What Are Ripple Meme Coins? Top XRP Meme Coins to Watch in 2025
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Ripple meme coins are a new wave of digital tokens built on the XRP Ledger (XRPL), combining the viral appeal of meme coins with XRPL’s fast and cost-efficient infrastructure. Unlike Ethereum or Solana-based meme coins, XRPL tokens benefit from near-instant transaction speeds and minimal fees, giving them an edge for frequent trading.
This has allowed best XRP meme coins like ARMY, BEAR, and MAG to emerge as serious contenders, attracting traders who see them as the next big thing alongside Shiba Inu and Dogecoin.
The recent surge of activity on the XRPL is fueled by XRP’s growing momentum and investor enthusiasm. As XRP itself gains traction, meme coins on the XRP Ledger are capturing attention for their low entry barriers, community backing, and rapid growth potential.
For those wondering how to buy XRP meme coins, the process is straightforward: set up an XRPL-compatible wallet, purchase XRP on a trusted exchange, and trade for meme tokens using decentralized platforms designed for the XRPL.
With a combination of low fees, strong community involvement, and the buzz surrounding XRP, these tokens are shaping up to be more than just a trend—they’re carving out their own space in the crypto market.
What are XRP Meme Coins: Summary
XRP meme coins are community-driven tokens built on the XRP Ledger (XRPL), which is known for their fast transactions and low fees. They’re gaining traction as investors look for opportunities beyond XRP’s recent price surge, which spiked nearly 400% following news of SEC Chair Gary Gensler’s resignation and Trump’s crypto-friendly stance.
This has triggered investor FOMO, pushing interest into XRPL meme coins like ARMY, BEAR, and MAG. These tokens, though still new, are emerging as contenders to popular meme coins like Shiba Inu and Dogecoin, thanks to XRPL’s reliability and growing community hype.
If you’re interested in buying these tokens, you can start by setting up an XRPL-compatible wallet, purchasing XRP on major exchanges, and swapping it for meme coins on decentralized platforms.
Key Highlights
- XRP meme coins are popping up on the XRP Ledger (XRPL), fueled by XRP’s recent price surge.
- These tokens take inspiration from XRP price predictions and the community’s growing excitement.
- Leading XRP meme coins to watch include ARMY, 589, PHNIX, XPILL, and RIPPY.
- Despite the hype, trading volumes are still lower than those on Solana or Ethereum.
- The market is still early-stage and faces regulatory uncertainty and limited XRPL infrastructure.
- XRP meme coins are showing real momentum and are driven by a passionate and active community.
What are Ripple Meme Coins?
Ripple meme coins are cryptocurrencies built on the XRP Ledger (XRPL), the blockchain tied to Ripple’s XRP token. These tokens often take inspiration from internet memes or elements of the XRP community, using humor and cultural references to attract attention and engage users.
Below, you can see the top XRPL meme coins on DexScreener.
The recent surge in XRP’s value has played a major role in driving interest in these meme coins. Tokens like ARMY, which nods to the dedicated “XRP Army” community, saw its market cap skyrocket from under $1 million to over $90 million in just a week before settling at around $47 million. Similarly, 589, named after a speculative XRP price target, jumped 160% in a single day, peaking at an $8 million market cap before correcting.
However, while these tokens can deliver significant short-term gains, they are extremely volatile. Prices can rise and fall dramatically, often driven by hype rather than solid fundamentals. Investors should approach these markets carefully and do their homework before jumping in.
The XRPL Ledger Explained
The XRP Ledger (XRPL) is a blockchain platform designed for fast, low-cost, and energy-efficient transactions. Launched in 2012, XRPL was created to address the limitations of traditional payment systems, such as high fees and slow settlement times.
According to the Blockchain Council, unlike blockchains that rely on energy-intensive mining, XRPL uses a unique consensus protocol to validate transactions in just 3-5 seconds, making it both eco-friendly and efficient.
XRPL Ledger Features
Feature
Description
Consensus Protocol
XRPL uses a unique consensus mechanism for transaction validation, ensuring speed and security.
Fast Transactions
Processes transactions in 3–5 seconds.
Low Fees
Transaction fees are extremely low, typically less than $0.01.
Decentralized Exchange (DEX)
Built-in decentralized exchange for peer-to-peer trading of assets.
