{"id":21732,"date":"2025-09-24T02:17:30","date_gmt":"2025-09-23T17:17:30","guid":{"rendered":"https:\/\/99bitcoins.com\/kr\/?p=21732"},"modified":"2025-09-24T02:15:57","modified_gmt":"2025-09-23T17:15:57","slug":"ripple-xrpl-roadmap-adds-lending-and-privacy-for-institutions","status":"publish","type":"post","link":"https:\/\/99bitcoins.com\/kr\/news\/ripple-xrpl-roadmap-adds-lending-and-privacy-for-institutions\/","title":{"rendered":"\ub9ac\ud50c, \uae30\uad00 \uc720\uce58\ub97c \uc704\ud55c XRPL \ub85c\ub4dc\ub9f5 \uacf5\uac1c\u2026 \ub300\ucd9c\u00b7\ud504\ub77c\uc774\ubc84\uc2dc \uae30\ub2a5 \uac15\ud654"},"content":{"rendered":"<p>\ub9ac\ud50c(XRP)\uc774 \uae30\uad00 \ud22c\uc790\uc790\ub4e4\uc744 \uaca8\ub0e5\ud55c \uc0c8\ub85c\uc6b4 XRPL(\ub9ac\ud50c \ub808\uc800) \ub85c\ub4dc\ub9f5\uc744 \uacf5\uac1c\ud588\ub2e4. \uc774\ubc88 \uacc4\ud68d\uc740 \ub300\ucd9c, \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638, \uaddc\uc81c \uc900\uc218\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 XRPL\uc744 \ubcf8\uaca9\uc801\uc778 \u2018\uaddc\uc81c \uae08\uc735\u2019 \uc2dc\uc7a5\uc758 \uacbd\uc7c1\uc790\ub85c \ub9cc\ub4e4\uaca0\ub2e4\ub294 \uc804\ub7b5\uc774\ub2e4. \ub9ac\ud50c\uc740 \uc774\ubc88 \ub85c\ub4dc\ub9f5\uc744 \ud1b5\ud574 \uc740\ud589\uacfc \ud380\ub4dc, \ub300\ud615 \uae30\uad00\ub4e4\uc774 \ub9ac\ud50c \ube14\ub85d\uccb4\uc778 \uc704\uc5d0\uc11c \uc548\uc2ec\ud558\uace0 \uc11c\ube44\uc2a4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ubd84\uba85\ud788 \ub4dc\ub7ec\ub0c8\ub2e4.<\/p>\n<h3 id=\"lending-comes-first-in-version-3-0\">\ubc84\uc804 3.0\uc758 \ud575\uc2ec\uc740 \u2018\ub300\ucd9c \uae30\ub2a5\u2019<\/h3>\n<p>\uac00\uc7a5 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \ubcc0\ud654 \uc911 \ud558\ub098\ub294 XRPL\uc758 \ub2e4\uc74c \uc5c5\uadf8\ub808\uc774\ub4dc\uc5d0 \uae30\ubcf8 \ud0d1\uc7ac\ub420 \u2018\ub124\uc774\ud2f0\ube0c \ub300\ucd9c \ud504\ub85c\ud1a0\ucf5c\u2019\uc774\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc774 \uc801\uc6a9\ub418\uba74 \ub300\ucd9c\uc790\ub4e4\uc774 \uc790\uc0b0\uc744 \ubaa8\uc544 \ud480(pool)\uc744 \uad6c\uc131\ud558\uace0, &#8216;\uc2f1\uae00 \uc560\uc14b \ubcfc\ud2b8(Single Asset Vaults)&#8217;\ub77c\ub294 \uad6c\uc870\ub97c \ud1b5\ud574 \uc2e0\uc6a9\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4.