following criteria: supported cryptocurrencies, APYs, reward distribution and frequency, staking terms, such as lock-up periods and minimum staking amounts, and withdrawal terms. Here’s what makes these platforms stand out from the competition.

Not sure which coin to stake?

Before choosing a platform, it’s important to understand which tokens offer the best staking potential. If you’re still deciding which assets to stake, check out our guide to the Best Crypto Staking Coins to help you make a more informed decision.

Platform Supported Assets Fees Estimated APY Best DeFi Platform for
Lido ETH 10% on staking rewards 2.8% ETH liquid staking
Aave GHO, AAVE, ABPT  Determined by the network status and transaction complexity 6.89% for $GHO, 4.55% for $AAVE, and 19.58% for $ABPT  DeFi lending and borrowing
Curve Stablecoins Admin fees amount to 50% of the total fee charged from pools Based on the trading activity Stablecoin trading  
Yearn Stablecoins The vault charges a 10% performance fee Depending on the Vault Yield farming
Rocket Pool ETH rETH stakers must pay a 14% fee  2.79% (liquid staking) and 4.39% (node staking)  Ethereum node staking
Frax Finance Stablecoins 8% protocol fee 5.90% for FRAX Stablecoin-based staking
Pendle Finance Yield-bearing tokens on Ethereum, Arbitrum, BNB Chain, and Optimism A 3% fee from all yields   15.52% (sUSDe), 17.58% (USDe), 18.77% (eUSDe)  Yield-bearing tokens
EigenLayer ETH, liquid staking tokens (stETH, rETH, cbETH, and LsETH), ERC-20 tokens, EIGEN  Fixed 10% operator fee Depending on the token Restaking
EtherFi ETH, stETH  Liquid Vaults charge an annualized platform fee of 1% 3.8% Non-custodial staking
Ethena ETH, USDe, ENA Slippage and execution fees for minting and redeeming USDe 9% (USDe)   Institutional investors
Jito SOL  Annual management fee equal to 4% of total rewards and a withdrawal fee of 0.1% 7.26% SOL liquid staking
Babylon BTC Unbonding transaction fee amounts to 0.00032 BTC Based on the cap Bitcoin staking

Here’s a detailed review of the top Defi staking platforms.

1. Lido: Top DeFi Protocol for Ethereum Liquid Staking

Key Features

  • Supported cryptocurrencies: ETH
  • APY: 2.8%
  • Minimum Staking Amount: no required minimum
  • Reward Distribution: Within 24 hours of making a deposit
  • Lock-up Period: No lock-up period with no minimum requirements
  • Key features include DVT, curated, and permissionless modules
  • Simple on-chain delegation

Lido is a DeFi staking platform that specializes in liquid staking. Users can stake ETH across multiple networks while maintaining liquidity. Until recently, Lido users could also stake Polygon, but this option was discontinued on December 16, 2024. Lido converts staked ETH tokens into stETH tokens, which can be used as regular ETH. They can be traded on secondary markets, used in DeFi protocols for lending and borrowing, and as collateral in restaking. There are no minimum requirements or lock-up
periods, which makes Lido suitable for beginners.

DeFi staking crypto platforms
Source: Lido Liquid Staking

Lido is governed by Lido DAO, which uses an on-chain delegation model. This model allows LDT token holders to delegate their voting power and participate in on-chain voting. The staking rewards come with a 10% fee shared between the Lido DAO and node operators.

Join Lido to receive daily rewards on Ethereum staking and increase your earnings by using stETH tokens across 100+ DeFi protocols. Also, check our beginner’s guide to Lido Staked Ether.

2. Aave: Best DeFi Staking Platform for Lending and Borrowing

Key Features

  • Supported cryptocurrencies: GHO, AAVE, ABPT
  • APY: 6.89% for GHO, 4.55% for AAVE, and 19.58% for ABPT
  • Minimum Staking Amount: No required minimum
  • Reward Distribution: After users withdraw or transfer AAVE from the Safety Module
  • Lock-up Period: Defined by protocols
  • Key features include rewards through the lending, borrowing, and staking option
  • Flash Loans enable investors to borrow an asset without collateral
  • Liquid eModes make the borrowing and lending process cheaper and more flexible

Aave is a liquidity protocol that enables users to earn rewards by becoming suppliers or borrowers. Suppliers lock their tokens into liquidity pools to earn interest, while borrowers keep the network secure by providing collateral greater than the loaned amount. The suppliers share the interest paid by the borrowers and receive a portion of the Flash Loan fees.

