In This Article
Paybis is a compelling crypto exchange for those seeking a top-tier exchange beyond the industry’s major players. While it can be challenging to find a platform that offers a wide range of services and benefits along with reliability, Paybis manages to do just that. It is ideal for buying, selling, and swapping cryptocurrencies and includes a native crypto wallet for easy management. making it ideal for beginners.
In this Paybis review, we will explain the straightforward process of buying and selling cryptocurrency, the platform’s features, supported assets, security measures, Paybis’ low-commission services, and some user reviews.
Our Paybis Review: Key Takeaways
- Paybis offers a highly secure environment for crypto enthusiasts with a solid selection of coins to choose from;
- It employs an MPC model that enhances security by fragmenting the private key, making it harder to hack;
- The exchange offers a unique Paybis Send feature designed for corporations that want to make mass crypto payments;
- There have never been any Paybis scams or security incidents;
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Paybis provides a smaller range of services compared to its competitors.
- While a reputable exchange, Paybis does not make our list of the Top Crypto Exchanges in 2026. Be sure to check out our Top Exchanges Article for best-in-class crypto exchanges.
Company Overview – What Is Paybis?
Paybis is a Poland-based crypto exchange platform founded in 2014. Unlike its competitors, Paybis’ main goal is not to be the biggest but to offer the highest level of reliability and trust to its users. Paybis has established a strong reputation, earning the trust of its users and achieving a commendable 3.9 rating on Trustpilot, a key platform for customer feedback and a valuable resource for new users evaluating exchange reliability. The company has over 27 thousand user reviews, 75% of which give it five stars. The platform stands out from its competition thanks to its instant verification feature and the fact that it has a transaction volume surpassing $2 billion.
Paybis Products and Services
Paybis focuses on a select range of products, prioritizing quality over quantity. The platform ensures that each service it offers provides optimal features and benefits. We will explore them all in the following section to see what makes them unique.
Buy Crypto
The crypto buy feature on Paybis is often the first thing users come across when visiting the website. It offers excellent opportunities to buy major cryptos, as well as a variety of meme coins. The platform supports various payment options, such as credit/debit cards, bank transfers, and digital wallets like Skrill and Neteller. Your first transaction doesn’t include any Paybis fees. The platform boasts over $8 million in daily transactions. Some of the most notable factors that allow the Paybis Crypto Buy feature to stand out are its instant withdrawals when using debit or credit cards, availability in more than 180 countries around the world, conducting fast but reliable security checks, its suitability for beginners, and its has low commissions that allow you to get more for what you are paying.
Sell Crypto
Crypto Sell is another of the primary features that Paybis offers, and you can choose to connect your own external crypto wallet or use the native Paybis wallet for your purchases. Although it offers favorable benefits and a highly user-friendly process when it comes to selling your cryptos, one of the downsides is the small level of diversity. Unlike the crypto buy feature that offers a wide range of options, you can only sell around 10 crypto coins on Paybis, including the best crypto right now: BTC, ETH, Tether, USDT, SOL, Dogecoin, and several others. Selling crypto on Paybit incurs both a service and a network fee, which depends on the order size and the payment method. On top of that, some coins impose a minimum selling requirement.
Swap Crypto
Unlike the previous two features, the Swap Crypto option excludes the need for fiat currencies and allows you to trade your crypto coins for another type of crypto. The Crypto Swap feature combines both the Buy and Sell options. The selection of owned cryptos you can swap includes the same 10 coins available in the sell feature, while the pool of cryptos you can trade them for consists of the same wide variety available when purchasing. Similarly, the Swap feature also incurs service and network fees but provides lightning-fast swaps and an effortless process that doesn’t require technical knowledge.
Paybis Wallet Review
Paybis users also have access to the native custodial wallet, which offers excellent security and convenience. The wallet is accessible simply by logging into your Paybis account and allows you to effortlessly store and manage multiple digital assets, all from the same place. You can also track real-time price fluctuations and benefit from the wallet’s “Quick Buy” option for easy crypto purchases. In terms of security, the wallet operates on-chain, allowing users to track all transactions, ensuring high transparency and accountability seamlessly. On top of that, the wallet incorporates the MPC (Multi-Party Computation) model, which ensures that your private key is fragmented and stored with different computation parties. In other words, a single party is unable to have access to your funds, and this makes it a much harder target for hacking incidents.