<\/p>\n<figure id=\"attachment_285966\" class=\"wp-caption aligncenter\" aria-describedby=\"caption-attachment-285966\"><img decoding=\"async\" class=\"size-full wp-image-285966\" src=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2025\/09\/Ripple-XRPL-Roadmap-Targets-Institutions-With-New-Lending-and-Privacy-Tools-Globally.jpg\" alt=\"Ripple XRPL Roadmap Targets Institutions With New Lending and Privacy Tools Globally\" width=\"1000\" height=\"750\"><figcaption id=\"caption-attachment-285966\" class=\"wp-caption-text\">\uc790\ub8cc \ucd9c\ucc98: Shutterstock<\/figcaption><\/figure>\n<p>\uc774 \ubcfc\ud2b8(Vault) \uc2dc\uc2a4\ud15c\uc740 \uc720\ub3d9\uc131 \uad00\ub9ac, \uc18c\uc720\uad8c \ucd94\uc801, \ub300\ucd9c \ubc0f \uc0c1\ud658 \ub0b4\uc5ed \uae30\ub85d\uae4c\uc9c0 \ubaa8\ub450 \ucc98\ub9ac\ud558\ub3c4\ub85d \uc124\uacc4\ub410\ub2e4. \ud2b9\ud788 \uc8fc\ubaa9\ud560 \uc810\uc740, \uae30\uad00\ub4e4\uc774 \ucc38\uc5ec \uc2dc \uc790\uc0ac \uace0\uc720\uc758 \ub9ac\uc2a4\ud06c \ud3c9\uac00 \ubaa8\ub378\uc744 \uc628\uccb4\uc778\uc774 \uc544\ub2cc \uc624\ud504\uccb4\uc778\uc5d0\uc11c \uadf8\ub300\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4. \uc774 \ub355\ubd84\uc5d0 \uae30\uc874\uc758 \ub0b4\ubd80 \uc2dc\uc2a4\ud15c\uc744 \ud3ec\uae30\ud558\uc9c0 \uc54a\uace0\ub3c4 XRPL \uc0dd\ud0dc\uacc4\uc5d0 \uc720\uc5f0\ud558\uac8c \ucc38\uc5ec\ud560 \uc218 \uc788\ub2e4.<\/p>\n<h3 id=\"building-privacy-without-losing-transparency\">\ud22c\uba85\uc131\uc744 \uc783\uc9c0 \uc54a\ub294 \ud504\ub77c\uc774\ubc84\uc2dc \uad6c\ucd95<\/h3>\n<p>\ub610\ud55c <a href=\"https:\/\/99bitcoins.com\/kr\/analysis\/what-is-ripple-xrp\/\">\ub9ac\ud50c(XRP)<\/a>\uc740 \uae30\uad00\ub4e4\uc774 \uaddc\uc81c \uc694\uac74\uc744 \ucda9\uc871\ud558\uba74\uc11c\ub3c4 \ud504\ub77c\uc774\ubc84\uc2dc\ub97c \ubcf4\ud638\ud560 \uc218 \uc788\ub3c4\ub85d \u2018\uc81c\ub85c\uc9c0\uc2dd \uc99d\uba85(Zero-Knowledge Proof, ZKP)\u2019 \uae30\ubc18\uc758 \ub3c4\uad6c\ub97c \uac1c\ubc1c \uc911\uc774\ub2e4. \uc774 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uba74 \ubaa8\ub4e0 \uac70\ub798\uc758 \uc138\ubd80 \uc815\ubcf4\ub97c \uacf5\uac1c\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc790\uc0b0\uc758 \ubcf4\uc720 \uc5ec\ubd80\ub098 \uc9c4\uc704 \uc5ec\ubd80\ub97c \uac80\uc99d\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uac10\uc0ac\uc778\uc774 \uae30\uc5c5\uc758 \uc7ac\ubb34\uc81c\ud45c\ub97c \ub4e4\uc5ec\ub2e4\ubcf4\uc9c0 \uc54a\uace0\ub3c4 \ud574\ub2f9 \uae30\uc5c5\uc774 \uc8fc\uc7a5\ud558\ub294 \uc900\ube44\uae08\uc744 \uc2e4\uc81c\ub85c \ubcf4\uc720\ud558\uace0 \uc788\ub294\uc9c0\ub97c \ud655\uc778\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4. \uc774\ub294 \ub9ac\ud50c\uc774 \ubbfc\uac10\ud55c \uc815\ubcf4\ub97c \uacf5\uac1c\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c\ub3c4 \uaddc\uc81c\uae30\uad00\uc758 \uc2e0\ub8b0\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc804\ub7b5\uc774\ub77c \ud560 \uc218 \uc788\ub2e4.