How to earn rewards with DeFi staking
Source:Aave

Aave’s Flash Loans enable investors to borrow an asset without using collateral. However, they’ll have to repay the borrowed amount, plus a fee, within the same transaction. Users can stake AAVE (stkAAVE), GHO (stkGHO), and ABPT (stkABPT) tokens via Aave’s Safety Module in return for rewards that usually come in the form of AAVE tokens. Aave recently introduced Liquid eModes, a feature that makes the borrowing and lending process cheaper and more flexible, which pushed its TVL toward the $20 billion mark.

Have a look at our detailed Aave review to get more information about the staking feature.

3. Curve: Decentralized Exchange That Specializes in Stablecoin Trading

Key Features

  • Supported cryptocurrencies: Stablecoins
  • APY: Based on the trading activity
  • Minimum Staking Amount: No required minimum
  • Reward Distribution: Fees are collected every week from the pools and converted into crvUSD
  • Lock-up Period: 1 week to 4 years, making it flexible
  • The locking mechanism enables users to boost their rewards up to 2.5x
  • 370+ liquidity pools

Curve is a decentralized exchange that specializes in stablecoin trading and lending. This DEX uses liquidity pools to power its operations. Its users will gain access to over 370 liquidity pools where they can stake their stablecoins for rewards. Curve also uses AMM protocols to facilitate stablecoin transactions and minimize problems related to slippage and high fees.

Curve is powered by CRV tokens, which are used to incentivize liquidity providers. Each time someone trades on Curve, liquidity providers earn 50% of the trading fee (converted into crvUSD). The CRV token can also be staked and used for voting. Users who lock their CRV tokens for 1 week or 4 years will earn veCRV tokens that they can use to boost their pool rewards up to 2.5x.

Where to stake DeFi coins
Source: Curve

Join Curve’s ecosystem to generate passive income by contributing to its liquidity pools or creating your own liquidity pool. Meanwhile, why don’t you check our Curve Finance Review here?

Key Features

  • Supported cryptocurrencies: Stablecoins
  • APY: Depending on the vault
  • Minimum Staking Amount: Depending on the vault
  • Reward Distribution: Every week
  • Lock-up Period: 1 week to 4 years
  • Key features include automated yield farming strategies
  • User-governed liquidity pools
  • Decentralized and community-driven governance model

Yearn is a DeFi yield aggregator that enables its users to earn rewards by locking their digital assets into Yearn Vaults. These vaults use automated strategies to enable users to invest in multiple DeFi platforms and generate maximum returns with minimum effort. Once a user deposits their tokens into the vault, the protocol will automatically start earning yield by moving the tokens between different lending platforms.

decentralized staking platforms
Source: Yearn

Yearn’s other notable products include yLocker and yPools. The former is designed to tokenize locked governance positions in external DeFi protocols. The latter are risk-adjusted user-governed liquidity pools that contain a collection of liquid tokens, such as yETH. yLocker stakers earn 100% of their share of protocol fees every week. Yearn’s vaults enable users to earn massive yields, which makes it ideal for investors who want to maximize the value of their holdings without the need for active trading.

5. Rocket Pool: Best DeFi Platform for Node Staking

Key Features

  • Supported cryptocurrencies: ETH
  • APY: 2.79% (liquid staking) and 4.39% (node staking)
  • Minimum Staking Amount: 0.01 ETH (liquid staking) and 8 ETH (node staking)
  • Reward Distribution: Every 28 days
  • Lock-up Period: No minimum lock-up period
  • Low entry barrier for ETH staking
  • Can be integrated with exchanges, lending platforms, oracles, and vaults

Rocket Pool is a DeFi crypto staking platform enabling users to get ETH staking rewards via liquid or node staking. Liquid stakers will earn rewards in the form of rETH tokens that can be used in numerous DeFi protocols. Staked tokens can also be unstaked at any time, with no minimum lock-up periods.

Best defi staking coins
Source: Rocket Pool

Node staking involves operating a validator node in return for rewards through ETH and RPL tokens and commission fees. To operate a node, users must stake a minimum of 8 ETH. Staking rewards are paid out every 28 days, and node operators who stake their RPL tokens will earn additional bonuses and voting rights. Rocket Pool makes Ethereum staking more accessible to investors by lowering the entry barrier from 32 ETH to 8 ETH (node ​​staking) and 0.01 ETH (liquid staking). This makes it a go-to platform for ETH traders.