Paybis Send
Last on the list of services is the Paybis Send feature, which is specifically designed to enable corporations to participate in the evolving crypto world and make mass crypto payments. By signing their company up for the Paybis Send feature, users will get an IBAN in their company’s name within 3 days. This will allow them to effortlessly receive payments to their account through SWIFT, FPS, or SEPA while automatically converting fiat payments to crypto. Companies also benefit from significantly lower fees and instant mass crypto payments globally. The Fiat deposits with the Paybis Send feature can be made in more than 30 currencies without additional charges. A seamless API integration is also expected to be available soon.
Supported Digital Assets and Payment Methods
In the following section of our Paybis review, we will look at the range of cryptocurrencies and payment methods you can use on Paybis.
Cryptocurrencies
As we previously mentioned, the pool of available cryptocurrencies on Paybis differs based on whether you are buying or selling crypto. When it comes to buying, Paybis supports a wide range of coins, allowing you to buy Bitcoin, Ethereum, Ripple, Dogecoin, Solana, and more. There are around 90 crypto coins you can choose to buy, which, although there are not as many coins as available on other exchanges, is a good amount for trading. On the other hand, the supported pool of crypto coins you can sell is much smaller, supporting around 10 of the most popular coins in the world.
Trading pairs
Trading pairs are available in the Paybis Crypto Swap feature, which has an interesting structure. The selection of crypto coins you can choose to trade includes the same ones available when selling, which are some of the major coins, like Bitcoin and Ethereum. However, you can trade them for any of the 90 crypto coins we mentioned previously. You can create trading pairs based on what you want to swap and acquire. There are also limits on the minimum amount you need to trade, which is clearly shown on the platform.
Fiat
Fiat currencies are also an essential part of the platform, as they are integral for buying and selling crypto on Paybis. The platform supports a wide range of global currencies, making it a suitable platform globally. There are currently around 50 fiat currencies you can choose from, including the Euro, Pound sterling, and the US and Canadian dollar. There is also the Australian dollar, Swiss Franc, Czech Koruna, and many more.
Payment Methods
Paybis supports a wide range of payment options, depending on your region and the currency you’re using. Here’s a look at what’s available:
- Credit or debit cards (Visa and Mastercard)
- Bank transfers (SEPA, UK Faster Payments, SWIFT)
- PayPal
- Apple Pay
- Google Pay
- Revolut Pay
- Skrill
- Neteller
- AstroPay
- PIX (Brazil)
- M-Pesa (Kenya)
Keep in mind, if you’re using a card, it must be in your name, enabled for international payments, and support online transactions.
Minimum and maximum transaction limits vary by payment method. Some options allow very high limits, even into the millions, while others have tighter caps.
Paybis keeps an updated list of all payment methods and their limits on their site. It’s worth checking that page for the most accurate info.
Paybis Fees Review
Like other well-known crypto exchanges, Paybis also imposes certain fees and commissions for buying, selling, or swapping. However, some exchanges, like Binance, have a fixed transaction fee, which you can learn more about in our detailed Binance review. Paybis applies both a service fee and a network fee.
Paybis charges a few different types of fees, depending on how you’re paying and what you’re buying. Here’s how it works today:
For your first transaction, Paybis won’t charge its own fee. You’ll still have to cover network fees (like miner fees), but the usual Paybis fee gets waived. After that, fees vary depending on the payment method, currency, and transaction size.
To give you a rough idea, card purchases often come with total fees around 4.5% or more, especially when using USD, EUR, or GBP.
If you’re using a bank transfer, the fee can be much lower, sometimes as little as 0.99% for SEPA or UK Faster Payments.
The final price you see includes all Paybis fees, network fees, and any third-party charges. For crypto swaps, the service sometimes runs promotions, like a 0.20% fee for swapping one crypto to another.
The best way to get an accurate fee estimate is to visit the Paybis website and start filling in the details of your transaction. They’ll show you a breakdown before you complete the purchase.
