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Guarda Review

By: Alex Miguel | Last updated: 1/6/24

Guarda is a multi-platform cryptocurrency wallet that has recently been gaining traction. In this review, I’ll cover the main wallet features and what you need to know before using it.

Guarda Review Summary

Guarda is a multi-currency wallet that is available for web, mobile, desktop, and as a Chrome extension. The wallet supports all major cryptocurrencies and seems to keep its users pretty happy with features such as crypto trading, staking, and setting custom fees. 

That’s Guarda in a nutshell. If you want a more detailed review, keep on reading. Here’s what I’ll cover:

  1. Company Overview
  2. Guarda Wallet Review
  3. Supported Coins
  4. Customer Reviews and Support
  5. Conclusion

1. Company Overview

The company behind Guarda Wallet, GUARDACO LDA, was established in 2017 in the European Union. Since then, it has made steady progress towards its goal of creating blockchain-related products – including the Guarda Wallet itself.

Guarda has started as a simple ETH Wallet. Nowadays, it offers users a range of services such as managing, storing, buying, exchanging, and staking cryptocurrencies. Apart from that, it also facilitates loan and prepaid Visa card services.

2. Guarda Wallet Review

The Guarda wallet is a non-custodial wallet that’s available on several platforms and devices. There are various wallet versions for the web, iPhone, Android, a Chrome browser extension, and a desktop wallet (available for Windows, Linux, macOS, Ubuntu, and Debian). It also supports over 60 major blockchains.

There is a wallet solution to suit everybody’s needs – and they’re all free. All of the wallets support multiple currencies, which I will explore in a later section of this article.

All Guarda wallets are non-custodial, which means they give users full control over their own coins and, thus, full responsibility for their secure storage. Guarda claims that no personal or cryptographic information is being stored by the company, making the end-user the only person in charge of their cryptocurrency.

All wallet versions have access to exchange features and provide users with the ability to buy any of the supported cryptocurrencies with a debit card or a SEPA transfer. Naturally, you can create a new wallet, but if you prefer to just use the software, you can also easily import your existing wallets to Guarda.

Guarda shows a recommended fee for every transaction, but users can customize the transaction fee to their liking.

Guarda Web Wallet

Talking specifics, the web wallet is accessible through any device that is connected to the internet and Guarda claims that extensive security work has been conducted to ensure user safety. 

Guarda’s web wallet also comes with the capability to connect to the Ledger hardware wallet API. Ledger devices can be connected to the Guarda multi-currency web wallet for enhanced security, along with Guarda’s signature user interface.

Desktop Wallet

Moving on to the desktop or laptop versions, these have the same capabilities as the Web version. 

Usage of this wallet does not require registration and is non-custodial. Guarda also ensures the security and anonymity of wallet operations for desktop users.

Mobile Wallet

Mobile Guarda wallets come in two different varieties, supporting the two most popular OS systems for mobile devices – Android and iOS.

The app is available on Google Play, the Apple App Store, and Huawei Gallery. Users of the mobile Guarda wallet can enjoy buying, staking and exchange services on the go, with fingerprint or face authentication.

Web Chrome Extension

There is also a web extension available for users, once again offering the same functionality as the web and desktop applications.

Additional features

Staking platform

Guarda Wallet offers a staking platform, currently supporting staking for 15 assets.

Staking provides users with the opportunity to earn monthly or yearly returns on their wallet’s assets simply by depositing and holding funds within the staking section of the wallet.

Within this section, users can see:

  • A list of assets available for staking
  • The expected annual yield for each asset
  • The minimum amount required for staking
  • The required lock-up period
  • Terms associated with staking.

To participate in staking, Guarda simply adds the asset of your choice to your wallet and deposits it in the staking section to earn a return.

Create your own token

One of the coolest Guarda features is the ability to create your own ERC-20 or HBAR token. This could be for any purpose you see fit – whether it’s just for fun, for business, for marketing purposes or more.

Referral program

Guarda provides a referral program that enables you to register a wallet to receive rewards and share your referral link. Some rewards are also available in Guarda’s own token, GRD.

By paying for things using GRD, users can benefit from discounts on the ERC-20 and HBAR token generator, as well as the Unstoppable Domains service.

3. Supported Coins

The wallet supports a total of 48 different coins, as well as all BEP-2 and ERC-20 tokens in existence. Users can freely add these tokens to their wallet by copying and pasting the relevant smart contract address into the appropriate field in their wallet.

Here are some of the popular cryptocurrencies available on Guarda:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • USD Coin (USDC)
  • Binance USD (BUSD)
  • Ripple (XRP)
  • Cardano (ADA)
  • Dogecoin (DOGE)
  • Polygon (MATIC)
  • Polkadot (DOT)
  • Dai (DAI)
  • Solana (SOL)
  • Shiba Inu (SHIB)
  • Tron (TRX)
  • Uniswap (UNI)
  • Litecoin (LTC)
  • Avalanche (AVAX)
  • Wrapped Bitcoin (WBTC)
  • Chainlink (LINK)
  • Cosmos (ATOM)
  • Monero (XMR)

A full list of assets supported by Guarda wallet can be seen here.

4. Customer Support and Reviews

Guarda supplies its users with an extensive FAQ and a ticket system for more specific support. Their support team also answers pretty fast on Telegram – I received a reply to my own question within 3 minutes.