6. Frax Finance: Top DeFi Protocol for Stablecoin-Based Staking & Lending

Key Features

  • Supported cryptocurrencies: Stablecoins
  • APY: 5.90% for FRAX
  • Minimum Staking Amount: Depending on the asset and staking duration
  • Reward Distribution: Depending on the token
  • Lock-up Period: 1 week to 4 years
  • Uses a fractional-algorithmic model to optimize stablecoins
  • Offers a permissionless and non-custodial lending platform
  • Issues its own stablecoins

Frax Finance is a DeFi platform that aims to optimize the stability of stablecoins through innovative mechanisms. These include Fraxswap (an AMM with an embedded time-weighted average market maker) and Fraxlend (a permissionless and non-custodial lending platform that provides lending markets between any two ERC20 tokens).

high yield defi staking platform
Source: Frax Finance

Frax Finance currently issues three stablecoins: FRAX (stablecoin pegged to the US dollar), FPI (stablecoin pegged to a basket of consumer goods), and frxETH (stablecoin pegged to ETH). Its ecosystem is powered by two tokens, FXS and FPIS, which users can lock in liquidity pools in exchange for veFXS and veFPIS tokens.

Frax Finance’s DeFi coins can potentially improve the financial landscape with their innovative liquidity solutions. This especially applies to Frax Ether (frxETH), which enables ETH holders to participate in the staking process without the need to run a node. Stakers can also exchange frxETH for their staked versions, sfrxETH, to earn extra rewards.

7. Pendle Finance: Best DeFi Staking Platform for Yield Tokenization

Key Features

  • Supported cryptocurrencies: Yield-bearing tokens on Ethereum, Arbitrum, BNB Chain, and Optimism
  • APY: 15.52% (sUSDe), 17.58% (USDe), 18.77% (eUSDe)
  • Minimum Staking Amount: Depending on the token
  • Reward Distribution: After the maturity date
  • Lock-up Period: Up to 2 years
  • Unique yield tokenization model
  • AMM tailored for assets with time-decaying properties
  • Liquidity providers can boost their rewards by up to 250%

Pendle Finance is a permissionless yield-trading platform that tokenizes the yield of its users by wrapping them into standardized yield tokens. These tokens are divided into Principal tokens (PT) and Yield tokens (YT). This separation enables investors to trade future yields as independent assets. Pendle also supports multiple blockchains, from Ethereum and Arbitrum to BNB Chain and Optimism.

Pendle Finance
Source: Pendle Finance

Users who stake PENDLE tokens receive vePENDLE tokens. These tokens are used to vote on which pool will generate PENDLE incentives. Those who vote will earn 80% of the swap fees of the voted pool. Liquidity providers can also boost their PENDLE rewards by up to 250%.

Pendle has been recognized as one of the most promising RWA cryptos. It simplifies the trading of future yields by allowing investors to split their yield-bearing assets into separate yield and principal components. Join Pendle and earn a yield of up to 18.77% on your staked tokens.

8. EigenLayer: Top DeFi Protocol for Restaking

Key Features

  • Supported cryptocurrencies: ETH, liquid staking tokens (stETH, rETH, cbETH, and LsETH), ERC-20 tokens, EIGEN
  • APY: Depending on the token
  • Minimum Staking Amount: 32 ETH (for native restaking)
  • Reward Distribution: After an activation delay (1 week on the mainnet and 2 hours on the testnet)
  • Lock-up Period: Defined by protocols
  • Restaking mechanism
  • Liquid and native restaking models
  • Free-market governance

If you’re looking for DeFi staking platforms that enable users to stake their tokens, opt for EigenLayer, a DeFi protocol that allows users to retake their staked ETH or LSTs to support the security of its Autonomous Verifiable Services (AVSs). The restocking process utilizes liquid and native restacking models.

defi staking rewards
Source: EigenLayer

Liquid restaking involves depositing liquid tokens, ERC-20 tokens, and EIGEN tokens into EigenLayer’s smart contracts. Native restaking enables users who operate an Ethereum validator node to change their withdrawal credentials to EigenLayer’s smart contracts. Stakers can also delegate their restaked balance to a node operator. Node operators will earn a fixed 10% fee, while the rest will go to their delegators. However, they’ll also be able to set their fee rate to any amount from 0% to 100%. In short, EigenLayer will enable you to restake your tokens to improve your capital gains.

