In This Article
Ever since Litecoin (LTC) was created by Charlie Lee, a former Google engineer, in 2011, it has often been regarded as Bitcoin’s popular younger brother, offering notably faster transaction confirmation times and significantly lower transaction fees. As one of the most accessible and battle-tested cryptocurrencies, Litecoin has evolved well beyond its “Bitcoin-lite” branding. Thanks to its consistently low transaction fees, quick block generation time of 2.5 minutes, and strong liquidity across both centralized and decentralized exchanges, Litecoin remains a go-to asset for payments, trading, and long-term storage. In 2026, it’s widely supported across a broad range of wallets, apps, and exchanges. From buying Litecoin with a credit card, using PayPal, to converting Bitcoin through a DEX aggregator, this guide will walk you through every relevant method.
How to Buy Litecoin; Summary
- Get a Litecoin wallet- We recommend Best Wallet as the best Litecoin Wallet for both buying and storing LTC.
- Find an exchange that sells Litecoin (e.g., Coinmama, CEX.IO)
- Deposit money and make the trade
- Withdraw the litecoins to your wallet
If you want a deeper explanation of the various methods available for buying Litecoin and wallets to store it in, keep on reading.
Why Choose Litecoin: Adoption, Speed & Real‑World Use
Litecoin is a popular choice for retail purchases because it is widely accepted by merchants for standard transactions through systems like BitPay.
- Transaction Speed and Cost: Compared to Bitcoin, LTC allows much faster and less expensive payments, with an average block time of 2.5 minutes and fees amounting to less than a few cents.
- Privacy Upgrades Through MWEB: Since May 2022, Litecoin has offered the optional MimbleWimble Extension Block, which enables private transactions that conceal transaction quantities and appeals to users who value their privacy.
- Merging Mining: Merged mining with Dogecoin improves network security, thus maintaining both ecosystems.
- Massive Integration: With support for major wallets, exchanges, ATMs, and payment processors, Litecoin offers a range of options for purchasing, selling, storing, and spending digital currency.
Buying Litecoin in 3 Easy Steps
Step 1: Get a Litecoin Wallet- We Recommend Best Wallet as the Best Litecoin Wallet
Before you go off to buy Litecoin, you will need a wallet to store it in. There are many Litecoin wallets available today, but in this post, we’ll just review the best ones in our opinion.
Litecoin Hardware Wallets
Many long-term crypto holders prefer the use of a hardware wallet. These pieces of hardware store the private key to your coins offline.
Today, there are two leading hardware manufacturers to choose from: Ledger and TREZOR. Both companies have different models of hardware wallets that will get the job done.
If you want deeper insights on specific models, you can read our Ledger Nano X review or our Trezor Safe 3 Review.
Litecoin Software Wallets
Hardware wallets cost money, so if you’re not sure how serious you are about cryptocurrencies and just want to get a taste of what they feel like, perhaps you would be better off starting with a software wallet.
A software wallet is a free program that lets you store your coins on your computer or mobile phone.
The easiest Litecoin software wallets to get started with is definitely Best Wallet. Exodus and Zengo Wallet are also popular. All three wallets are very intuitive. Exodus is available on desktop for Windows, Mac and Linux, as well as on mobile for both iOS and Android. Zengo is available on both mobile (iOS and Android) and desktop (Mac and PC). Best Wallet is only available on mobile, with both iOS and Android apps available. Best Wallet takes our top pick thanks to the build in exchange feature, the ability to buy Litecoin directly in the wallet, and as it features a built-in crypto presales launchpad.
Once you have your wallet ready, you will need to locate your Litecoin address. Your Litecoin address is a long string of letters and numbers starting with “L”, “3” or “M”.
Here’s an example:
LM2WMpR1Rp6j3Sa59cMXMs1SPzj9eXpGc1
Step 2: Find a Litecoin Exchange
As Litecoin becomes more and more popular, the number of cryptocurrency exchanges that sell Litecoin is constantly increasing.
We find the easiest and best exchange for buying Litecoin is directly from Best Wallet. This allows users to buy LTC directly from within their wallet, no need to sign up for third- party exchanges, give up custody of the asset or require sending to a wallet.
In this section, we will cover the easiest Litecoin exchanges to get started with, which also supply the widest variety of payment methods.
Buy Crypto Through Best Wallet
Pros: Simple buying process, secure wallet, never giving up custody over funds, and avoiding third-party risk.
