The largest banking group in Germany, Sparkassen-Finanzgruppe, is due to begin offering crypto trading services to its retail clients by summer 2026. this marks a significant policy shift for Sparkassen. The banking group previously avoided crypto offerings due to concerns about volatility and risk.

In 2023, the bank’s board of directors reportedly voted to refrain from offering digital asset services. The BoD described cryptocurrencies as ‘highly speculative.’ However, Sparkassen will soon allow retail clients to trade the top cryptocurrencies directly from their accounts.

Sparkassen Customers Will Be Able To Buy Bitcoin, Ethereum and More Directly From Their Bank Accounts

Dekabank, parent company of Sparkassen, secured a crypto custody license under Germany’s Banking Act from the Federal Financial Supervisory Authority (BaFin). This enables it to provide trading and custody services for institutional clients.

Sparkassen’s decision to begin offering crypto services has been facilitated by the implementation of the EU’s Markets in Crypto-Assets (MiCA) regulatory regime. MiCA has helped to establish a single, transparent legal framework for crypto businesses across EU member states.

The clarity of the MiCA regulatory framework has emboldened several European banks to accelerate their crypto initiatives.

Venturing into crypto was once deemed too risky due to unclear and fragmented national rules.

However, German regulators have emphasised that they will continue to monitor crypto-related risks closely.

DISCOVER: Top 20 Crypto to Buy in July 2025 

Interestingly, Sparkassen offering retail crypto services reflects a broader European banking trend. It follows Börse Stuttgart’s “Bison” app, as well as cooperative banks and Landesbanken, and Deutsche Börse. They have all begun offering digital asset services in response to strong demand from retail investors for regulated crypto products in Germany.

By Summer 2026, nearly 50 million Sparkassen retail customers will have full, regulated access to digital assets in Europe’s largest economy, marking another step toward retail adoption of crypto services.

Bitcoin Adoption Continues To Skyrocket On An Institutional Level, With Sparkassen The Latest

While many banks are beginning to offer crypto services across Europe, the Middle East and beyond, asset managers such as BlackRock and Fidelity are applying for multiple spot altcoin ETFs. This highlights a significant shift toward mainstream adoption of digital assets.

Another recent trend is that many companies are adopting the Michael Saylor playbook by adding Bitcoin to their company treasuries. MetaPlanet is the most significant. The hotel management firm in Japan has been buying BTC in large quantities for the past 12 months and is now the fifth-largest holder of Bitcoin among publicly traded companies.

A newer trend has seen nearly bankrupt companies that are still publicly traded in the stock market decide to issue convertible bonds to raise funds and invest them in Bitcoin for their treasury. This step effectively turns them into regulated Bitcoin investment vehicles. One perfect example of this is the struggling Spanish coffee chain Vanadi Coffee’s announcement. It plans to purchase $1.1 billion in Bitcoin for its treasury reserve. Just today, the coffee shop chain announced the purchase of two more BTC, bringing its total to 66.

Vanadi’s grand plans of accumulating $1.1 billion worth of Bitcoin may seem unrealistic, but the company has steadily purchased 1 BTC per day since its announcement. The share price of Vanadi has increased approximately four times since the BTC accumulation began, spiking from $ 0.20 to $0.86.

BONUS: Bitcoin Hyper (HYPER) Nears $2m In Presale Funding With Promises Of A Full-Fledged Bitcoin Layer-2 Ecosystem

With real-world Bitcoin adoption across the globe skyrocketing at breakneck speed, Bitcoin Hyper (HYPER), a new Bitcoin Layer-2 project, could benefit massively as the ideal beta play for those who missed out on sub-$10,000 BTC.

The HYPER team’s ultimate goal is to bring a complete end-to-end ecosystem of products to the Bitcoin mainnet, with DeFi, GameFi, and NFTs just a few of the sectors that Bitcoin Hyper is building.

Bitcoin Hyper is building with rollup technology. The HYPER team recently announced that its Layer-2 protocol is being constructed using the Solana Virtual Machine (SVM) as the execution layer on HYPER. This is coupled with the use of rollups. It will facilitate fast transactions, low fees, and real-time execution without altering Bitcoin’s core base layer.

Moreover, integrating the SVM makes Bitcoin Hyper a developer-friendly platform for building on.  The existing Solana tooling is known to be one of the easiest to work with among all major blockchains.

HYPER will power the entire Bitcoin Hyper ecosystem, much like how SOL powers Solana and ETH powers Ethereum. All projects built on Bitcoin Hyper, from DeFi, to GameFi, NFTs and everything else, will utilize the HYPER token.

How To Join The HYPER Presale

Sparkassen are the latest banking giant to begin offering crypto services, with the German bank due to launch trading services in Summer 2026

(SOURCE)

Visit the Bitcoin Hyper presale website to learn more and join the HYPER train. You can make your purchase using ETH, USDT, BNB, or a bank card.

We recommend Best Wallet for the most seamless purchase experience. HYPER is already featured in the mobile app’s ‘Upcoming Tokens’ section. Moreover, Best Wallet offers simplified token management and early access to HYPER and other presale gems.

Bitcoin Hyper has built-in staking for presale investors, with around 240% APY on offer for those looking to earn passive income on their ICO investment.

Join the HYPER community and stay updated with all the latest announcements via Telegram and X.

Visit HYPER Here

EXPLORE: 10 Best AI Crypto Coins to Invest in 2025

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Alex Ioannou
Alex Ioannou
On-Chain Journalist

Chasing dreams under the Cypriot sun, Alex is an up-and-coming writer focusing on the more degen side of the crypto market. Always on the lookout for the next hot narrative, meme coin pump, or meta trend. Alex has been actively... Read More

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