Paybis Limits
One thing to bear in mind when it comes to using Paybis is the transaction limits. Although the platform doesn’t impose a Paybis daily limit on transactions, each payment method has a minimum and maximum limit on how much is allowed. You can learn more about them in the following table.
Payment Method Buying Crypto Selling Crypto Debit/Credit Card $5 – $20,000 $10 – $20,000 ACH $10 – $20,000 Unavailable Revolut $5 – $100,000 Unavailable Skrill $20 – $200,000 $50 – $25,000 SWIFT Banks Transfer $1,000 – $1,000,000 Unavailable Neteller $20 – $200,000, $50 – $25,000
You can find all fees on the Paybis homepage here.
Security: Is Paybis Safe?
Paybis is a highly secure platform that prioritizes safety in more than 180 countries worldwide. It is also registered as a Money Service Business in the US certified by the FinCEN Department of the Treasury.
When it comes to security measures, Paybis requires mandatory 2FA when using the desktop version, while the Paybis app can be protected through biometric verification, such as fingerprint ID. The platform also has a bug bounty program in place, various anti-money laundering protocols, and a detailed KYC process that can be completed with a government-issued ID, passport, health ID card, military ID card, etc. Paybis also offers a high level of transparency, not only when it comes to the fees, which are always clearly shown, but also about the team behind the platform. Lastly, it relies on the Multi-Party Computation model that fragments the private key for an even better level of security.
One of the most important aspects of Paybis that makes it stand out from the crowd is that, unlike other major crypto exchanges, it has never had a security incident.
Paybis Availability
The following section will cover the availability of the Paybis platform in terms of regionality and devices, which you can find in detail in Paybis’ Terms and Conditions.
Paybis serves most countries, including 48 U.S. states. It’s not available in New York or Louisiana, but it does operate in places like California, Texas, and Florida.
In the United Kingdom, new regulations introduced by the Financial Conduct Authority mean there’s now a 24-hour cooling-off period for new users. If you’re signing up from the UK, you’ll need to wait one full day after registration before you can make your first transaction.
Paybis also supports dozens of fiat currencies, making it easy to buy crypto in your local currency no matter where you’re from.
Supported Cryptocurrencies
You can buy around 90 different cryptocurrencies on Paybis, including popular ones like:
- Bitcoin (BTC)
- Ethereum (ETH)
- Tether (USDT)
- Solana (SOL)
- Cardano (ADA)
- Litecoin (LTC)
- XRP
- Dogecoin (DOGE)
You can also sell and swap some of these assets, but not all. For now, selling is available for a smaller list of major coins like BTC, ETH, LTC, and XRP. You can swap from those coins into many of the others.
Supported Devices
You can use Paybis on the desktop platform, but there is also an intuitive Paybis app that’s available on both Android and iOS devices.
Customer Support
One thing that almost all crypto exchanges boast about is their 24/7 customer support services and their reliability. However, many of them, such as Gemini, don’t deliver on these promises, which you can read more about in our detailed Gemini review. This is not the case with Paybis, which offers around-the-clock customer support that’s both reliable and effective. Users have expressed positive impressions about their experiences, saying that they received clear and helpful responses within 30 minutes. The Paybis customer support service is available through email and a ticketing system, while the mobile app also offers a live chat option. Also, it provides help in English, French, Korean, Arabic, Spanish, German, Italian, and Russian.
Comparing Paybis with Competitors
In the following section, let’s take a look at how this platform compares against other Paybis alternative choices.