9. EtherFi: Best DeFi Platform for Non-Custodial Staking

Key Features

  • Supported cryptocurrencies: ETH, stETH
  • APY: 3.8%
  • Minimum Staking Amount: 2 ETH bond (solo stakers)
  • Reward Distribution: Quarterly
  • Lock-up Period: No lock-up periods
  • Permissionless node staking and withdrawals
  • Integration with EigenLayer
  • Loyalty points will increase rewards and provide access to airdrops

EtherFi is a non-custodial liquid staking platform that enables Ethereum holders to stake ETH or stETH in return for eETH. eETH token enables its holders to earn staking rewards and receive loyalty points. These points can be used to boost rewards and gain access to some of the most popular airdrops. Users can automate their earnings with the help of ETH yield vaults by depositing eETH, weETH, or WETH tokens. The vaults will allocate these tokens across different DeFi protocols.

secure defi staking
Source: EtherFi

EtherFi provides several non-custodial staking options, from solo to liquid staking. Users can also restake their ETH via Eigenlayer to increase their returns. The sum of the staking rewards will be divided as follows – stakers will earn 90%, while node operators and the protocol will earn 5%. Join EtherFi to earn lucrative staking rewards through the liquid and solo staking and enhance your strategy via Eigenlayer’s restaking collective.

10. Ethena: Best Defi Staking Protocol for Institutional Investors

Key Features

  • Supported cryptocurrencies: ETH, USDe, ENA
  • APY: 9% (USDe)
  • Minimum Staking Amount: Depending on the platform
  • Reward Distribution: Weekly
  • Lock-up Period: No lock-up period
  • Delta hedging strategies
  • Dual-token system
  • Reward-bearing “Token Vault” mechanism

Ethena Finance is a synthetic dollar protocol that runs on the Ethereum blockchain. What makes this protocol stand out is its synthetic dollar called USDe. USDe doesn’t act as a traditional stablecoin, i.e., it’s not backed by fiat. Instead, Ethena uses delta hedging strategies and crypto collaterals (mainly Ethereum) to maintain its value.

Crypto defi protocols for staking
Source: Ethena

Ethena uses a reward-bearing “Token Vault” mechanism that rewards all participants without asking them to do a specific action. Users can stake USDe in return for sUSDe tokens. These tokens will appreciate over time, which means they’ll keep their value even in negative yield scenarios.

Its native token, ENA, is mainly used for governance. However, users can also stake it to earn sENA tokens. sENA holders will earn 15% of any potential future token supply. According to Ethena’s roadmap, a new product called iUSDe will launch this month. It will bridge traditional finance with DeFi and CeFi.

11. Jito: Best DeFi Protocol for Solana Liquid Staking

Key Features

  • Supported cryptocurrencies: SOL
  • APY: 7.26%
  • Minimum Staking Amount: 1 SOL
  • Reward Distribution: Every epoch (1-2 days)
  • Lock-up Period: No lock-up period
  • MEV-powered staking rewards
  • The StakeNet Steward Program
  • Restaking rewards

Jito is a DeFi staking platform that runs on Solana. Its uniqueness lies in its MEV-powered staking reward system, which will enable users to earn yield from both staking rewards and MEV profits. In short, users can stake their SOL tokens in return for liquid stake pool tokens, JitoSOL. JitoSOL tokens will automatically generate value from two sources, MEV, and staking rewards, boosting the yields by up to 15%.

top staking dapps
Source: Jito

JitoSOL can be used in DeFi protocols, like Drift, Mango, and Solend, and liquidity provision pools, like Orca, Raydium, and Meteora. Jito’s native token, JTO, is used for governance. However, this token cannot be staked. Jito recently launched the StakeNet Steward Program to enhance the management of Solana stake pools, which will contribute to its growth in value. Users can also earn rewards by restaking SPL tokens on Jito’s staking protocol for NCNs on Solana.

Key Features

  • Supported cryptocurrencies: BTC
  • APY: Based on the cap
  • Minimum Staking Amount: 0.005 BTC
  • Reward Distribution: 100,000 points per block (for the first 300 BTC blocks) and 21,000 points for the remaining blocks
  • Lock-up Period: 1 week
  • Trustless Bitcoin staking
  • BTC timestamping protocol enables fast unbonding
  • Supports scalable restaking

Babylon is the first DeFi protocol to introduce Bitcoin staking. If you want to know more about this topic, check out our dedicated guide on Bitcoin Staking in 2025. This protocol allows users to stake BTC through the self-custodial staking mechanism, which enables them to earn rewards without giving up control of their assets. BTC stakers can also earn rewards by securing PoS blockchains and dApps.

how does defi staking work
Source: Babylon

Babylon uses the BTC timestamping protocol to protect important transactions and enable fast unbonding. This protocol serves as a building block for its staking mechanism as it synchronizes Bitcoin and PoS blockchains. In addition to that, Babylon uses scalable restaking features to enable BTC holders to maximize their yield and liquidity.