Token Issuance
Allows the creation of custom tokens, including stablecoins and digital assets.
Environmental Sustainability
No mining is required; energy efficient compared to proof-of-work blockchains.
Cross-Border Payments
Enables seamless, low-cost international payments and currency bridging.
Scalability
Capable of processing up to 1,500 transactions per second.
Programmability
Features “Hooks,” programmable logic for smart contract-like functionality.
Native Asset (XRP)
XRP is the native cryptocurrency used for fees and as a bridge currency.
Multi-Currency Support
Supports multiple currencies and tokens for cross-border payments and trading.
Trust Lines
Facilitates trust-based relationships for issuing and managing IOUs (tokens).
Security
The consensus algorithm ensures secure and tamper-resistant transactions.
Open-Source
XRPL is fully open-source and accessible for developers to build upon.
Beyond payments, XRPL supports a wide range of use cases, including asset tokenization and decentralized finance (DeFi). As noted by XRPL.org, it is open-source, allowing developers to build and innovate on the platform, while a global network of validators ensures its security, transparency, and decentralized operation.
The XRPL ecosystem is further supported by the XRP Ledger Foundation, an independent non-profit organization that collaborates with the community to advance and maintain the technology. GateHub explains that platforms like XRPL.org and organizations such as the Foundation are important in driving XRPL’s continued growth and adoption.
History of XRP Meme Coins: When Did XRP Meme Coins Start Gaining Traction?
Meme coins on the XRP Ledger (XRPL) are a relatively new trend, and they only really started gaining attention in the last few months of 2024. Earlier in the year—around the second and third quarters—there wasn’t much buzz about XRPL meme coins.
It wasn’t until the fourth quarter, when XRP’s price shot up dramatically, that the hype started to build. Social media went crazy, and traders quickly jumped in.
How It All Started
The first major XRP meme coin to take off was ARMY, launched around November 2024. The token, inspired by the loyal XRP community often called the “XRP Army,” saw an incredible rise almost overnight. Its market cap went from under $1 million to a staggering $90 million in just a week. This success opened the floodgates.
The Ripple Effect
After ARMY’s breakout moment, other XRPL meme coins began popping up throughout December 2024. Coins like RIPPY quickly followed suit, with some tokens experiencing jaw-dropping gains. For example, RIPPY spiked by over 22,000% at its peak, drawing even more attention to the XRPL meme coin scene.
Why Now?
This sudden interest in XRPL meme coins was largely driven by XRP’s price rally, which saw massive gains in the fourth quarter. As XRP surged primarily on the back of the news that Gary Gensler would be stepping down from the SEC, traders looked for opportunities within its ecosystem, and meme coins became the breakout stars. Social media hype and community enthusiasm added fuel to the fire, spreading the word quickly.
Timeline Summary:
- Early to Mid-2023: XRPL meme coins existed but were largely ignored.
- November 2024: ARMY launched and went viral, marking the start of the XRPL meme coin trend.
- December 2024: More coins, like RIPPY, emerged and gained traction, with some seeing massive price increases.
While XRPL meme coins are exciting and new, they’re also extremely risky. Prices can soar one moment and drop the next, so it’s important to approach these tokens carefully. They might be fun, but they’re still highly speculative.
Top 4 XRP Meme Coins to Watch in 2025
Write an intro. Let readers know that out of all the top XRP meme coins, the ones mentioned below have huge community support and have delivered huge returns.
ARMY: A Token Inspired by the XRP Community XRP Army
ARMY is a meme coin on the XRP Ledger (XRPL) that has recently made waves in the crypto community. It takes its name from the “XRP Army,” the loyal and outspoken supporters of XRP, and has quickly become a focus for traders looking for speculative opportunities within the XRPL ecosystem.
The token’s market cap skyrocketed, starting below $1 million and peaking near $90 million before settling around $26 million. This rapid rise and correction highlight the highly volatile nature of meme coins. At the same time, ARMY’s performance has drawn the attention of traders on other blockchains like Ethereum and Solana, many of whom are attracted to XRPL’s low fees and fast transaction speeds.
ARMY’s success has sparked a wave of new meme coins on XRPL, signaling a growing trend in the Ripple ecosystem. That said, the infrastructure for trading these tokens on XRPL is still developing, and some traders remain cautious about whether this momentum can be sustained.
