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CartelFi ($CARTFI) is a new decentralized finance (DeFi) ecosystem built specifically for meme coins. Users can stake Pepe ($PEPE), Dogecoin ($DOGE), dogwifhat ($WIF), and other iconic meme coins to earn $CARTFI, the project’s native token.
CartelFi uses protocol fees to purchase $CARTFI from public exchanges, subsequently burning 50% of those tokens to gradually reduce the supply over time. This deflationary mechanism appeals to long-term investors, but is CartelFi legit or another meme-inspired scam?
Read on to learn more about CartelFi, including how its DeFi platform works, what risks to consider, and where the $CARTFI price could go. We also explain how to buy CartelFi tokens during the recently launched presale event.
Key Takeaways on CartelFi
- CartelFi is a DeFi project that allows investors to stake meme coins to earn passive rewards. However, staking APYs are paid in $CARTFI rather than the underlying meme coin.
- The project offers unparalleled rewards of up to 1000% APY, with protocol profits used to purchase and burn $CARTFI tokens.
- The team offers $CARTFI tokens via a presale event, with about $1 million already raised. The presale runs for 90 days, and the token price increases every 72 hours to reward early participation.
- Why we don’t recommend CartelFi: The core product is unlikely to appeal to broader meme coin markets, with rewards paid in a brand-new token rather than the primary asset. Unsustainable APYs are also a concern — no legitimate project can realistically offer 1,000% APYs without crashing the market. The whitepaper lacks substance, too, with little to no information about its DeFi technology.
What Is CartelFi?
CartelFi is a new blockchain startup that aims to revolutionize two high-growth crypto sectors — meme coins and DeFi. Its platform lets investors stake meme coins like $PEPE, Shiba Inu ($SHIB), and Bonk ($BONK), generating passive yields rather than allowing the assets to sit idle in a private wallet.
The project distributes staking profits in $CARTFI, the native token being sold to presale investors. However, this structure will be a disadvantage to many platform users, as rewards can’t be earned in the meme coin being staked.
CartelFi’s staking ecosystem offers three pools, ensuring different investing horizons are catered for. The “Long” pool offers a 1000% APY on a six-month lock. The “Medium” and “Small” pools, which require a four- and three-month term, offer APYs of 250% and 150%, respectively. Investors cannot withdraw their $CARTFI tokens during the lock-up period, a significant risk to consider.
The team has created 1 billion $CARTFI tokens, and 25% will be sold to presale investors. The $CARTFI supply is both capped and deflationary — the project buys tokens from public exchanges using protocol revenues. Half of those tokens are burned, which reduces the supply and theoretically makes $CARTFI more scarce.
Buyback programs have been successful for several projects, including Shiba Inu and FLOKI ($FLOKI), although they don’t guarantee long-term price appreciation.
Why We Don’t Recommend CartelFi
There’s no denying that DeFi is on track to become a trillion-dollar market, so gaining exposure to innovative startups could be a smart move. However, we strongly doubt that CartelFi will achieve any success in this rapidly growing narrative.
To begin with, CartelFi’s core product holds little appeal for serious meme coin investors. Somebody holding $BONK or $SHIB will have no interest in earning $CARTFI, considering it’s an unknown token with virtually no liquidity. Instead, those investors can earn yields in the underlying meme coin, as they both offer in-house DeFi systems.
There are also established exchanges with meme coin staking solutions, so it doesn’t make sense to trust holdings with an unproven and anonymous team.
Another red flag is the unsustainable promise of 1000% APYs, available when staking $CARTFI for six months. This framework would mean investors multiply their $CARTFI holdings by 500% in six months — a sure-fire way to collapse the token supply.
CartelFi’s presale pricing mechanism will also harm long-term sustainability. The presale rate rises 5% every 72 hours over a 90-day campaign, so day-one investors get a potential 316% upside.
How to Buy CartelFi
This section explains how to buy CartelFi tokens via the presale website.
