{"id":65269,"date":"2025-12-19T06:47:34","date_gmt":"2025-12-19T06:47:34","guid":{"rendered":"https:\/\/99bitcoins.com\/tr\/?p=65269"},"modified":"2025-12-19T06:37:37","modified_gmt":"2025-12-19T06:37:37","slug":"ripple-banka-oluyor-xrp-icin-onay","status":"publish","type":"post","link":"https:\/\/99bitcoins.com\/tr\/haberler\/altcoinler\/ripple-banka-oluyor-xrp-icin-onay\/","title":{"rendered":"Ripple Banka m\u0131 Oluyor? ABD\u2019den XRP \u0130\u00e7in Tarihi Onay"},"content":{"rendered":"

ABD\u2019li d\u00fczenleyici OCC, Ripple, Circle, BitGo, Paxos ve Fidelity\u2019ye ulusal trust bankas\u0131 olmak i\u00e7in \u015fartl\u0131 onay verdi. XRP\u2019ye sahip tek \u015firket olan Ripple, bu ad\u0131mla d\u00fczenlenmi\u015f bir finansal kurum olma yolunda kritik bir e\u015fi\u011fi ge\u00e7ti.<\/p>\n

Kripto sekt\u00f6r\u00fcn\u00fcn<\/a> y\u0131llard\u0131r konu\u015ftu\u011fu ad\u0131m, bir anda ger\u00e7e\u011fe d\u00f6n\u00fc\u015fmeye ba\u015flad\u0131. Bu be\u015f isim aras\u0131nda Ripple, Circle, BitGo, Paxos ve Fidelity Digital Assets yer al\u0131yor.<\/p>\n

T\u00fcm \u015firketler i\u00e7in onay h\u00e2l\u00e2 \u015fartl\u0131: resmen faaliyete ge\u00e7ebilmek i\u00e7in ek ad\u0131mlar atmalar\u0131 gerekiyor. Ancak Washington\u2019dan gelen mesaj net: geleneksel bankalar ile dijital finans altyap\u0131s\u0131 aras\u0131ndaki s\u0131n\u0131r h\u0131zla siliniyor.<\/p>\n

Ripple, Kendi Token\u2019\u0131 \u0130le \u00d6ne \u00c7\u0131k\u0131yor<\/strong><\/h2>\n

Onay alan \u015firketler aras\u0131nda de\u011feri dalgalanan yerel bir tokena sahip olan tek \u015firket Ripple<\/a>. Circle, USDC\u2019yi y\u00f6netiyor olsa da bu bir stablecoin ve fiyat oynakl\u0131\u011f\u0131 olan bir varl\u0131k de\u011fil.<\/p>\n

XRP yat\u0131r\u0131mc\u0131lar\u0131 a\u00e7\u0131s\u0131ndan geli\u015fmeyi daha da \u00f6nemli k\u0131l\u0131yor. \u00c7\u00fcnk\u00fc trust bankas\u0131 stat\u00fcs\u00fc, Ripple\u2019\u0131 tam te\u015fekk\u00fcll\u00fc bir finansal kurum rol\u00fcne daha da yakla\u015ft\u0131r\u0131yor.<\/p>\n

Ripple CEO\u2019su Brad Garlinghouse, bu onay\u0131 k\u00fcresel finans altyap\u0131s\u0131nda kilit bir oyuncu olma hedefleri do\u011frultusunda \u201cdevasa bir ileri ad\u0131m\u201d olarak nitelendirdi.<\/p>\n

OCC ise, inovasyonu te\u015fvik etmek ve Amerikan bankac\u0131l\u0131k sistemini modernize etmek amac\u0131yla bu be\u015f \u015firkete ayn\u0131 anda \u00f6n onay verildi\u011fini vurgulad\u0131.<\/p>\n

Ulusal Trust Bankas\u0131 Nedir?<\/strong><\/h2>\n

Bir ulusal trust bankas\u0131 \u015funlar\u0131 yapabilir:<\/p>\n

    \n
  • M\u00fc\u015fteriler ad\u0131na varl\u0131k saklama,<\/li>\n
  • \u00d6deme i\u015flemlerini ger\u00e7ekle\u015ftirme,<\/li>\n<\/ul>\n

    Eyalet baz\u0131nda ayr\u0131 ayr\u0131 izin almak yerine tek bir federal lisans ile faaliyet g\u00f6sterme.<\/p>\n

    Ancak \u015funlar\u0131 yapamaz:<\/p>\n

      \n
    • Geleneksel mevduat kabul etmek,<\/li>\n
    • Kredi vermek.<\/li>\n<\/ul>\n

      Yani Ripple, \u201cklasik\u201d bir banka olmayacak; fakat kurumsal \u00f6deme ve saklama altyap\u0131lar\u0131n\u0131, s\u0131k\u0131 \u015fekilde d\u00fczenlenmi\u015f bir \u00e7er\u00e7eve i\u00e7inde sunma yetkisi elde edecek. Uluslararas\u0131 \u00f6demelere odaklanan bir \u015firket i\u00e7in bu, \u00e7ok b\u00fcy\u00fck bir ad\u0131m anlam\u0131na geliyor.<\/p>\n

      \u0130lginizi \u00c7ekebilir: Kredi Kart\u0131ndaki Paray\u0131 Nakite \u00c7evirme \u0130\u015flemi Nas\u0131l Yap\u0131l\u0131r?<\/a><\/strong><\/p>\n

      \n
      \n

      Geleneksel Bankalar Memnun De\u011fil<\/strong><\/h2>\n<\/div>\n<\/div>\n

      Kripto \u015firketlerinin ABD bankac\u0131l\u0131k sistemine giri\u015finden herkes memnun de\u011fil. Bir\u00e7ok geleneksel banka bu onaya kar\u015f\u0131 \u00e7\u0131kt\u0131 ve OCC\u2019den ba\u015fvurular\u0131n engellenmesini talep etti.<\/p>\n

      En \u00f6nemli gerek\u00e7eleri ise \u015fu: Kripto \u015firketlerinin, sekt\u00f6rde ya\u015fanan ge\u00e7mi\u015f sorunlar ve iflaslara ra\u011fmen bankalara k\u0131yasla daha esnek muamele g\u00f6rd\u00fc\u011f\u00fc iddias\u0131.<\/p>\n

      Banking Policy Institute, bu g\u00f6r\u00fc\u015f\u00fcn\u00fc desteklemek i\u00e7in FTX\u2019in<\/a> \u00e7\u00f6k\u00fc\u015f\u00fcn\u00fc \u00f6rnek g\u00f6sterdi.<\/p>\n

      Brad Garlinghouse ise bu ele\u015ftirilere sert yan\u0131t verdi.<\/p>\n

      Baz\u0131 bankalar\u0131n tutumunu \u201crekabet kar\u015f\u0131t\u0131\u201d olarak niteleyen Garlinghouse, kripto \u015firketlerinin art\u0131k do\u011frudan OCC\u2019nin s\u0131k\u0131 denetimi alt\u0131nda olaca\u011f\u0131n\u0131 ve bu nedenle endi\u015fe edilecek \u00e7ok az \u015fey bulundu\u011funu s\u00f6yledi.<\/p>\n

      \n

      HUGE news! @Ripple<\/a> just received conditional approval from the @USOCC<\/a> to charter Ripple National Trust Bank. This is a massive step forward – first for $RLUSD<\/a>, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.<\/p>\n

      To the\u2026<\/p>\n

      — Brad Garlinghouse (@bgarlinghouse) December 12, 2025<\/a><\/p><\/blockquote>\n