ARMY Features
- Community-Driven: ARMY’s growth is powered by the passionate XRP community, reflecting its grassroots origins.
- Meme Culture Appeal: It taps into internet meme culture, boosting its shareability and appeal among crypto enthusiasts.
- Deflationary Mechanism: A small percentage of tokens is burned with every transaction, reducing the total supply over time.
- Decentralized Trading: Traded on decentralized platforms, ARMY allows peer-to-peer transactions without intermediaries.
- High Volatility: Like most meme coins, ARMY experiences big price swings. This offers the potential for high rewards but also comes with considerable risk.
ARMY Price Performance
The ARMY token on the XRPL has shown extremely volatile price behavior, with significant highs and lows occurring in a short span of time. Early on, ARMY traded at very low levels with little movement, reflecting limited interest and low trading activity during its initial phase.
Things changed when buying pressure started to build, leading to steady price growth as traders accumulated the token. This buildup ultimately resulted in an explosive surge, pushing ARMY to an all-time high above $0.016. Such a sharp rise is often driven by speculative hype, community excitement, or sudden market attention.
However, as with many volatile tokens, this spike was short-lived. The price quickly collapsed after reaching its peak, as traders rushed to sell and secure profits. This rapid drop highlights the token’s instability and significant selling pressure at higher price levels.
Since then, ARMY’s price has declined further and now hovers around $0.0032. While this is still above its early lows, the token has clearly lost momentum. Trading volume, which surged during the price spike, has also decreased significantly. Lower volume is particularly concerning because it signals reduced market activity, making it harder for the token to recover or move higher in the short term.
In essence, ARMY’s price action reflects a common pattern seen in speculative tokens: an early phase of low interest, followed by a sudden surge fueled by short-term hype, and then a steep correction as gains are cashed out. For ARMY to stabilize or grow over the long term, it will need consistent trading volume, an expanding holder base, and more organic demand. Without these elements, volatility will likely continue to define the token’s performance.
XRP589: Named After a Community-Driven Price Target for XRP
XRP589 is a meme coin built on the XRP Ledger (XRPL), named after the community-driven price target of $589 for XRP—a speculative number that became a symbol of hope and belief in XRP’s potential. By embracing this narrative, XRP589 turns the idea into a playful representation of the community’s sentiment while tapping into the growing excitement around meme coins on XRPL.
Launched in late 2024, XRP589 is one of the newer additions to the XRPL meme coin ecosystem. It has a total supply of around 99.9 million tokens, with almost all of them already in circulation. As of December 10, 2024, the token has a modest market cap of around $297,145,251, showing active interest but limited trading compared to larger projects.
Like many meme coins, XRP589’s founders remain anonymous, which isn’t surprising given its community-driven origins. The token is primarily traded on decentralized platforms in the XRP589/XRP pair. However, liquidity is still low, which means prices can swing sharply with even small trades.
XRP589 Features
- Symbolic Concept: XRP589 is inspired by the XRP community’s iconic $589 price target, giving the token a unique identity that resonates with long-time supporters.
- Limited Supply: With a total supply of less than 100 million tokens, XRP589 taps into the appeal of scarcity, which often attracts traders looking for potential value.
- Built on XRPL: As part of the XRP Ledger, XRP589 benefits from fast transactions and minimal fees, making it efficient and cost-effective to use.
- Community Focus: The token’s core purpose is to engage and unite the XRP community by embracing a shared narrative and cultural touchpoint.
- Quick Adoption: Despite being newly launched, XRP589 has rapidly gained traction due to its cultural relevance and speculative excitement.
XRP589 goes beyond being just another meme token—it’s a nod to a well-known symbol within the XRP ecosystem. Its swift adoption highlights the increasing interest in community-driven projects on the XRPL.
XRP589 Price Performance
The price action of XRP589 on the XRPL paints a familiar picture of rapid speculation followed by a steep decline. At first, the token saw little to no movement, with a flat price and barely any trading activity.
Suddenly, it spiked sharply, shooting above $0.01, driven by a wave of speculative buying and market hype. These kinds of dramatic jumps often occur when excitement builds quickly, but they rarely hold without strong fundamentals or sustained demand.
After the surge, the price collapsed just as quickly, falling to its current level of $0.0001495. This steep drop highlights two key issues: low liquidity and sellers rushing to take profits at the peak. When there aren’t enough buyers to sustain the momentum, prices tumble rapidly, and XRP589’s chart reflects this with sharp red candles.
