Traditionally conservative investors are increasingly exploring Bitcoin and cryptocurrencies as part of their portfolios. 

Pension schemes in the US, UK, and Australia have started to allocate small portions of their portfolios to Bitcoin. 

A 16 January 2025 FT report gave the example of the State of Wisconsin Investment Board became the 12th largest shareholder in BlackRock’s Bitcoin ETF, with holdings worth approximately $155 million after a 50% price surge in Q4 2024.

Explore: Bitcoin Outperformed Major Asset Classes In 2024, Specifically In Q4, CoinGecko Annual Report Finds

The trend is not limited to the US. Notably, other countries are also making strides. In Australia, AMP included Bitcoin futures in its portfolios to enhance returns while managing risks associated with direct ownership. In the UK, consultancy Cartwright has advised on direct Bitcoin allocations for small pension schemes. 

Similarly, Michigan’s pension fund invested in Grayscale’s Ethereum ETF and ARK 21Shares Bitcoin ETF, reflecting a growing interest in crypto-focused ETFs.

Spot Bitcoin ETFs have gained traction since their approval in early 2024, simplifying access for institutional investors and driving significant inflows into the crypto market. 

In the UK, an unnamed pension scheme allocated 3% of its £50 million portfolio to Bitcoin, marking the first such move in the country.

The Trump administration’s pro-crypto stance has bolstered optimism for institutional adoption. Policies aimed at reducing regulatory barriers could further accelerate pension fund investments in digital assets.

Which Crypto Will Boom in 2025?

Our first pick is Oasis Network ($ROSE)!

Oasis takes the privacy angle seriously. Its layer-1 blockchain splits the heavy lifting between consensus and execution, giving it the edge on scalability and remaining airtight on privacy. This makes it perfect for DeFi and tokenizing data while laying the foundation for smarter blockchain applications to come.

Next up is Immutable ($IMX).

$IMX takes Ethereum’s NFT scene and adds much-needed steroids. A layer-2 solution, it promises instant trades, zero gas charges, and hardcore user custody. It’s all about scaling NFTs for the masses without losing the plot, making it a top contender as digital collectibles explode.

Lastly, we have to talk about Flux ($FLUX).

Flux flips the switch on cloud computing, putting developers in control with a decentralized network of independent nodes. Built for scalable dApps, it kicks centralized services to the curb in favor of a setup defined by trust, transparency, and rock-solid reliability.

Related:Which Crypto Will Boom in 2025 When Trump Takes Office

Why you can trust 99Bitcoins

10+ Years

Established in 2013, 99Bitcoin’s team members have been crypto experts since Bitcoin’s Early days.

90hr+

Weekly Research

100k+

Monthly readers

50+

Expert contributors

2000+

Crypto Projects Reviewed

Google News Icon
Follow 99Bitcoins on your Google News Feed
Get the latest updates, trends, and insights delivered straight to your fingertips. Subscribe now!
Subscribe now
Akriti Seth
Akriti Seth
Senior Editor

Akriti Seth is a Zurich-based Business Journalist and Crypto Editor. Her passion for journalism has taken her across the globe – from thriving as an on-television correspondent to writing engaging articles, she has worked for companies like Informa UK, Bloomberg... Read More

Free Bitcoin Crash Course

  • Enjoyed by over 100,000 students.
  • One email a day, 7 days in a row.
  • Short and educational, guaranteed!

The World’s #1 Crypto Exchange

  • Up to 150x leverage for major coins
  • Various staking options for hundreds of coins
  • Frequent events, promotions, and airdrops
The World’s #1 Crypto Exchange
Back to top