Step 1: Set Up a Crypto Wallet
CartelFi uses a similar investment process to most presale launches — participants connect a wallet and swap an accepted crypto. You can use any non-custodial wallet that supports Ethereum, BNB Chain, or Solana. This step-by-step uses Best Wallet, but other popular options include Coinbase Wallet, MetaMask, Trust Wallet, and Phantom.
Download the Best Wallet app for iOS or Android, open it, and enter an email address. Choose a PIN and write down the 12-word backup passphrase on a sheet of paper. Ensure the passphrase is written in the correct order and never store it online (e.g., an email draft or on the cloud).
Tip: When using Best Wallet, consider activating two-factor authentication for the highest security setting.
Step 2: Buy Compatible Tokens
The installed wallet must be funded with a digital asset that’s supported by the CartelFi presale. Options include Ethereum ($ETH), BNB ($BNB), and Solana ($SOL). Stablecoins like USDC Coin ($USDC) and Tether ($USDT) can also be used.
First-time investors can easily purchase assets without leaving the Best Wallet interface. No know-your-customer (KYC) steps are needed — just choose the local currency, payment method, and amount.
The other method is to use one of the best altcoin exchanges like MEXC, Pionex, Coinbase, and Kraken. These platforms offer low fees, but users must withdraw the purchased assets to Best Wallet manually.
Step 3: Connect the Wallet to the Presale Website
You have a funded crypto wallet, so now visit the CartelFi website, where the presale is hosted.
Type in the name of the wallet provider, such as “Best Wallet”. Select the provider and authorize the connection to CartelFi via the wallet interface.
Step 4: Complete the Purchase
Users must complete a simple presale form. First, select the network and asset that will be used for investment. Those using $ETH, for instance, should select “Ethereum” followed by $ETH.
Enter the investment size for the respective asset, such as 0.1 $ETH. The $CARTFI equivalent updates in the box below. Verify that all information has been entered correctly and confirm the presale purchase.
The final step is to open the wallet that’s connected to CartelFi and authorize the investment. This process activates a smart contract, which sends the digital assets to CartelFi’s presale wallet address.
Presale participants can claim their $CARTFI tokens upon completion of the event. The team notes claiming instructions will be published in due course.
Is CartelFi a Good Investment?
Investors should consider the following key points before participating in the CartelFi presale. These factors will help you make an informed decision.
Putting Meme Coin Holdings to Work
CartelFi’s primary product is its meme coin solutions — investors generate passive yields rather than let tokens sit idle in a non-income-generating wallet. Most of the best meme coins are supported, including $DOGE, $SHIB, and $FLOKI.
The ecosystem design presents some issues, with rewards paid in $CARTFI rather than the meme coins being staked. The staking lock-up terms also create substantial risk — timeframes include three, four, and six months. Assets cannot be unstaked while the lock-up period is active, preventing users from cashing in profits or accessing liquidity for other investment opportunities.
Our research also reveals that more effective yield methods exist for meme coin holders, including established DeFi protocols with open-source code. Even tier-one, albeit centralized exchanges, offer a less risky alternative, with more flexible withdrawal terms.
Unsustainable $CARTFI Yields of up to 1000% APY
While the best crypto staking coins offer competitive yields, they must be distributed in a sustainable manner. A sensible staking framework ensures the token supply is not overwhelmed and that existing holders are not constantly diluted when rewards are sold. Ethereum and Solana, for instance, have staking APYs of 3-7%.
CartelFi offers staking rewards of up to 1000%, which is far from sustainable in the long run. Participants can increase their token count by 500% when they complete the six-month lock-up term. Those tokens can be sold at any time, causing considerable harm to the $CARTFI price.
Deflationary Supply With Token Buybacks
While staking payouts are unsustainable, the team has created a deflationary mechanism to encourage long-term loyalty. The whitepaper notes that “up to” 100% of protocol fees generated are used to purchase $CARTFI from public exchanges. These fees come from staking pools and partnership integrations, ensuring the project executes buybacks organically.