Cons: Fewer assets supported vs traditional exchanges
The best Litecoin wallet, Best Wallet is our top pick for users looking for the easiest way to buy LTC. Best Wallet allows users to buy, sell, and swap crypto from directly within the wallet using the built-in DEX-aggregator.
The reason we recommend Best Wallet for new users and those looking for the most friction-free way to buy crypto is that by purchasing crypto from directly within a wallet, users lower their risk of exposing themselves to exchange hacks, third-party risks, and the possibility of sending to incorrect addresses when withdrawing from a traditional crypto exchange.
The Best Wallet DEX aggregator sources the best rates for users’ swaps, supporting 50+ chains, connecting to over 200 decentralized exchanges, and using up to 20 cross-chain bridges. Users can make both same-chain and cross-chain swaps.
Visit Best WalletBuying Litecoin on Coinmama
Pros: Simple buying process, reliable company
Cons: Relatively high fees
Coinmama allows you to instantly buy LTC with credit card, debit card, or a wire transfer, including SEPA/Swift transfers. They accept users from most countries around the world (but excludes the US states of New York and Hawaii).
The company has been around for a long time (since 2013) and is considered trustworthy. You can read our full Coinmama review to learn more.
Coinmama won’t hold your litecoins for you, which means you’ll need to make sure you have a Litecoin wallet and address before starting the buying process (as I’ve covered in Step 1).
Coins are sent almost instantly once the buying process is completed.
Buying Litecoin on eToro
Pros: Easy to get started with, various payment methods
Cons: Less suited for accessing the actual coins
eToro is a popular and well-established cryptocurrency trading platform that makes it easy for you to invest in Litecoin and other cryptocurrencies for fiat currency (i.e. Dollars, Euros, etc.). In other words, eToro is more targeted towards traders than towards users who are looking to actually own their coins.
Even though you can withdraw or send coins from eToro to other people, this part is difficult to do. Therefore, the platform is more suited for price speculation.
On the other hand, it is a super user-friendly platform that offers great customer support and the widest variety of payment methods (wire, debit card, Neteller, and more).
If you use eToro for investment purposes only, you don’t actually need a Litecoin wallet. eToro also allows you to short a certain currency if you think its price will drop. Also, US investors can only invest in Ethereum, Bitcoin, and Bitcoin Cash. You can learn more about this platform and all it has to offer in our in-depth eToro review.
eToro Disclaimer
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.
Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk.
Buying Litecoin Through CEX.IO
Pros: Low fees on trading platform, wide variety of payment methods
Cons: High fees on the brokerage service
CEX.IO allows you to buy Litecoin in a fast & secure way, using your credit card, debit card or wire transfer. The site offers two methods for buying litecoins:
- A brokerage service (the company sells you litecoins directly) – An easy process at a premium price
- A trading platform (you interact with buyers/sellers from around the world) – A cheaper, but relatively complex process for beginners
Like Coinmama, CEX has been around since 2013 and has gained a very good reputation since. If you’re just starting out, it will probably be better if you use the brokerage service since it’s simpler than the trading platform.
Keep in mind that the brokerage service fees are around 7%, while the trading platform fees start at 0.25% and decrease as your trading volume increases.
If you’re buying a small amount, that shouldn’t make that much of a difference and sometimes it’s better to pay a little extra for an easier, faster process. You can learn more in our dedicated CEX.IO review.
Buying Litecoin on Coinbase
Pros: Low fees on ACH/SEPA transfer, established company, supports PayPal & Apple/Google Pay
Cons: Poor support, not available worldwide
Coinbase lets you buy litecoins using your debit card, bank account, PayPal, Apple Pay or Google Pay. Coinbase accepts buyers from over 100 countries around the world and the fees on the exchange are relatively low (mainly for ACH transfers inside the US).
The company is well-established and has been selling cryptocurrencies since 2012. On the downside, don’t expect anyone from their support to answer if you encounter any issues (they have created a name for themselves in that field).
The bottom line for Coinbase is this – if they are supported in your country, they are likely the safest and most reputable option for buying Litecoin. Feel free to check out our Coinbase review to learn more about the leading exchange in the US.
Buying Litecoin on Binance
Pros: Low fees, multiple payment options, reputable exchange, great asset and product selection
Cons: Issues with regulation
Binance is the world’s most popular exchange and a good choice for buying Litecoin using debit card, bank account, and dozens of other methods. Binance is renowned for its low fees, good crypto support, and a huge selection of products offering things such as earning options, lending, launchpads, and more.