<\/p>\n<p><b>\ud568\uaed8 \ubcf4\uae30:\u00a0<\/b>XRP ETF \uc2b9\uc778\u00b7\ud1a0\ud070\ud654 \ud638\uc7ac vs. \uccb4\uc778\ub9c1\ud06c \ud30c\uc0dd \uac15\uc138, Q4 2025 \ud22c\uc790\uc790 \uc804\ub7b5\uc740<\/p>\n<h3 id=\"compliance-tools-already-in-action\"><span data-preserver-spaces=\"true\">\uaddc\uc81c \ub300\uc751 \uae30\ub2a5, \ubc8c\uc368 XRPL\uc5d0 \uc801\uc6a9\ub410\ub2e4<\/span><\/h3>\n<p>\uc774\ubbf8 \uc77c\ubd80 \uae30\ub2a5\uc740 \ub85c\ub4dc\ub9f5 \ubc1c\ud45c \uc774\uc804\ubd80\ud130 XRPL\uc5d0 \uc801\uc6a9\ub418\uace0 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \u2018\ud06c\ub9ac\ub374\uc15c(Credentials)\u2019\uc740 KYC(\uace0\uac1d \uc2e0\uc6d0 \ud655\uc778)\ub098 \ud22c\uc790\uc790 \uc790\uaca9 \uac80\uc99d \ub4f1\uc758 \ub514\uc9c0\ud138 \uc2e0\uc6d0 \ud655\uc778 \uc815\ubcf4\ub97c \ube14\ub85d\uccb4\uc778 \uacc4\uc815\uacfc \uc5f0\uacb0\ud574\uc8fc\ub294 \ub3c4\uad6c\ub2e4. \u2018\ub525\ud504\ub9ac\uc988(Deep Freeze)\u2019\ub294 \ubb38\uc81c \uc18c\uc9c0\uac00 \uc788\ub294 \uacc4\uc815\uc5d0 \uc5f0\uacb0\ub41c \uc790\uc0b0\uc744 \ubc1c\ud589\uc790\uac00 \ub3d9\uacb0\ud560 \uc218 \uc788\uac8c \ud574\uc8fc\ub294 \uae30\ub2a5\uc774\uba70, \u2018\uc2dc\ubbac\ub808\uc774\ud2b8(Simulate)\u2019\ub294 \uc2e4\uc81c \uac70\ub798\ub97c \ube14\ub85d\uccb4\uc778\uc5d0 \uae30\ub85d\ud558\uae30 \uc804\uc5d0 \ud14c\uc2a4\ud2b8\ud574\ubcfc \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud55c\ub2e4. \uc774\ub4e4 \uae30\ub2a5\uc740 \ubaa8\ub450 \uae30\uad00\ub4e4\uc774 XRPL \uc704\uc5d0\uc11c \ubcf4\ub2e4 \uc548\uc804\ud558\uace0 \ud1b5\uc81c\ub41c \ubc29\uc2dd\uc73c\ub85c \ud65c\ub3d9\ud560 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub410\ub2e4.<\/p>\n<div class=\"chart crypto-chart-instance\" id=\"crypto_chart_6a22ea9754b7a\"\n\tdata-coin-id=\"xrp\">\n\t<div class=\"chart__header\">\n\t\t<div class=\"chart__info\">\n\t\t\t<div class=\"chart__info-icon\">\n\t\t\t\t<img id=\"crypto_chart_6a22ea9754b7a-chart__info-icon-img\" \/>\n\t\t\t\t<div class=\"chart__info-name\" id=\"crypto_chart_6a22ea9754b7a-chart__info-name\"><\/div>\n\t\t\t\t<div class=\"chart__info-symbol\" id=\"crypto_chart_6a22ea9754b7a-chart__info-symbol\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"chart__info-current\">\n\t\t\t\t<div