Fifty percent of the buyback tokens are burned, so they are no longer part of the circulating supply. The concept means the $CARTFI supply decreases gradually, which, in theory, makes the tokens more scarce. It remains to be seen how the deflationary model can counteract the 1000% staking APYs — in our view, the tokenomics structure is poorly designed.
Presale Upside Means Further Selling Pressures
The presale pricing structure is another red flag associated with the tokenomics. Participants who join early receive the biggest token discount, similar to many presale events. Those investing in the first stage pay just $0.0251 per token — the rate increases by 5% every three days until the presale ends. The final presale price will be 316% higher, at approximately $0.1045.
The likely outcome is that many early-stage buyers will cash out when $CARTFI is added to exchanges, attempting to lock in that 316% profit. As a small-cap project, there won’t be enough liquidity to sustain the expected selling pressure, so the $CARTFI price could crash almost immediately.
CartelFi Price Prediction
We will now outline our CartelFi price predictions for 2025, 2026, and 2030.
CartelFi Price Prediction 2025
CartelFi’s presale campaign launched on April 8th, 2025. The presale will run for 90 days, with the final window closing on July 7th. Late-stage buyers will pay $0.1045 per token, and the team states that $CARTFI will be listed on exchanges within a few days.
In our view, the 316% presale upside available to early backers will cause significant selling pressure — $CARTFI could drop to lows of $0.0438 within the first week of trading. This price prediction represents a 58% decline from the final presale rate.
Recovery is possible in the months to follow, especially if broader market conditions are strong. Some analysts predict that Bitcoin ($BTC) will regain the $100,000 price level before Q3 2025 and then reach new heights in an extended bull rally.
This potential forecast is expected to inspire an altcoin season, with DeFi projects like CartelFi poised to benefit from increased capital flows and a more risk-on mindset. $CARTFI could close 2025 at an all-time high of $0.19855, reflecting gains of approximately 1.9 times for those who invested in the final presale stage.
CartelFi Price Forecast 2026
According to the CartelFi roadmap, the team will not complete full product development until 2026, although the specific quarter is not mentioned. In our view, even with a live staking ecosystem, the core platform lacks uniqueness to attract significant adoption growth. Meme coin investors already have access to existing staking solutions — most have more transparent technological frameworks and less restrictive lock-up terms.
Historical cycles also suggest bearish sentiment in 2026, further preventing the $CARTFI price from any meaningful growth. Our CartelFi price prediction for 2026 is a potential high of $0.15098, with lows of $0.0961 if market sentiment is overly negative.
CartelFi Price Analysis 2030: Long-Term Outlook
Established DeFi ecosystems like Uniswap, Compound, and PancakeSwap will see significant growth as we approach 2030. The sector will also see global crypto adoption grow by many multiples, and Bitcoin’s fifth halving takes place in 2028, making the world’s most popular digital asset even scarcer.
Despite these bullish macroeconomic factors, the likelihood is that CartelFi will be irrelevant — analysts point to the project’s highly unsustainable tokenomics and lack of innovative technology.
Very few presale investors will still hold CARTFI tokens by the end of the decade, so the price could hit all-time highs of $0.0198. This forecast values the project 21% below the original presale price, reflecting 81% losses for those investing in the final stage.
Is CartelFi a Buy?
Having analyzed all aspects of CartelFi, including its whitepaper, roadmap, and tokenomics, the consensus is that too many red flags exist. From unsustainable staking APYs of 1000% and presale upsides of up to 316% to a lack of technical innovation, CartelFi likely doesn’t have a long-term future.
Other presale opportunities offer a more attractive risk-return outlook for growth investors.
Here are the three best crypto presales to explore in 2025.