If Binance is available in your country, this is one of the lowest-fee methods for purchasing Litecoin. You can find out why Binance is one of our favourite Litecoin exchanges in our detailed Binance review.
Alternative Ways to Buy Litecoin
Additional ways to buy Litecoin include purchasing it directly on PayPal or using a debit or credit card to buy it on exchanges.
How to Buy Litecoin with PayPal
PayPal offers one of the fastest ways to gain exposure to Litecoin, particularly for U.S. users. The integration of crypto directly into PayPal’s dashboard allows users to buy LTC without leaving the app, and eligible users can now transfer their Litecoin to self-custody wallets, a feature added in mid-2022 after much user demand. However, users outside the U.S. are still generally limited to in-app storage and cannot withdraw to an external address, making this more suitable for short-term holding or price speculation. Another important consideration is PayPal’s pricing model: instead of transparent trading fees, the platform uses spread-based pricing, which often results in higher effective costs for buyers. Technically, PayPal’s backend relies on custody partners and a closed-loop transaction system rather than direct access to blockchain infrastructure. That means users are trusting an intermediary rather than interacting with the Litecoin blockchain directly.
How to Buy Litecoin Using a Debit/Credit Card
Credit and debit card purchases remain one of the fastest ways to buy Litecoin—but also one of the costliest, depending on your platform. Exchanges like Binance, Best Wallet, or Changelly support direct card purchases, but each takes a slightly different approach to execution and settlement. Most centralized exchanges use an automated market maker (AMM) or matching engine to fulfill orders, while Best Wallet connects to decentralized liquidity via smart contracts and routes your trade through the cheapest possible path using DEX aggregation. Security-wise, these transactions are usually processed via PCI-compliant third-party services, and your card details are tokenized to avoid direct exposure. The main advantage of card payments is speed: transactions are confirmed and settled within minutes, and the coins are available almost instantly. However, it’s critical to verify platform fees beforehand, as card processors often include a 3–5% markup depending on jurisdiction and card type.
Step 3: Withdraw Your Litecoin
After purchasing Litecoin, it’s critical to move your funds off the exchange and into a secure wallet where you control the private keys. When withdrawing, always copy and paste your wallet address directly from the receiving wallet, or better yet, use the QR code to eliminate any chance of a typo. Litecoin addresses usually begin with an “L”, “M”, or “ltc1” if they follow the Bech32 format. Sending to the wrong format or an incompatible chain can permanently result in lost funds, so it’s worth doing a test transaction with a small amount first. Also keep in mind that exchanges batch withdrawal transactions and process them using Litecoin’s native SegWit support to reduce network fees. However, it’s still your responsibility to verify that the receiving wallet supports the correct address type. As with any crypto withdrawal, once it’s on the blockchain, there’s no undo button so double-check everything before hitting send.
Additional Options for Buying Litecoin
If you already own Bitcoin and wish to exchange it for Litecoin, you can do that on a crypto-to-crypto exchange like Binance. Alternatively, you can always buy Bitcoin and swap it for Litecoin using Binance.
Buying Litecoin with Paypal
PayPal allows users in some countries to purchase Litecoin directly on its platform, as well as transfer them to a third-party wallet if you’re based in the US. The only other direct option to buy Litecoin with PayPal is through Coinbase, but once again, this is only available to US users.
However, if you live outside the US and you want to actually hold your coins, you’ll most likely need to buy Bitcoins with PayPal and then exchange them for litecoins on a crypto-to-crypto exchange like Binance or Changelly.
Pro tip: Buying cryptocurrencies with PayPal usually includes A LOT of fees. Make sure you’re aware of all of the fees beforehand, so you won’t be surprised.
Buying Litecoin on Changelly
Changelly is a trusted non-custodial crypto swap service that offers one of the fastest ways to convert other cryptocurrencies into Litecoin. Rather than maintaining centralized order books, Changelly uses an algorithm that scans multiple liquidity providers in real-time to offer users the best swap rate available at the moment of the transaction. This model ensures execution across a wide range of assets and allows users to receive LTC directly into their self-custody wallets without the need for an account or login. For small transactions, no ID verification is required, but KYC may be triggered for larger amounts depending on the jurisdiction and risk flags. Technically, all swaps happen on-chain and are confirmed via transaction hashes that users can verify independently. This makes Changelly a reliable choice for users who want fast, account-free access to Litecoin while maintaining full control over their coins throughout the process.