The volume also spiked during the price surge but fell off just as quickly, confirming that the move was short-lived and driven by hype rather than consistent trading activity.
Now, XRP589 trades far below its peak, and its long-term outlook remains uncertain. The explosive rise and rapid correction are typical of speculative tokens with little foundational support. The lack of follow-through volume and declining interest suggest that the token is struggling to attract steady demand or new holders.
For XRP589 to stabilize or recover, it needs renewed interest from the market and a growing base of committed investors. Without that, the token is likely to remain stuck at its current low levels, vulnerable to further unpredictable swings.
PHNIX: An XRP Meme Coin Challenging the Likes of Pepe
PHNIX is a meme coin that launched on December 3, 2024, on the XRP Ledger (XRPL) blockchain. Inspired by the phoenix symbol, which resonates deeply with the XRP community, the project aims to reflect that shared spirit and energy.
Trading for PHNIX is currently available on FirstLedger, a decentralized exchange on the XRPL network. The token stands out because transactions are completely tax-free, and its liquidity pool has been burned to promote decentralization and improve investor safety.
Since launch, PHNIX has seen substantial growth, benefiting from the rising interest in XRPL-based meme coins, which itself has been fueled by XRP’s increasing value. This broader trend has drawn attention to projects within the ecosystem, including PHNIX.
At the moment, PHNIX isn’t listed on major centralized exchanges. Interested investors can trade it through decentralized platforms like FirstLedger.
PHNIX Features
- Community and Transparency: The PHNIX team puts a strong focus on being open and involving the community. Active members and content creators are rewarded for their contributions, while token holders enjoy exclusive content and events, adding value and engagement.
- Roadmap and Governance: PHNIX has a clear plan for growth, including presales, DEX listings, community events, and reward systems. Token holders can also vote on project decisions, creating a more collaborative and community-driven environment.
- Phoenix Academy: The project offers free educational resources through Phoenix Academy on its website, helping people learn about cryptocurrencies without needing to spend money.
- Strategic Fund Allocation: Funds from the presale are strategically divided across key areas like liquidity, team development, exchange listings, partnerships, marketing, and token buyback and burn—ensuring long-term growth and stability.
- Experienced Team: The project is led by four developers with solid crypto experience. They maintain a transparent approach and hold just 6% of the total token supply, prioritizing community growth and sustainable development.
PHNIX Price Performance
The price action of PHNIX on the XRPL clearly shows extreme volatility fueled by bursts of market interest. Initially, the token traded at very low, flat levels with little activity or demand.
This quiet phase ended abruptly when buying pressure surged, sending the price soaring past $0.00002000. Such explosive moves often happen when a token catches sudden speculative attention or experiences an influx of buyers.
At its peak, trading volume spiked dramatically, exceeding 100K, signaling intense activity as traders jumped in. This kind of volume surge usually occurs during price discovery when a token starts gaining visibility.
However, the sharp rise didn’t last long. The price quickly dropped as sellers cashed out to secure profits, leading to a steep correction. This pattern is common in smaller tokens with low liquidity, where large trades can cause outsized price movements.
Currently, PHNIX has settled around $0.00001140—well below its peak but still above its earlier lows. The pullback reflects market hesitation and the absence of sustained buying interest, which is essential for holding higher valuations.
Trading volume has also declined significantly since the spike, suggesting that much of the initial hype has cooled off.
In short, PHNIX’s price action mirrors the classic boom-and-bust cycle seen in speculative tokens. It surged on hype and strong volume but quickly corrected when the market couldn’t sustain those levels.
Whether PHNIX stabilizes or experiences similar swings again will depend on its ability to maintain steady demand and trading activity. For now, it remains a highly volatile token, reflective of its early and emerging status in the market.
RIPPY: One of the Newest Tokens
RIPPY is a meme token on Ripple’s XRP Ledger (XRPL), branding itself as “The Mascot of the XRP chain.” Launched in early December 2024, it quickly captured attention within the crypto community.
The token’s rise coincided with a surge in XRP’s value, pushing RIPPY’s price up by over 17,000% shortly after launch. However, such dramatic gains come with volatility, and within a week, the price settled around $0.0002482, giving RIPPY a market cap of roughly $248,000.