Solaxy ($SOLX)
Solaxy is an undervalued utility project that provides real innovation and technical solutions to the broader blockchain sector. It’s the world’s first layer-2 network for the Solana ecosystem, which now supports millions of secondary tokens.
Meme coin creators are particularly drawn to Solana for its low fees and high scalability; however, the blockchain has proven unable to handle significant transaction volumes during peak times. It has experienced multiple outages, resulting in delayed and even failed transfers — a significant issue for the billions of dollars that flow through decentralized exchanges like Raydium and Orca.
Solaxy provides an off-chain solution, where transactions are settled on its layer-2 network, batched together, and finally added to Solana’s layer-1 blockchain. Projects that use Solaxy benefit from unlimited scalability, providing a more reliable and efficient ecosystem for their users.
The Solaxy team offers $SOLX tokens at discounted prices when investing in the presale. With almost $31 million already raised, it is one of the largest presale events in 2025. Investors can get involved without minimum purchase requirements, and accepted cryptocurrencies are $ETH, $USDT, and $BNB. Presale participants can stake $SOLX right away at 130% APYs.
Visit SolaxyBTC Bull Token ($BTCBULL)
BTC Bull Token is an innovative meme coin initiative that rewards token holders when the Bitcoin price reaches pre-determined milestones. The project caters to those who strongly believe in Bitcoin’s long-term growth trajectory but seek to achieve significantly higher gains.
Smart contracts distribute real $BTC when the price increases by $50,000 increments — the initial milestones are $150,000, $200,000, and $250,000. This airdrop framework continues until the $BTC price reaches $1 million.
The team also rewards holders through regular token burns, which are also triggered by $BTC price movements. The first milestone is $125,000, and, just like the airdrop program, it occurs for each subsequent $50,000 increase. Token burns reduce the $BTCBULL supply, exposing holders to a deflationary asset that becomes scarcer over time.
The ongoing presale has raised nearly $4.9 million to date, and existing investors earn 84% in pre-listing staking APYs. This is a dynamic staking pool, ensuring long-term sustainability, unlike CartelFi.
Visit BTC Bull TokenMIND of Pepe ($MIND)
Enter the world of Mind of Pepe — an artificial intelligence (AI) agent that operates autonomously for the benefit of $MIND holders. It uses machine learning and hive-mind analysis to extract market sentiment from social media and other alternative data sources. This allows Mind of Pepe to shape narratives based on the collected data, giving it a significant edge in an overcrowded crypto market.
The AI agent is also designed to create and launch new tokens without any human input, including smart contract audits and decentralized exchange listings. Only $MIND holders have early access to these new tokens, and each project is given a unique self-sovereign personality.
Bloomberg cites AI agents as the next big technological revolution, so it’s no surprise that MIND of Pepe has raised over $8 million so far. The current price is $0.0037265 per $MIND, and presale buyers can earn dynamic staking APYs of 277%.
Visit MIND of PepeReferences
- CartelFi Whitepaper (CartelFi)
- Decentralized Finance (DeFI) Offshore Accounts Evolution? (Inter-American Center of Tax Administrations)
- Will Bitcoin Reach $100K Again? Latest BTC Price Prediction for 2025 Says Yes (Finance Magnates)
- What Is Bitcoin ‘Halving’ and Does It Push Up the Cryptocurrency’s Price? (Bloomberg)
- Big Tech’s New AI Obsession: Agents That Do Your Work for You (Bloomberg)
FAQs
Where can I buy CartelFi tokens?
You can buy CartelFi on the project’s presale website. Investors can connect a wallet and purchase $CARTFI with $ETH, $USDT, $USDC, $BNB, or $SOL.
Can I stake CartelFi tokens?
Yes, CartelFi offers staking APYs of up to 1000%. Investors should proceed with caution — these staking APYs are highly unsustainable.
When will CartelFi launch on exchanges?
CartelFi launches a few days after its presale ends, which is scheduled for July 7th, 2025.
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