Babylon’s staking mechanism operates through phases, aka caps, which determine the staking duration, limits, and reward distribution. The platform has already generated over $4 billion in staked BTC, which shows strong investor interest. Babylon can potentially redefine BTC’s role in the DeFi space through its unique protocol that enables trustless staking.

How Did We Rate and Review the Top DeFi Staking Platforms?

We used the following criteria to rate and review the above-mentioned DeFi staking platforms:

  • APY: APY, or annual percentage yield, is a metric that represents the estimated annual returns that stakers can earn on their staked tokens. APYs can be fixed and variable. The former is predetermined, while various factors, such as network inflation rate, platform fees, and the amount of staked tokens, will influence the latter. Some DeFi platforms also use the term APR to express their potential returns. That said, we gave DeFi platforms that offer competitive APYs an advantage.
  • Reward Distribution: Investors who lock their tokens into staking pools will receive staking rewards in return, which can come in the form of additional tokens, liquidity tokens, governance tokens, block rewards, and transaction fees. The reward amount will depend on several factors, such as the number of staked tokens and transaction fees. Most DeFi platforms will distribute their rewards at the beginning or end of an epoch. An epoch is a term that refers to the duration of a reward cycle. Epochs can last 6.4 minutes (as is the case with Ethereum 2.0), 2 days (Solana), 5 days (Cardano), and 7 days (PancakeSwap). We gave preference to platforms with clear reward policies and short epochs.
  • Staking Methods: Staking can be active or passive. The former refers to validating transactions and creating new blocks for rewards, while the latter refers to locking tokens in staking pools or delegating the stake to other validators. We listed platforms that offer various staking options, from solo to pool and SaaS staking. We paid special attention to platforms that offer liquid staking. Liquid staking enables token holders to earn liquidity tokens that they can use to interact with DeFi protocols.
  • Lock-Up Periods: The role of lock-up periods is to encourage investors to make long-term commitments, which is crucial for the security and sustainability of blockchains. This is why many DeFi platforms offer lock-up periods of different durations. We included platforms that offer flexible lock-up periods ranging from 2 days up to a year, as well as those that do not have lock-up periods, which means that investors will be able to withdraw their tokens at any time. Keep in mind that a longer lock-up period equals higher staking rewards.
  • User Experience: A good DeFi platform will be user-friendly and feature dashboards that are easy to navigate. We gave an advantage to platforms offering staking tutorials and tracking options that enable investors to track their rewards in real-time.

What Are the Different Types of DeFi Staking?

There are several types of DeFi staking:

  • Proof-of-Stake Staking: PoS is the most common method of staking in DeFi. Investors must lock their tokens for a specific period to earn rewards, usually as additional tokens. The goal of PoS staking is to validate blockchain transactions.
  • Liquid Staking: Liquid staking aims to provide liquidity for trading pairs. Liquid stakers will earn staking rewards and liquid staking tokens. These tokens can be used across different DeFi platforms.
  • Governance Staking: Governance staking enables investors to earn voting rights by locking their tokens. A higher number of locked tokens equals greater voting power.
  • DAO Staking: The goal of DAO staking is to support DAO operations. If the platform has a revenue share mechanism, stakers will earn voting power and a portion of the revenue.
  • NFT Staking: NFT staking involves locking non-fungible tokens into DeFi platforms or protocols to earn rewards. The rewards usually come in the form of governance tokens or in-game assets.

DeFi Staking Platforms vs Traditional Staking Platforms

Factor DeFi Staking Platforms
Traditional Staking Platforms
Control Users maintain full control over their staked assets.
Assets are handed over to a third party for management.
Transparency Operate on open-source smart contracts, allowing users to verify reward calculations and distributions.
Less transparent; users can’t easily verify how rewards are calculated or distributed.
Innovation Offer features like DEX integrations, yield farming, and liquid staking.
Limited features due to compliance restrictions.
Accessibility Usually have low or no minimum deposit requirements.
Often require high minimum deposits, limiting access for smaller investors.
Learning Curve Requires users to manage private keys and navigate multiple platforms.
Simpler to use, more beginner-friendly.