RIPPY currently has liquidity of $38,000, supported by a pooled supply of 78,425,099 RIPPY tokens and 9,026.41 XRP. Trading activity remains modest, with 91 recorded trades and a 24-hour volume of $15,000.
The token’s rapid emergence highlights the growing trend of meme coins on XRPL, driven by XRP’s strong performance and the success of tokens like ARMY. That said, investors should remain cautious—meme tokens are highly volatile and often driven by speculative trading rather than long-term fundamentals.
RIPPY Features
- Rapid Market Entry: RIPPY made a big splash shortly after launch, with a notable price surge capturing market attention.
- Community-Driven Growth: The token thrives on community interest and participation, staying true to its decentralized roots.
- XRPL Integration: Built on the XRP Ledger, RIPPY benefits from fast transactions and ultra-low fees, making it efficient and cost-effective.
- High Volatility: RIPPY’s price has shown significant ups and downs, offering opportunities for high rewards but also carrying substantial risk.
- Decentralized Trading: RIPPY is available on decentralized exchanges, allowing peer-to-peer trading without middlemen.
RIPPY Price Performance
The RIPPY token on the XRPL has seen sharp and unpredictable price movements, reflecting significant volatility. Initially, the token remained inactive with little to no price movement, indicating minimal interest or market activity.
This changed suddenly when the price spiked to highs near $0.002000, likely driven by a wave of speculative trading. Tokens with lower liquidity often experience these kinds of exaggerated moves as even a small influx of buyers can push prices up dramatically.
However, this rapid climb was short-lived. The price quickly reversed and began to drop sharply, wiping out most of its earlier gains. This steep decline suggests profit-taking by early buyers and a lack of sustained demand to keep prices elevated. Trading volume also surged during the price peak, which is typical in speculative rallies, but it fell off significantly as the price declined, indicating waning market interest.
Currently, RIPPY’s price has settled around $0.0002531—just a fraction of its earlier peak. This suggests the market is now attempting to find a fair value for the token following the hype-driven surge. While the price has calmed for now, the earlier swings highlight RIPPY’s vulnerability to extreme volatility due to its small market size and limited liquidity.
For RIPPY to achieve more stable growth, it will need to attract consistent trading volume and build broader market confidence. At this stage, its price action reflects a familiar pattern seen in smaller tokens: an explosive speculative rise followed by a sharp correction as the initial excitement fades.
XRP Meme Coins Pros and Cons
XRP meme coins have recently grabbed the spotlight in the crypto community, offering both exciting opportunities and notable risks.
These tokens, built on the XRP Ledger (XRPL), take advantage of the platform’s unique features to carve out their own niche in the market.
Pros and Cons of XRP Meme Coins
|
Pros |
Cons |
|
Low Transaction Fees: The XRP Ledger keeps transaction costs minimal, making it affordable to trade meme coins. |
High Volatility: Meme coins are prone to dramatic price swings, which can lead to significant losses. |
|
Fast Transaction Speeds: XRPL’s quick processing ensures smooth and fast trades, enhancing user experience. |
Regulatory Risks: Ongoing SEC scrutiny of digital assets could affect meme coins, especially if they’re classified as securities. |
|
Community Engagement: Meme coins often build active, enthusiastic communities, driving participation and interest. |
Lack of Fundamental Value: Many meme coins lack real-world use cases, making them highly speculative. |
|
Accessibility: Tools like Memepad make it easy for anyone to create and trade meme coins on XRPL, opening up participation. |
Market Saturation: The sheer number of meme coins can dilute interest and increase the risk of scams. |
|
Potential for High Returns: Early investments in successful meme coins can deliver big profits. |
Security Concerns: Newly launched tokens may have vulnerabilities, putting investors at risk. |
XRP meme coins offer exciting opportunities for community engagement and potential profits but come with substantial risks. If you’re considering investing, it’s essential to do thorough research, understand the risks, and proceed cautiously.
Can XRPL Challenge Solana’s Meme Coin Dominance?
The XRP Ledger (XRPL) is starting to position itself as a serious contender to Solana’s dominance in the meme coin sector.
We can see how the two blockchains stack up by looking at key factors like transaction speed, costs, and network reliability.