class=\"chart__info-price\" id=\"crypto_chart_6a22ea9754b7a-chart__info-price\"><\/div>\n\t\t\t\t<div class=\"chart__info-change\" id=\"crypto_chart_6a22ea9754b7a-chart__info-change\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"chart__info-extra\">\n\t\t\t\t<div class=\"chart__info-label\">Market Cap<\/div>\n\t\t\t\t<div class=\"chart__info-marketcap\" id=\"crypto_chart_6a22ea9754b7a-chart__info-marketcap\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"chart__controls\">\n\t\t\t<div class=\"chart__controls-group\">\n\t\t\t\t<button class=\"chart__button chart__button--24h\"\n\t\t\t\t\tid=\"crypto_chart_6a22ea9754b7a-btn-24h\">24h<\/button>\n\t\t\t\t<button class=\"chart__button chart__button--7d\"\n\t\t\t\t\tid=\"crypto_chart_6a22ea9754b7a-btn-7d\">7d<\/button>\n\t\t\t\t<button class=\"chart__button chart__button--30d\"\n\t\t\t\t\tid=\"crypto_chart_6a22ea9754b7a-btn-30d\">30d<\/button>\n\t\t\t\t<button class=\"chart__button chart__button--1y\"\n\t\t\t\t\tid=\"crypto_chart_6a22ea9754b7a-btn-1y\">1y<\/button>\n\t\t\t\t<button class=\"chart__button chart__button--all-time\"\n\t\t\t\t\tid=\"crypto_chart_6a22ea9754b7a-btn-all-time\">All Time<\/button>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"chart__container\">\n\t\t<canvas class=\"chart__canvas\" id=\"crypto_chart_6a22ea9754b7a-cryptoChart\"><\/canvas>\n\t<\/div>\n<\/div>\n\n<h3 id=\"a-new-standard-for-tokenized-assets\">\ud1a0\ud070\ud654 \uc790\uc0b0\uc758 \uc0c8\ub85c\uc6b4 \uae30\uc900<\/h3>\n<p><a href=\"https:\/\/99bitcoins.com\/kr\/cryptocurrency\/how-to-buy-ripple-xrp\/\">\ub9ac\ud50c(XRP)\uc740 \ubcf5\uc7a1\ud55c \uae08\uc735 \uc0c1\ud488<\/a>\uc744 \ud45c\ud604\ud560 \uc218 \uc788\ub294 \u2018\uba40\ud2f0 \ud37c\ud3ec\uc2a4 \ud1a0\ud070(Multi-Purpose Tokens)\u2019\ub3c4 \uc120\ubcf4\uc77c \uc608\uc815\uc774\ub2e4. \uc774 \ud1a0\ud070\uc740 \ub9cc\uae30\uc77c, \uac70\ub798 \uc81c\ud55c, \uc0ac\uc6a9\uc790 \uc815\uc758 \ub85c\uc9c1 \ub4f1 \ub2e4\uc591\ud55c \uc870\uac74\uc744 \ud3ec\ud568\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub97c \uc704\ud574 \ubcc4\ub3c4\uc758 \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8\ub97c \uc791\uc131\ud560 \ud544\uc694\ub294 \uc5c6\ub2e4. \uc774\ub97c \ud1b5\ud574 \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ud1a0\ud070, \uaddc\uc81c \ub300\uc0c1 \ud380\ub4dc \uc9c0\ubd84 \ub4f1\uacfc \uac19\uc740 \uc2e4\ubb3c \uae30\ubc18 \uc790\uc0b0\uc774 XRPL \uc0c1\uc5d0\uc11c \ubcf4\ub2e4 \uc27d\uac8c \ubc1c\ud589\ub418\uace0 \uc720\ud1b5\ub420 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4. \ub610\ud55c \ub9ac\ud50c\uc740 \uc2e0\uc6d0 \uc778\uc99d \uae30\ubc18\uc758 \uc811\uadfc \uc81c\ud55c\uc774 \uac00\ub2a5\ud55c \u2018\ud5c8\uac00\ud615 \uac70\ub798\uc18c\u2019 \uae30\ub2a5\ub3c4 \uacc4\ud68d \uc911\uc774\ub2e4.