Benefits and Risks of DeFi Staking

Is staking coins worth it? Staking platforms offer many benefits to attract investors to participate in their DeFi ecosystem. The biggest advantages of using DeFi platforms also come with risks:

Advantages

  • Accessibility: DeFi platforms simplify the staking process, making it accessible to everyone, even those new to crypto. DeFi staking doesn’t require technical knowledge unlike running a full node or mining. Most DeFi platforms are beginner-friendly. They use simple dashboards and automated reward systems.
  • Passive Income Generation: DeFi staking will help investors generate passive income by locking their tokens for a certain period of time, ensuring a constant flow of income without the need for active trading. DeFi crypto staking can also offer higher returns than traditional interest-earning accounts since cryptocurrencies are more volatile. However, these returns will depend on your chosen platform and the tokens you stake.
  • Decentralized Control: DeFi staking gives investors full control over their assets since staking platforms eliminate the need for intermediaries, such as brokers or banks. This reduces the risk of asset loss and lowers transaction fees.
  • Transparency: DeFi platforms run on blockchains, meaning investors can monitor how their investments are managed in real-time. DeFi protocols also utilize rigid security measures to prevent unauthorized access and hacking.
  • 24/7 Markets: Most traditional financial markets have working hours, but this is not the case with DeFi markets, which operate 24/7, enabling investors to respond quickly to market fluctuations.
  • Governance: Some DeFi platforms reward their stakes with governance tokens, which means they gain voting rights, enabling them to shape the platform’s future.
  • Access to New Cryptocurrencies: DeFi staking platforms often reward users with newly released cryptocurrencies. This means that crypto traders can invest in new tokens before they get listed on exchanges, which will help them earn higher returns.

Disadvantages 

  • Slashing: It is a penalty mechanism used in proof-of-stake (PoS) networks to discourage bad behavior and ensure network security. If a validator acts maliciously or fails to meet network requirements (e.g., prolonged downtime), a portion of their staked funds may be deducted. This system helps maintain trust and reliability across the blockchain by holding participants accountable for their actions.
  • Lock-Up Periods: Some DeFi platforms impose staking terms that include lock-up periods. Stakers won’t have access to their tokens until the lock-up period ends. If there are dramatic price changes in the crypto market, the staked tokens could outweigh the interest earned on them. Investors may also miss the opportunity to sell their tokens when the market enters a bullish sentiment.
  • Impermanent Loss: Liquid staking has specific challenges, such as impermanent loss. Impermanent loss occurs when the price of staked tokens dramatically changes and when locked tokens in the liquidity pools become less valuable than their current market value.
  • Smart Contract Vulnerabilities: DeFi staking relies on smart contracts to manage locked tokens and execute transactions automatically when predefined conditions are met. However, these contracts are essentially code-based protocols, making them susceptible to bugs, exploits, and security breaches. Any flaw in their design or implementation can be exploited by hackers, potentially leading to a loss of funds.

Security Measures in Top DeFi Staking Platforms

Security plays a key role in DeFi staking, which is why many platforms invest large sums of money into their security systems. For example, Lido invested more than $4m in security, audits, and bug bounties. As mentioned before, DeFi protocols operate on smart contracts that are vulnerable to hacks. This is why DeFi platforms audit their smart contracts via blockchain auditing companies like Ackee, Certora, and Sigma Prime.

Some DeFi platforms implement insurance funds to compensate users if slashing occurs. Other security measures include multi-sig wallets, cold storage, and bug bounty programs. DeFi platforms can also use decentralized node operating models. This means that control will be distributed across multiple independent validators to prevent a single point of failure. For example, EtherFi implements DVT (Distributed Validator Technology) to distribute validator keys to diverse operators to reduce risks and promote decentralization.

Tips for Maximizing DeFi Staking Rewards

There are several ways you can maximize your staking returns. First, you can spread your investments across multiple cryptocurrencies to increase your overall returns and minimize the risks. You can invest in both popular cryptocurrencies and even lucrative presale coins. Secondly, you can restake your tokens. When the lock-up period ends, don’t withdraw your staking rewards. Instead, restake your tokens to increase the rewards during the next staking cycle.

For example, if you earn 5 tokens as a reward for staking 20 tokens, restaking those 5 tokens will expand your staked amount to 25 tokens. In this way, you’ll increase your returns over time, especially in the case of high APYs.