Comparison of XRPL and Solana for Meme Coin Development
|
Metric |
XRPL |
Solana |
|
Transaction Speed |
Handles about 1,500 transactions per second (TPS) with 3-5 second settlement times. |
Capable of up to 65,000 TPS with block times around 0.4 seconds, making it faster overall. |
|
Transaction Cost |
Offers consistently low fees, keeping transactions extremely cost-effective. |
Maintains low fees, though costs can increase with high network demand. |
|
Network Stability |
Highly reliable, with over 10 years of error-free operation. |
While fast, Solana has faced network outages that raise concerns about long-term stability. |
Analysis:
- Transaction Speed: Solana clearly wins on speed with significantly higher TPS and shorter block times, making it ideal for high-demand applications like meme coin trading.
- Transaction Cost: Both platforms are cost-effective, but XRPL stands out with consistently minimal fees, regardless of network activity. Solana’s fees, while low, can fluctuate when the network gets busy.
- Network Stability: XRPL’s decade-long track record of reliability gives it an edge. Solana’s history of occasional outages can disrupt activity and undermine confidence, which is risky for fast-moving meme coin markets.
While Solana has the advantage in speed, XRPL’s consistently low fees and proven stability make it an appealing choice for meme coin developers looking for reliability and affordability. For projects prioritizing uptime and cost over sheer speed, XRPL offers a strong alternative.
Interested in Solana Meme Coins? Check out our guide to the Best Solana Meme Coins in 2025
Should you Buy XRP Meme Coins?
Investing in XRP meme coins can be tempting because of their potential for quick gains, but it’s important to approach them with caution. These tokens are highly speculative and come with significant risks, making them better suited for certain types of investors.
If you have a high tolerance for risk and are comfortable with the possibility of substantial losses, XRP meme coins might be worth considering. They’re often seen as high-risk, high-reward opportunities, so allocating only a small portion of your portfolio can help manage the potential downside.
Success in this space also requires an active approach. If you have the time and experience to closely monitor market trends, social media hype, and news, you may have a better chance of navigating the rapid price swings that meme coins are known for. Additionally, understanding how the XRP Ledger works can give you an edge when evaluating new projects and spotting opportunities.
For those who enjoy being part of community-driven initiatives, XRP meme coins can be appealing. These projects often rely on strong community support, and being engaged in those circles can provide valuable insights and early opportunities.
Ultimately, it’s crucial to do thorough research and only invest money you can afford to lose. The meme coin market is extremely unpredictable, and while the potential rewards are exciting, the risks are just as real.
Where to Buy XRP Meme Coins?
Finding the right place to buy XRP meme coins can make a big difference in your trading experience.
If you want a secure way to store and manage your coins, Best Wallet is a great choice. It’s a non-custodial wallet, which means you’re always in control of your private keys, and it supports thousands of cryptocurrencies. The interface is simple, making it easy to buy, sell, and swap assets without worrying about security.
For those who are more into trading, Margex offers advanced tools that are easy to use, even if you’re not a seasoned trader. It allows you to trade XRP meme coins with up to 100x leverage, and they take security seriously by keeping all user funds in cold wallets. You can even explore copy trading, which lets you follow successful traders and replicate their strategies.
If your focus is finding the latest and trending XRP meme coins, MEXC might be your best bet. This global exchange is known for listing new cryptocurrencies early, giving you a chance to get in on projects before they gain widespread attention. With thousands of trading pairs, low fees, and features like staking and copy trading, MEXC makes it easy to explore the XRP meme coin market.
Whether you need a secure wallet, powerful trading options, or access to new coins, these platforms have you covered. Explore what works best for you and start trading with confidence!
How to Buy XRP Meme Coins: A Step-by-Step Guide
Diving into XRP meme coins can be an exciting opportunity, but it’s essential to approach it with a plan. Here’s a straightforward step-by-step guide to get you started:
Step 1: Choose a Reliable Exchange or Platform
Start by choosing a trustworthy cryptocurrency exchange that supports XRP and its associated meme coins.
Platforms like MEXC, and Margex are great choices. Make sure the platform is available in your region and suits your trading needs.
In the example below, we’ll look at MEXC. Go to the MEXC site, click “Log In / Sign Up” and follow the instructions. Note that this is an example, and built-in wallet exchanges like the one in Best Wallet, also work as personal wallets, that’s the platform we’ll use for the rest of these steps.
