The U.S. Federal Reserve has made a surprising shift in its stance on crypto and it’s changing the tone of the market. In a major policy reversal, the Fed has withdrawn its previous guidance that required banks to get permission before engaging in crypto-related activities. This marks a key moment for the U.S. crypto landscape, especially after years of uncertainty and tight regulatory control. With the Federal Reserve Crypto policy changing route, what are the bets US crypto coins to buy?
Before this change, banks had to go through a long approval process just to offer services like crypto custody, trading, or partnerships with crypto firms. Many banks avoided the space altogether, fearing backlash from regulators or unclear rules. That cautious approach created a wall between traditional finance and crypto innovation. This resulted in slowing adoption and cutting off access for millions of users.
With the new update, banks can engage in crypto activities more freely, as long as they follow standard risk management and compliance rules. They no longer need special approval just because it’s crypto. This move aligns with recent decisions from other major regulators, like the FDIC and the OCC, who have also loosened similar restrictions.
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For the crypto industry, this policy change is a green light. It opens the door for more banking services, easier fiat onramps, and greater institutional participation in crypto markets. It also helps rebuild trust between financial institutions and digital asset firms, many of which have struggled with “debanking” in recent years.
That said, the policy reversal doesn’t mean anything goes. Banks must still manage risk, conduct due diligence, and comply with anti-money laundering laws. But the removal of extra regulatory hurdles sends a strong message: crypto is now part of the U.S. financial system.
@federalreserve announces the withdrawal of guidance for banks related to their crypto-asset and dollar token activities and related changes to its expectations for these activities: https://t.co/v1MwuswOlE
— Federal Reserve (@federalreserve) April 24, 2025
Best US Made Crypto To Buy – Could Solana And XRP Benefit From This Shift?
With the USA becoming more and more crypto-friendly, American-based crypto coins that could benefit further from this change in policy include Solana and XRP (Ripple). Solana, created by Solana Labs in San Francisco, has become a favorite for traders and developers, often outshining Ethereum with its lightning-fast transactions and low fees. In the last couple of years, Solana ripped all the expectations, surclassing Ethereum as favourite blockchain for traders and builders.
Solana is showing strong bullish momentum, currently trading around $154, after bouncing from the $120 support zone earlier this month. The price is now approaching a key resistance near $159–$160, which previously acted as a barrier multiple times.
If Solana manage a clean breakout above $160, the next major resistance sits around $189, making it a possible target in the short term. However, a rejection at this level could lead to a retest of the $135–$140 area before any further upside.
$SOL –
break out or fake out? 👀 pic.twitter.com/cvd1CctBVd
— MOE -8 ⚓️ (@mtk8824) April 25, 2025
XRP is a forever favourite of OG crypto traders, who lately had their own glory moment. Ripple settled its SEC lawsuit in March 2025 for $50 million, a win that cleared major regulatory hurdles and boosted confidence. Partnerships with banks like Santander and SBI Holdings drive XRP’s use in RippleNet’s payment system. The U.S. XRP ETF launched in April 2025, and Coinbase’s XRP futures trading began, signaling mainstream interest.
The Fed’s new rules allow banks to offer XRP custody or payment services without special approval, potentially increasing adoption. Ripple’s RLUSD stablecoin (launched December 2024) also strengthens its ecosystem.
(XRPUSDT)
XRP is showing early signs of a trend reversal, having just broken out of a descending channel that’s been in place since its March high. The breakout is happening just above the key $2.00 support level, which has held multiple times in recent weeks.
If this breakout holds, the next resistance to watch is around $2.60, which previously acted as a local top. A move above that would confirm a shift back into bullish territory.
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Solaxy: Scaling Solana for the Next Phase of Growth Brought By The New Federal Reserve Policy
The U.S. Federal Reserve’s recent policy shift has opened new avenues for crypto adoption. This change particularly benefits U.S.-based projects like Solana, which has already demonstrated significant growth. However, with increased usage, Solana has faced challenges like network congestion. Solaxy, the first Layer-2 solution for Solana, has emerged to address these issues, aiming to enhance scalability and efficiency.
Solaxy is designed to process transactions off-chain, reducing the load on Solana’s mainnet. This approach is similar to how Layer-2 solutions like Arbitrum and Base have supported Ethereum. By handling transactions separately and then settling them on the mainnet, Solaxy aims to improve transaction speeds and reduce fees.
The project has made significant strides, including the launch of its testnet block explorer, which allows users to monitor Layer-2 transactions in real-time. Additionally, Solaxy has achieved data availability speeds of 140KB/s on the Solana mainnet, enhancing user experience and developer capabilities.
Solaxy is also targeting a throughput of 10,000 transactions per second (TPS), a goal that, if achieved, would significantly boost Solana’s capacity to handle high-demand periods.
Investor confidence in Solaxy is evident, with the project raising over $31 million in its presale. The current token price is $0.001704, and early participants can stake their tokens for annual yields exceeding 130%.
As Solana continues to grow and attract more users, solutions like Solaxy are essential to ensure the network can scale effectively. Solaxy positions itself as a crucial component in Solana’s ongoing development and adoption by addressing current limitations.
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Key Takeaways
- The Federal Reserve crypto policy removed the requirement for banks to seek special approval before engaging in crypto activities, easing entry barriers.
- Banks can now offer services like crypto custody and payments under normal risk management rules, boosting institutional crypto adoption.
- This policy shift signals greater acceptance of crypto as part of the U.S. financial system, supporting long-term growth.
- Solaxy, the first Layer-2 for Solana, has raised over $31.5 million during its presale, aiming to solve Solana’s scalability challenges.
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