You can also use advanced staking strategies, such as:

  • Participating in higher reward tiers: DeFi platforms offer different reward levels based on how much you stake and other factors. Check the platform’s reward structure to see what’s available and find out how to qualify for the highest APY.
  • Providing liquidity to DEXs: By locking their tokens into liquidity pools on DEXs, investors will increase their liquidity, boosting their value. In addition to staking rewards, investors will also earn a share of the transaction fees, which will help them generate higher returns.
  • Delegating your staking power to validators: Delegated staking enables investors to delegate their tokens to experienced validators. Experienced validators are more efficient in confirming transactions and have better uptime, meaning they can generate higher rewards. Validators will then share a portion of their rewards with their delegates.

How are Staking Rewards Calculated?

Staking rewards will be based on the amount of staked tokens, their market value, staking duration, and reward rates. A larger number of staked tokens equals higher rewards; the same rule applies to the staking duration. Longer staking periods equal higher returns. The reward rate represents the rate at which staking rewards will be distributed. The higher the rate, the higher the rewards.

For example, if the current market value of Ethereum is $3,220, and you decide to stake 50 ETH at a staking rate of 3% for 24 months, your staking reward will amount to $9.66k or 3.00 ETH. On the other hand, if you stake 100 ETH at a staking rate of 5.00% for 48 months, your staking reward will amount to $64.40k or 20.00 ETH. You can use an online staking rewards calculator to estimate your potential crypto staking rewards.

How Much Can You Earn by Staking DeFi Tokens?

Your earnings from DeFi staking depend on several factors: the amount staked, APY, staking duration, and platform fees. For example, staking 5 ETH at a 5% APY could earn you around 0.25 ETH annually. Some platforms offer even higher rates—up to 18%—especially for newer or riskier tokens.

Use tools like the Staking Rewards Calculator to estimate returns based on real-time data and your staking plan.

Regulatory Considerations for DeFi Staking Platforms

Most DeFi platforms operate in a regulatory grey area since each jurisdiction classifies staking rewards in a different way. For example, the IRS classifies staking rewards as taxable income. However, the regulatory environment for DeFi staking is evolving rapidly, and many platforms face pressure to comply with regulations imposed by the CFTC and the SEC.

This is why DeFi services started integrating KYC and AML procedures to verify users’ identities and track their transactions to prevent money laundering. However, to avoid legal consequences, DeFi platforms must ensure that their KYC processes comply with the jurisdiction’s regulations. The most notable staking platforms with regulatory compliance include Kraken, Binance, and Coinbase.

Mistakes to Avoid When Staking DeFi Tokens

Even experienced stakers make mistakes. Avoid these common pitfalls:

  • Ignoring lock-up terms: You might be unable to access your funds when needed.
  • Chasing high APYs blindly: Extremely high yields often come with greater risk.
  • Skipping audits: Platforms without audits can expose your funds to smart contract bugs.
  • Choosing not to diversify: Don’t lock everything into one token or platform.
  • Having no exit plan: Understand how and when you can unstake before committing.

Best Practices to Stake DeFi Tokens

  • Understand the different ways to stake: You can stake directly (Proof-of-Stake), delegate to someone else, stake and still use your assets (liquid staking), or join riskier setups like yield farming, so it’s important to know what fits you best.
  • Focus on security: Always use a hardware wallet, enable two-factor authentication, verify smart contracts carefully, and pick platforms that are properly audited to keep your funds safe.
  • Choose staking platforms wisely: Research where you stake, compare real APYs (not just the highest ones), understand if your tokens get locked up, and watch out for hidden fees.
  • Stay active and monitor your staking: Check on your rewards regularly, stay updated on platform or network changes, and if possible, reinvest your earnings to grow your returns.
  • Manage the risks smartly: Be ready for price swings, protect yourself from slashing penalties if your validator messes up, and remember that locked tokens can limit your access during market moves.

How to Unstake DeFi Tokens: A Detailed Guide

  • Log into your staking platform or wallet: Open the DeFi app, exchange, or wallet where your tokens are staked. Platforms like MetaMask or staking dashboards will show your staked assets.
  • Find the unstake or withdraw button: Go to the section where your staked tokens are listed and look for an option like Unstake, Withdraw, or Exit.
  • Enter how much you want to unstake: Choose the number of tokens you want to unstake. Some platforms let you unstake part of your tokens; others might only allow full unstaking.
  • Confirm and approve the transaction: Check the unstaking details, including any fees, and approve the transaction through your wallet if needed.
  • Wait for the unbonding period if there is one: Some platforms have a cooling-off time (called unbonding), which can take a few days to weeks before your tokens are fully available.
  • Collect your tokens: Once the unbonding time is over, your tokens will be released and ready to use in your wallet.