Once you’re all set up and logged in, get yourself the right crypto wallet to store your XRP.
Sep 2: Set Up a Crypto Wallet
A crypto wallet is a must for safely storing your XRP and meme coins. Best Wallet, Exodus, and Zengo offer easy-to-use interfaces and strong security features. Once you’ve chosen a wallet, follow the setup instructions carefully and ensure you store your recovery phrases securely.
Below are some of our top choices:
For this example, we’ll use Best Wallet, so once on the site, click on “Get it on Google Play” for Android users or “Get it on App Store” for iOS users.
Alternatively, you can click on “Download Best Wallet,” and you’ll receive a QR code you can use to download the app. Just use the camera app on your phone to scan it.
After you download your wallet, follow the instructions and save your secret passphrase somewhere safe (offline, i.e., a piece of paper kept in a secret place, like next to your passport).
Now you’re ready to buy XRP, so let’s go to the next step.
Step 3: Purchase XRP as a Base Currency
After setting up your wallet, deposit funds into your exchange account. You can use fiat currencies (USD, EUR, GBP) to buy XRP directly. Some exchanges also allow direct fiat-to-meme coin purchases. Navigate to the trading section, choose XRP, and make your purchase.
On Best Wallet, it’s easy; you can do it right in the app using your credit card. Just decide how much you want to spend and choose your preferred payment method, like a credit card, Apple Pay, or bank deposit.
The app automatically pairs you with the best crypto provider to make sure you get the best exchange rate and the lowest fees for your XRP purchase.
Step 4: Exchange XRP for Meme Coins
With XRP in your account, you’re ready to trade it for meme coins. Head to the exchange’s trading platform, search for the meme coin pair you want (e.g., RIPPY/XRP), and place your order. Once the trade is complete, transfer the meme coins to your secure wallet for safekeeping.
For this example, we’ll be buying RIPPY, so go to DexScreener, click on the search bar, and type in “RIPPY”. Make sure to choose the correct token.
XRP memecoins are on the XRPL network, but there are Solana clones, so double-check the network symbols next to the token you’re looking for.
Click on the first RIPPY token with the black “X” symbol next to it (XRPL network) and the largest market cap so you know it’s the correct one and not a knock-off clone.
Next, click on “Trade RIPPY/XRP” and then click on “Connect” to connect your wallet. Select the amount of RIPPY you want to buy and make sure XRP is selected as your currency to swap for it.
You can keep the slippage on the default setting; however, when there is very high demand, you’ll want to set it higher to ensure your trade goes through.
Challenges Facing the XRP Meme Coins Market
The growing market for XRP meme coins faces some real challenges that could slow their growth and long-term success. One of the biggest issues is low trading volumes. Compared to meme coins on networks like Solana and Ethereum, XRP-based tokens see far less activity.
For example, ARMY has a daily trading volume of about $10 million, while the most popular tokens on Solana regularly hit volumes in the billions. This lack of liquidity makes it harder for investors to trade and limits overall interest.
Another challenge is the underdeveloped trading infrastructure on the XRP Ledger (XRPL). While networks like Ethereum and Solana have well-established tools, exchanges, and platforms designed for meme coin trading, XRPL is still catching up. Without these tools, the user experience can feel clunky, which makes it harder to attract new investors and traders.
Regulatory uncertainty also casts a shadow over the XRP meme coin market. Ripple’s ongoing legal battle with the U.S. Securities and Exchange Commission (SEC) creates a lot of unknowns. On top of that, any changes in SEC leadership or shifts in regulatory policies could further shake up the market, leaving XRP and its tokens in a state of flux.
Finally, the market for meme coins is often prone to saturation and speculation. With so many new coins popping up, it’s tough for individual tokens to stand out or hold their value over time. Meme coins are also highly volatile and can be easily manipulated, which adds another layer of risk for investors.
For XRP meme coins to thrive, these challenges need to be addressed. Building better trading infrastructure, achieving clearer regulatory guidelines, and creating a more sustainable market ecosystem will be critical to overcoming these hurdles and ensuring long-term growth.
Summary of challenges faced by the XRP Meme Coins Market
- Low Trading Volumes: XRP meme coins just don’t see as much action as those on networks like Solana or Ethereum, which limits their growth.