Exchange Paybis Bitget Coinbase Fees Includes both service and network fees, both determined by several factors Maker/taker fees are 0.1% but it includes a 20% discount for BGB holders Generally 0.50% per transaction + 0.99% when using debit cards Features Crypto buy and sell, crypto swapping, native wallet, Crypto Send for corporations Spot and margin trading, copy trading, Bitget Earn, copy trading, trading bots Various tools for advanced trading, learn-to-earn feature, a crypto debit card, subscription program Regional Availability Available in over 180 countries worldwide Available in more than 150 countries, not available in the US. Available in more than 100 countries Ease of Use 🔴🔴🔴🔴🔴 🔴🔴🔴🔴 🔴🔴🔴
The overall user experience on Paybis is excellent. This is evident from the wide range of positive reviews and user satisfaction which is evident by the high score of 3.9 on Trustpilot, with 75% of reviews giving it five stars. Many users also praise the platform’s customer support service, saying their issues were solved quickly and effectively with as little hassle as possible. These refer to everything from help regarding the verification process to troubles creating an account. Some users are unsatisfied with the platform’s fee structure, saying that they think the commissions should be lower and more affordable. However, a key strength of Paybis’ customer support is its proactive approach—most negative Trustpilot reviews receive a response, addressing concerns and ensuring clarity and resolution. There does seem to be a bit more issues when it comes to the Paybis app. Users are not very satisfied with the login and verification process according to reviews on Google Play. Several other users say that they experienced issues with transactions and withdrawals, with little help from the support team. Paybis is a licensed exchange platform that operates legally under the available jurisdictions. In the United States, for example, it is certified by the Financial Crimes Enforcement Network and can operate in 48 of the 50 states, although some restrictions apply. Paybis is also registered by the Financial Transactions and Reports Analysis Centre of Canada and maintains safety and security by employing strict KYC procedures and operating in accordance with the Polish Anti-Money Laundering and Countering the Financing of Terrorism from March 1st, 2018. On the other hand, Paybis clearly outlines that it doesn’t offer financial advice, and the Bank Guarantee Fund or any other similar scheme does not cover its services. Once verified, you can start using your Paybis account and access the full range of services right away. The short answer would be yes. As you read in our Paybis review, the platform offers excellent benefits and a secure vehicle to buy, sell, and swap crypto. While it may not offer the largest selection of crypto assets compared to some competitors, it does provide strong security measures, competitive fees, and a user-friendly interface. Paybis’s solid reputation, and easy-to-use platform contribute to its growing active user base, which has expanded significantly over the past seven years. The platform features a transparent fee structure and strong security and supports all major payment options. Over time, it has earned a good reputation for its responsive customer support, and commitment to transparency, and Paybis has become a top choice for crypto enthusiasts. Now that you have all the information about what Paybis is and how it works, you are ready to jump right in. See Also: Yes, Paybis offers excellent security and is certified in the jurisdictions it operates in. Paybis USA allows citizens to utilize the platform, but not everywhere. It is only available in 48 states, but there are some restrictions for other states regarding specific features. You can withdraw from Paybis by entering your bank details. Paybis operates by allowing users to buy and sell cryptos and swap them. It includes competitive yet transparent fees and a favorable environment. No, deposits are automatically processed and approved. Paybis is a great exchange platform that is used to buy, sell, and swap cryptos in a secure environment. Paybis requires users to complete KYC for enhanced security. Users must provide personal details and upload documents such as an ID card or residence permit to verify this information. Paybis is not regulated by the FCA or any other financial authority, according to the disclaimer on the official website, and crypto assets do not have any protection. Established in 2013, 99Bitcoin’s team members have been crypto experts since Bitcoin’s Early days. Weekly Research Monthly readers Expert contributors Crypto Projects ReviewedUser Experience and Reviews
Regulation and Compliance
How to Sign Up On Paybis?
Providing the Basics
Start by pressing the Sign Up button in the top right corner of the official Paybis platform to begin registration. Provide your email address and enter the verification code sent to you. Next, enter your phone number and verify it with another code received via SMS.
Personal Information
After creating your account, you’ll need to verify it to unlock all Paybis services. Provide your personal details, including your country of residence (and state if applicable), city, postcode, and address.
Verifying Your Account
Complete the KYC process by uploading a clear picture of your identification document. Then, perform a presence (liveness) check using your phone, which requires a 3D face scan. Verification usually takes around 5 minutes.
Paybis Review: Pros and Cons
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Conclusion – Is Paybis a Good Choice?
Paybis
Pros
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FAQs
Is Paybis Safe to Use?
Is Paybis Allowed in the USA?
Can I Withdraw Money from Paybis?
How Does Paybis Work?
Does Paybis Approve Deposits Manually?
What is Paybis Used For?
Does Paybis require KYC?
Is Paybis regulated?
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