Visit ChangellyHow to Buy Litecoin with Apple Pay or Google Pay
Thanks to the growing adoption of mobile-first payments, many exchanges and crypto wallets now support Apple Pay and Google Pay as frictionless funding options. Platforms like Coinbase and Best Wallet have deeply integrated these mobile payment gateways, allowing users to complete purchases in seconds with Face ID, fingerprint, or passcode confirmation. On the backend, the transaction is routed through PCI-DSS-compliant infrastructure and tokenized, which means your payment credentials are never exposed directly. Once approved, the Litecoin is either credited to your custodial exchange balance (in the case of Coinbase) or delivered directly to your self-custody wallet (as with Best Wallet). This approach is ideal for users who want speed, security, and convenience—all without the need to pull out a physical card or enter tedious banking info. Just be sure to review all transaction fees upfront, as mobile wallet providers sometimes charge premium rates depending on region and currency.
Buying Litecoin Without ID or Verification
Since Litecoin isn’t as popular a payment method as Bitcoin is, it’s hard to find a credible way to buy it without any verification. The best way to buy Litecoin anonymously would be to buy Bitcoins anonymously and then trade those Bitcoins for litecoins on exchanges with a disposable email. Popular options are Binance or Changelly. You can also check out our article on the best no KYC exchanges for some reputable places to buy and sell crypto anonymously.
Conclusion: Is Litecoin a Good Investment?
Throughout the years, Litecoin has proved itself to be a coin that’s here to stay with a strong community and development team behind it. LTC always seems to have its day in the sun and has typically been a great investment for those buying in bear market years. Will LTC ever hit a new all-time high? well that remains to be seen, as it set a high bar back in the 2017 bull market.
The question of “will it play a role in the future monetary system?” is still unanswered, but for now, Litecoin remains close to Bitcoin, following it in its ups and downs.
See Also:
FAQs
How to buy Litecoin?
You can buy LTC on a crypto exchange that supports it, like Binance or Kraken. Simply create an account, deposit funds, and place separate orders for Litecoin (LTC).
Where to buy Litecoin?
Litecoin (LTC) is available on major cryptocurrency exchanges like Binance, Coinbase, Kraken, and Crypto.com. These Litecoin exchanges allow you to purchase LTC with fiat currencies or other cryptocurrencies.
What’s the best way to buy Litecoin?
The best way to buy Litecoin is through a trusted and secure exchange such as Coinbase for ease of use, or Binance and Kraken for lower fees and advanced trading options. Choose the platform based on your experience and preferences.
How much LTC should I buy?
The amount of Litecoin (LTC) you should buy depends on your risk tolerance, financial situation, and investment goals. Start with a small investment to diversify your portfolio, and only invest what you can afford to lose.
How to buy Litecoin with PayPal?
You can buy Litecoin with PayPal on platforms like Coinbase and eToro (credit cards and PayPal are not available as deposit methods for users under the FCA regulation). After linking your PayPal account, you can directly purchase Litecoin using funds from your PayPal balance or linked bank account. Alternatively, you can buy LTC directly on your PayPal account.
How to buy Litecoin on Cash App?
As of now, Cash App only supports buying Bitcoin, not Litecoin. To purchase LTC, you’ll need to use a different platform, such as Coinbase or Binance, which accepts fiat currency.
Where to buy Litecoin in the Philippines?
In the Philippines, you can buy Litecoin on platforms like Binance, Coins.ph, and Kraken. These exchanges allow you to purchase LTC using local currency (PHP) or other cryptocurrencies.
How to buy Litecoin with credit card?
To buy Litecoin with a credit card, you can use exchanges like Binance, Coinbase, or Kraken. After registering an account, simply select the credit card payment option when purchasing LTC.
How to buy LTC in the UK?
In the UK, you can purchase Litecoin on exchanges like Binance, Kraken, and Coinbase. These platforms support GBP deposits via bank transfers or credit/debit cards, making it easy to buy LTC.
How to buy Litecoin in Australia?
In Australia, you can buy Litecoin on exchanges like Binance, CoinSpot, and Kraken. These exchanges allow AUD deposits and support various payment methods, including bank transfers and credit cards for purchasing LTC.
Why you can trust 99Bitcoins
Established in 2013, 99Bitcoin’s team members have been crypto experts since Bitcoin’s Early days.
Weekly Research
100k+Monthly readers
Expert contributors
2000+Crypto Projects Reviewed