<\/p>\n<p><b>\ud568\uaed8 \ubcf4\uae30:\u00a0<\/b><a href=\"https:\/\/99bitcoins.com\/kr\/cryptocurrency\/altcoin-season\/\">\uc54c\ud2b8\ucf54\uc778 \uc2dc\uc98c\uc758 \uc2e0\ud638\ub97c \uc77d\ub2e4: 2025\ub144 \uc9c0\uae08 \uc54c\uc544\uc57c \ud560 \uc54c\ud2b8 \ubd88\uc7a5 \uc9d5\ud6c4\uc640 \uc804\ub9dd<\/a><\/p>\n<h3 id=\"ripple-wants-xrpl-to-be-a-real-player\">\ub9ac\ud50c, XRPL\uc744 \u2018\uc2e4\uc804\uc6a9 \ube14\ub85d\uccb4\uc778\u2019\uc73c\ub85c \ud0a4\uc6b4\ub2e4<\/h3>\n<p>\uc774\ubc88 \ub85c\ub4dc\ub9f5\uc740 \ub2e8\uc21c\ud788 \uae30\ub2a5\uc744 \ucd94\uac00\ud558\ub294 \ucc28\uc6d0\uc744 \ub118\ub294\ub2e4. \ub9ac\ud50c(XRP)\uc774 \ubcf8\uaca9\uc801\uc73c\ub85c \uae08\uc735 \uc2dc\uc7a5\uc5d0 \uc785\uc9c0\ub97c \uad73\ud788\uaca0\ub2e4\ub294 \uc120\uc5b8\uc5d0 \uac00\uae5d\ub2e4. \ud604\uc7ac XRPL\uc5d0\uc11c\ub294 \ub9e4\ub2ec 10\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 <a href=\"https:\/\/99bitcoins.com\/kr\/cryptocurrency\/how-to-buy-rlusd-ripple-stablecoin\/\">\uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc774 \uc720\ud1b5<\/a>\ub418\uace0 \uc788\uc73c\uba70, \uc2e4\ubb3c \uc790\uc0b0(RWA) \uad00\ub828 \ud504\ub85c\uc81d\ud2b8\ub4e4\uc758 \uad00\uc2ec\ub3c4 \uc810\ucc28 \ub192\uc544\uc9c0\uace0 \uc788\ub2e4. \ub9ac\ud50c(XRP)\uc740 \uc774\ub7ec\ud55c \ud750\ub984 \uc18d\uc5d0\uc11c XRPL\uc744 \u2018\uc2e4\uc81c \uae08\uc735 \uc11c\ube44\uc2a4\uc5d0 \ud65c\uc6a9 \uac00\ub2a5\ud55c \uc2e4\uc6a9\uc801\uc778 \ube14\ub85d\uccb4\uc778\u2019\uc73c\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\ub824\ub294 \uc758\ub3c4\ub97c \ub4dc\ub7ec\ub0c8\ub2e4. \uc0c8\ub86d\uac8c \ub3c4\uc785\ub418\ub294 \uae30\ub2a5\ub4e4\uc740 \ud654\ub824\ud558\uc9c4 \uc54a\uc9c0\ub9cc, \uc9c0\uae08\uae4c\uc9c0 \uae30\uad00\ub4e4\uc758 \uc9c4\uc785\uc744 \uac00\ub85c\ub9c9\uc558\ub358 \uc2e4\uc81c \ubb38\uc81c\ub4e4\uc744 \ud574\uacb0\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\ub2e4.