When you unstake DeFi tokens, it’s normal to face an unbonding delay before your tokens are usable again. Some platforms may also charge penalties if you unstake before the lock-up period ends, so always check the rules carefully. Don’t forget that unstaking often requires paying a small gas fee, especially on networks like Ethereum. Since each platform works differently, it’s important to follow the official unstaking instructions provided by the platform you used.

As of January 30, 2025, over $122 billion in assets are locked in DeFi, representing a considerable increase compared to the $55.95 figure from January 2024. This suggests that interest in DeFi platforms has grown significantly within a year. As DeFi protocols continue to develop, new trends will emerge to enhance the staking process and user experience.
Here are a few trends that could define the future of DeFi crypto staking:

  • The Rise of DeFAI Projects: Artificial intelligence is becoming a vital part of the crypto world, and according to the New York Times, AI agents are all the rage in Silicon Valley right now. Due to their ability to generate data from multiple sources and respond rapidly to market changes, AI agents could become an integral part of DeFi protocols during 2025. In addition, DeFAI tokens like AIXBT, GRIFFAIN, Hey Anon, and PAAL AI experienced significant gains. AIXBT experienced 175.795% growth over the past three months, which shows that AI could set new standards within the DeFi space. Staking-based arbitrage platforms that use AI-powered algorithms, like Mosdex, could also transform crypto staking since they’ll improve trading and optimize profitability.
  • Staking Pools and Cross-Chain Staking: Staking pools are becoming more popular than solo staking, especially among beginners, because they don’t require technical knowledge or the use of expensive hardware. The cross-chain staking model could take the leading role in the DeFi space as more and more multi-chain ecosystems emerge. This model enables investors to stake their tokens across multiple blockchains, increasing liquidity and higher rewards. Both factors are vital for the long-term growth of DeFi ecosystems.
  • Increased Institutional Adoption: Staking services offer higher returns and better liquidity than savings options, which is why institutions may start including them in their investment strategies. Staking-as-a-Service (SaaS) platforms will further increase interest in crypto staking since this technique will enable institutional investors to participate in the staking process without technical knowledge.

flexible staking platforms
Source: Grand View Research

By the end of 2025, DeFi platforms could become fully regulated in most jurisdictions, which could encourage institutional investors to dip their toes into the DeFi space. Crypto analysts believe that DeFi TVL could reach $200 billion by the end of 2025. Decentralized finance is rapidly transforming the financial sector by removing intermediaries, as per Grand View Research.

“The global decentralized finance market size was estimated at USD 20.48 billion in 2024 and is projected to grow at a CAGR of 53.7% from 2025 to 2030.”

Conclusion: Best Defi Staking Platforms

DeFi staking is a game-changing method that makes crypto staking available to anyone with an internet connection. The best crypto staking platforms also allow individuals and businesses to generate passive income through solo, pool, and SaaS staking, while liquid staking enables interactions with DeFi protocols.

As DeFi platforms evolve, staking rewards will become more competitive, leading to increased institutional adoption. To maximize DeFi staking, choose a platform that aligns with your goals. Look for reputable teams, strong security measures, and transparent reward structures. Start exploring today and take advantage of the earning potential in decentralized finance!

See also:

References

FAQs

Is DeFi staking safe for beginners?

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Yes, DeFi staking is considered safe for beginners. However, you should spread your staked tokens across different platforms to mitigate risks. You should also opt for platforms with a proven security track record.

How much can I earn through DeFi staking?

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The amount you can earn through DeFi staking will depend on the number of staked tokens, platform fees, and the offered APY. You can increase your rewards by selecting a longer lock-up period.

What Is the difference between staking and DeFi staking?

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Both crypto and DeFi staking involve locking tokens into staking pools in return for rewards. However, DeFi staking enables investors to use their staked assets in the form of liquidity tokens to participate in DeFi protocols.

What are the differences between DeFi staking and savings accounts?

Expand

Banks are responsible for the assets in your savings accounts, while DeFi staking eliminates the need for a middleman. This means that you’ll have full control over your assets. DeFi staking also brings higher potential returns, as well as higher risks of loss.

What is the best DeFi staking platform?

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Lido is a top DeFi staking platform for liquid staking. It lets you stake ETH while maintaining liquidity through stETH tokens, usable across 100+ DeFi protocols. With no minimums or lock-ups, it’s beginner-friendly and offers daily rewards.

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