- Underdeveloped Trading Infrastructure: The tools and platforms for trading meme coins on the XRP Ledger are still pretty basic, making the experience less smooth.
- Regulatory Uncertainty: Ripple’s ongoing legal battles and unclear regulations create a lot of uncertainty for XRP-based tokens.
- Market Saturation and Speculative Nature: With so many meme coins popping up, it’s tough for individual tokens to stand out, and the high volatility adds even more risk.
Community’s Reaction to XRP Meme Coins
Crypto investors are starting to get excited about XRP meme coins, and it’s easy to see why. Commentary from experts and investors across the web shows a lot of enthusiasm for this emerging narrative.
Mohammad Shahid, a crypto commentator at BeInCrypto, spoke on the rising momentum of the XRPL ecosystem, suggesting that it could challenge Solana’s current dominance in the meme coin market.
“With XRP meme coins now gaining momentum, XRPL could emerge as a key contender for hosting the next generation of meme tokens.” – Source
Investors have also shared their perspectives. MHA (@MHA_nft), for example, mentions the fun side of it all, calling RIPPY the “real mascot of XRP.” That playful vibe feels a lot like what made tokens like Dogecoin and Shiba Inu so popular, giving the XRP community a lighthearted way to rally around new projects.
For investors like Nando (@Nandosal_), trust has been a pleasant surprise. He admits he expected some of the XRP meme coins he bought to be scams—something that’s all too common in the meme coin world. Instead, he found that the XRP community feels more trustworthy, with most people focused on chasing opportunities and making money, not taking advantage of others. Trust and transparency have made these tokens more appealing to traders looking for speculative plays without the usual risks.
Defileo (@0xDefiLeo) takes a more analytical approach, pointing out how XRP meme coins have surprisingly outperformed those on Solana. He sees this as part of the market’s shifting trends, where new narratives can take over quickly.
For investors who move fast, he believes XRP meme coins are a chance to turn small investments into big wins. To him, it’s all about timing and recognizing opportunities early.
These perspectives show why XRP meme coins are getting so much attention. It’s not just about chasing quick profits—it’s about the community, the sense of trust, and the excitement of being part of something that’s taking off. The market might still be unpredictable, but the momentum and energy behind these tokens are hard to ignore.
Conclusion: What are Ripple Meme Coins
The rise of XRP meme coins has raised questions about their long-term viability in the crypto market. Their success will depend on maintaining strong community engagement, navigating regulatory changes, and finding ways to offer value beyond pure speculation.
While these tokens have the potential to carve out a lasting niche in the ecosystem, there’s also a real chance they could fade as just another short-lived trend.
See Also: Ripple Meme Coins: Are We Ready For Meme Coins On XRP?
Frequently Asked Questions
What are Ripple meme coins?
Why are Ripple meme coins gaining popularity?
What are best XRP meme coins to invest in 2025?
How can I buy XRP meme coins?
Are XRP meme coins a good investment?
Do Ripple meme coins have any real use cases?
Where can I find more information about Ripple meme coins?
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References
Blockchain Council. “XRP Ledger (XRPL).” Blockchain Council, https://www.blockchain-council.org/blockchain/xrp-ledger-xrpl/.
GateHub. “About XRP, XRPL, XRPL.org, and XRPLF.” GateHub Blog, https://gatehub.net/blog/about-xrp-xrpl-xrpl-org-and-xrplf/.
RippleX Dev. “About the XRP Ledger.” XRPL.org, https://xrpl.org/about.
Binance Square. “Ripple Meme Coins Witness Unprecedented Growth on the Back of XRP Surge.” Binance Square, https://www.binance.com/en-GB/square/post/17070890769650.
BeInCrypto. “XRP Meme Coins Surge as Ripple Gains 80%.” BeInCrypto, https://beincrypto.com/xrp-meme-coins-surge-ripple-gains-80-percent/.
CryptoPotato. “Ripple Meme Coins Witness Unprecedented Growth on the Back of XRP Surge.” CryptoPotato, https://cryptopotato.com/ripple-meme-coins-witness-unprecedented-growth-on-the-back-of-xrp-surge.
Finance Magnates. “XRP-SEC Legal Battle Trumps Potential Impact and 2025 Outlook.” Finance Magnates, https://www.financemagnates.com/cryptocurrency/xrp-sec-legal-battle-trumps-potential-impact-and-2025-outlook/.
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