The company seems to be very responsive, making an evident effort to answer all comments, questions, and issues raised on public channels. Most users appear to be very satisfied with the product and the company, earning them a significant amount of positive reviews.

This is also evident in Guarda’s reviews on TrustPilot, which has more than 1480 reviews at the time of writing – 81% of which are “Excellent” and 8% are “Great”.

Notably, most users report a fast reply to their support requests whenever they encounter a problem. A handful of people, however, claim that the app has stolen crypto from them. Without evidence of vulnerability or malware, the most likely conclusion is that these users did not correctly manage their private keys.

Other users report that they’ve received some extremely bad exchange rates. You may be able to avoid this downfall by checking exchange rates manually on other exchanges.

5. Conclusion

The company behind Guarda is working towards creating a decent ecosystem of products – now offering not only a wallet, but several crypto services for their users. It’s clear that the team behind Guarda is hardworking and competent.

They support a huge range of platforms and provide users with a toolkit for almost everything they need to do with crypto.

As with any crypto wallet, negative reviews do exist. However, it is unclear whether these reviews are substantial or simply the mistakes of the uneducated crypto beginner.

The Guarda support team of the company makes an effort to reply to all positive and negative comments, showcasing that Guarda cares about all of the feedback they get from users.

As with choosing any crypto wallet, you should exercise some caution with your choice – look for any reports regarding code issues and keep your wallet updated to avoid issues. Also, do not forget to write down your password and download all backup files. Store them securely.

Did you have any good or bad experiences with Guarda? Let me know in the comment section below.





Ease of use




Coin support



  • Multiple platform support
  • Customizable fee
  • Great customer support


  • Third-party integrations can be confusing for beginners

Having delved into futures trading in the past, my intrigue in financial, economic, and political affairs eventually led me to a striking realization: the current debt-based fiat system is fundamentally flawed. This revelation prompted me to explore alternative avenues, including investments in gold and, since early 2013, Bitcoin. While not extensively tech-savvy, I've immersed myself in Bitcoin through dedicated study, persistent questioning, hands-on experience with ecommerce and marketing ventures, and my stint as a journalist. Writing has always been a passion of mine, and presently, I'm focused on crafting informative guides to shed light on the myriad advantages of Bitcoin, aiming to empower others to navigate the dynamic realm of digital currencies.

View all Posts by Alexander Reed

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20 comments on “Guarda Review”

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  1. I am not happy with Guarda, I had to transfer .8 ETH or €1500. I transferred €1500 and was then told that this was only 0.77 ETH, so I topped it up to just over 0.8ETH. But they said it had to be 0.8 ETH in one go, I should have stopped there. I transferred €1600 and now they are looking for 2774 USDT. I don’t know what to do. I am out of Cash.

    1. Kibet - 99Bitcoins support

      Hi Elaine,

      Guarda wallet is a non-custodial wallet. This means that there should be no third-party that ‘manages’ the wallet for you.

      Nobody should be handling your ETH. You create the wallet from scratch here. The fact that someone is communicating to you about the amount of ETH you have is a big red flag.

      How are they accessing you? How are they able to communicate with you? Who are the people communicating with you? Unfortunately, they could be scammers.

  2. My trading platform said the only way I can get my money is through I did some tests and investigations. Turn out all it is fake. They wanted gas fee upfront before releasing your money. I don’t think I will ever get my money back. Please comment.

  3. User beware of Guarda wallet. $277 USDC missing from wallet. Guarda support said it went to one of their partner wallets and they would fix this. Nothing has been fixed. Guarda support now ignores me. This does NOT seem to be a non-custody wallet.

    1. Kibet - 99Bitcoins support

      I’m sorry to hear that you’ve had a negative experience with Guarda wallet. It’s important to note that Guarda wallet is a non-custodial wallet, which means that you have full control over your funds and the private keys associated with your wallet. However, it’s also important to understand that the responsibility of keeping your private keys secure lies with you, as the user. If someone gains access to your private keys, they can potentially transfer your funds to another wallet. In your situation, if your funds were indeed transferred to a partner wallet without your consent, you should continue to follow up with Guarda support and keep a record of all communication. It’s possible that the transfer was made in error, or there may have been some other issue that caused the funds to be redirected. If Guarda support is not responding, you may want to consider reaching out to their social media channels or filing a complaint with relevant consumer protection agencies in your jurisdiction.
      In the future, to reduce the risk of losing your funds, you may want to consider storing your cryptocurrency in a hardware wallet, which is a physical device that stores your private keys offline and provides an extra layer of security. Additionally, it’s always a good practice to only use reputable wallets and exchanges that have a track record of reliability and security.

      1. Hello,
        My USDC was transferred to wallet, now they demanded over 10k in gas money upfront before I can withdraw. Is that even legal or is that a scam?

  4. Hello i have some axie infinity shards on tron network(not ethereum) , how can i echxange it for some USDT? Plz help

  5. I transferred a small amount of about 50 euros from the bitcoin wallet to another bitcoin wallet and kept a 7% commission rate for services other than the cost of transferring to satoschis. Luckily I quickly figured it out by testing a small amount and immediately deleted the wallet. I’m not going to use it again and I recommend you don’t use it because what they’re doing is stealing.

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