Stellar is one of the best-positioned crypto projects in Europe. XLM is trying to replace the traditional fiat money with its MiCA-compliant stablecoin. In contrast, Price Volume in 24h Price 7d puts banks in an unfavorable race, just like the rabbit and the turtle.

Let’s see how we can benefit from Stellar and why it is good not only for the crypto industry but also for regular people.

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Crypto Stellar XLM Overtaking Europe

XLM is currently staying in the Top 20 biggest cryptocurrencies with a market capitalization of ~$7 billion. The price of the token currently stays at $0.227, which, technically, we can say is staying on good support. But this is not what makes Stellar a good project and tempting to the crowd.

The most prominent trait that Stellar has is the recent announcement of EUR-backed stablecoin (EURCV). In February 2025, Societe Generale-Forge (SG-FORGE) announced its launch on the Stellar network, furthermore increasing the crypto footprint in the European financial market.

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This expansion is crucial for Stellar because it opens new doors to businesses and users who want to acquire crypto. MiCA regulation also gives users security and transparency, in addition to increasing protection for TradFi users.

EURCV will leverage the fast, scalable, and cost-effective Stellar crypto technology, enhancing cross-border transactions. Having transaction speed ~4-5 seconds compared to traditional banks’ 1-5 business days makes banks look ridiculous.

Another big pros of Stellar crypto is tiny XLM fees, which are usually a fraction of a cent, and everybody knows that banks charge you fees even when you receive money.

One of the biggest upsides is full on-chain traceability, whereas in a traditional bank, you need approval, and sometimes, you don’t get it.

One of the recent developments around Stellar was Protocol 22, which happened on November 16, 2024. That brings improvements such as efficiency and functionality. For the next Q3 and Q4 of 2025, they have many updates in the pipeline, such as going from 1500 TPS to 5000 TPS and from the 5-second close time of their blocks to 2.5 seconds.

A couple of projects, like Starlight and Pendulum, have built L2 on Stellar. The first one is the payment channel protocol, and the latter connects Stellar to wider DeFi markets. That being said, this doesn’t catch the attention of crypto enthusiasts.

The Power of Layer 2

Although not all crypto projects miss promising L2 projects build on them. Let’s take one of the best-performing cryptos on the market, Solana. It has been the fastest developing crypto and also has the biggest and most dedicated community that is trying to catch the next 100x. Here comes the narrow line of what and where to look for. The answer is  “first mover”.

Solaxy is the first ever L2 build on Solana. Currently, in presale, it sums up to be one of the best crypto projects coming out of SOL. Raised over $29 million and with the price of $0.00169 per SOLX, it is making it a steal.

Although Solana offers one of the best scalability and transaction fees, the recent peak of the market showed that Solana is not quite ready. SOLX, on the other hand, is giving a solution to this problem, providing liquidity from Ethereum and optimized speed and scalability from Solana.

It is always good to have the best of both worlds, and that will happen by holding SOLX tokens. You can stake your token while the presale is going on with an APY of 137%.

solaxy banner

Every degen knows that tokenomics is one of the most important things in every project, and Solaxy doesn’t let you down on that end, too. With 30% for development and 25% for staking rewards, more than half of the supply goes back to investors. Additionally, 20 % goes to treasury and 15 % for marketing. Last but not least, 10% for new listings on different exchanges.

For the latest updates on the project, connect with the SOLX community on X and Telegram 

VISIT SOLX HERE

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Key Takeaways

  • Stellar crypto is taking over traditional banking, making XLM super valuable
  • The key to success is looking for first movers
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    Ivan Andonov
    Ivan Andonov

    Ivan is born and raised on diet of shopska salad, hard work, and deep-rooted skepticism of banks. With mechanical engineering background. Discovered crypto in 2020 and never looked back. Passionate about blockchain , DeFi and everything related to cryptocurrencie and... Read More

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