<\/p>\n<h3 id=\"what-comes-next-will-be-telling\">\uc774\uc81c \ub0a8\uc740 \uac74 \uc2e4\uc804 \uac80\uc99d<\/h3>\n<p>\uc9c4\uc9dc \uc2dc\ud5d8\ub300\ub294 \uc774\uc81c\ubd80\ud130\ub2e4. \ubc84\uc804 3.0\uacfc \uadf8 \ud575\uc2ec\uc778 \ub300\ucd9c \ud504\ub85c\ud1a0\ucf5c\uc774 \ubb38\uc81c \uc5c6\uc774 \ucd9c\uc2dc\ub418\uc5b4\uc57c \ud558\uace0, \ud504\ub77c\uc774\ubc84\uc2dc \ub3c4\uad6c\ub4e4\uc740 \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud558\uba74\uc11c\ub3c4 \uacfc\ub3c4\ud55c \ubd88\ud22c\uba85\uc131\uc744 \ub9cc\ub4e4\uc9c0 \uc54a\ub294 \uade0\ud615\uc744 \uc99d\uba85\ud574\uc57c \ud55c\ub2e4. \uadf8\ub9ac\uace0 \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud55c \uac83\uc740 \uc2e4\uc81c \uae30\uad00\ub4e4\uc774 \uc774 \uae30\ub2a5\ub4e4\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uac83\uc774\ub2e4. \ub2e8\uc21c\ud788 \uc9c0\ucf1c\ubcf4\ub294 \uac83\uc5d0\uc11c \uadf8\uce58\uc9c0 \uc54a\uace0, XRPL \uae30\ubc18\uc758 \ud65c\uc6a9 \uc0ac\ub840\uac00 \ud604\uc2e4\ud654\ub420 \ub54c \ube44\ub85c\uc18c \uc774 \ub808\uc800\ub294 \ub2e4\uc74c \uc138\ub300 \ube14\ub85d\uccb4\uc778 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c \ud655\uc2e4\ud55c \uc790\ub9ac\ub97c \ucc28\uc9c0\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ud750\ub984\uc744 \uac10\uc548\ud560 \ub54c, \ud5a5\ud6c4 \ub9ac\ud50c(XRP)\uc758 \uc804\ub9dd \uc5ed\uc2dc \uc81c\ub3c4\uad8c \uae08\uc735\uacfc\uc758 \uc5f0\uacc4 \uac00\ub2a5\uc131\uc5d0 \ub530\ub77c \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n<a href=\"https:\/\/99bitcoins.com\/kr\/price-predictions\/ripple-xrp\/\" class=\"sc-button sc-button-green sc-button-medium\" target=\"_blank\"  rel=\"nofollow\"><span>2025\ub144 \ucd5c\uc2e0 \ub9ac\ud50c(XRP) \uc804\ub9dd<\/span><\/a>\n<p><b>\ud568\uaed8 \ubcf4\uae30:\u00a0<\/b><a href=\"https:\/\/99bitcoins.com\/kr\/cryptocurrency\/new-cryptocurrency\/\">2025\ub144 \uc2e0\uaddc \uc0c1\uc7a5 \uc608\uc815 \ucf54\uc778 | \ucd5c\uc2e0 \ucf54\uc778 \ud504\ub85c\uc81d\ud2b8 | \uc2e0\uaddc \ucf54\uc778 \uc21c\uc704 \ucd94\ucc9c<\/a><\/p>\n<p><strong><a class=\"general-link\" href=\"https:\/\/discord.gg\/B7Uk6agkqj\" target=\"_blank\" rel=\"nofollow noopener\"><span data-preserver-spaces=\"true\">\ucd5c\uc2e0 \uc554\ud638\ud654\ud3d0 \uc2dc\uc7a5 \uc18c\uc2dd\uc744 \uac00\uc7a5 \ube60\ub974\uac8c \ubc1b\uc544\ubcf4\uace0 \uc2f6\ub2e4\uba74, \uc9c0\uae08 99\ube44\ud2b8\ucf54\uc778 \ub274\uc2a4 \ub514\uc2a4\ucf54\ub4dc\uc5d0 \ucc38\uc5ec\ud574\ubcf4\uc790<\/span><\/a><\/strong><\/p>\n    <div class=\"nnbtc-key-takeaways\">\r\n        <h2 class=\"nnbtc-key-takeaways__title\">\ud575\uc2ec \uc694\uc57d<\/h2>\r\n        \n    <ul class=\"nnbtc-key-takeaways__list\">\r\n        \n    <li class=\"nnbtc-key-takeaways__list-item\">\r\n         \ub9ac\ud50c\uc758 \uc0c8\ub85c\uc6b4 XRPL \ub85c\ub4dc\ub9f5\uc740 \ub300\ucd9c, \ud504\ub77c\uc774\ubc84\uc2dc, \uaddc\uc81c \uc900\uc218 \uae30\ub2a5\uc744 \ucd94\uac00\ud574 \uae30\uad00 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \ube14\ub85d\uccb4\uc778\uc73c\ub85c \uac70\ub4ed\ub098\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\ub2e4.     <\/li>\r\n    \n    <li class=\"nnbtc-key-takeaways__list-item\">\r\n         \ubc84\uc804 3.0\uc5d0\uc11c\ub294 \u2018\uc2f1\uae00 \uc560\uc14b \ubcfc\ud2b8\u2019\ub97c \ud65c\uc6a9\ud55c \uae30\ubcf8 \ub300\ucd9c \uc2dc\uc2a4\ud15c\uc774 \ub3c4\uc785\ub41c\ub2e4. \uae30\uad00\ub4e4\uc740 \uc790\uc2e0\ub4e4\uc758 \uc704\ud5d8 \ud3c9\uac00 \ubaa8\ub378\uc744 \ube14\ub85d\uccb4\uc778 \ubc16\uc5d0\uc11c \uadf8\ub300\ub85c \uc0ac\uc6a9\ud558\uba74\uc11c \uc790\uc0b0\uc744 \ube4c\ub824\uc8fc\uace0 \uc2e0\uc6a9\uc744 \ubc1c\ud589\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4.     <\/li>\r\n    \n    <li class=\"nnbtc-key-takeaways__list-item\">\r\n         \uac1c\ubc1c\uc790\ub4e4\uc740 \uae30\uad00\uc758 \ud504\ub77c\uc774\ubc84\uc2dc\ub97c \ubcf4\ud638\ud558\uba74\uc11c\ub3c4 \uac10\uc0ac \ubc0f \uaddc\uc81c \uc694\uac74\uc744 \ucda9\uc871\ud560 \uc218 \uc788\ub3c4\ub85d \u2018\uc81c\ub85c\uc9c0\uc2dd \uc99d\uba85(ZKP)\u2019 \uae30\ubc18 \ub3c4\uad6c\ub97c \uac1c\ubc1c \uc911\uc774\ub2e4.     <\/li>\r\n    \n    <li class=\"nnbtc-key-takeaways__list-item\">\r\n         \ud604\uc7ac XRPL\uc5d0\uc11c \uc774\ubbf8 \uc791\ub3d9 \uc911\uc778 \ud06c\ub9ac\ub374\uc15c(Credentials), \ub525\ud504\ub9ac\uc988(Deep Freeze), \uc2dc\ubbac\ub808\uc774\ud2b8(Simulate) \ub4f1\uc758 \uae30\ub2a5\uc740 \uc2e0\uc6d0 \uc778\uc99d, \ub9ac\uc2a4\ud06c \uad00\ub9ac, \uac70\ub798 \ud14c\uc2a4\ud2b8\ub97c \uc9c0\uc6d0\ud558\uba70 \uae30\uad00\ub4e4\uc758 \uc6b4\uc601\uc744 \ub3d5\uace0 \uc788\ub2e4.     <\/li>\r\n    \n    <li class=\"nnbtc-key-takeaways__list-item\">\r\n         \ub9ac\ud50c\uc740 \ubcf5\ud569 \uae08\uc735 \uc790\uc0b0\uc744 \ud45c\ud604\ud560 \uc218 \uc788\ub294 \uba40\ud2f0 \ud37c\ud3ec\uc2a4 \ud1a0\ud070(Multi-Purpose Tokens)\ub3c4 \ub3c4\uc785\ud574, \ucc44\uad8c, \ud380\ub4dc, \ubd80\ub3d9\uc0b0 \ub4f1 \uc2e4\ubb3c \uae30\ubc18 \uc790\uc0b0\uc758 \ud1a0\ud070\ud654\ub97c \uc704\ud55c \ud50c\ub7ab\ud3fc\uc73c\ub85c XRPL\uc744 \uc9c4\ud654\uc2dc\ud0ac \uacc4\ud68d\uc774\ub2e4.     <\/li>\r\n    \n    <\/ul>\r\n    \n    <\/div>\r\n    \n","protected":false},"excerpt":{"rendered":"<p>\ub9ac\ud50c(XRP)\uc774 \uae30\uad00 \ud22c\uc790\uc790\ub4e4\uc744 \uaca8\ub0e5\ud55c \uc0c8\ub85c\uc6b4 XRPL(\ub9ac\ud50c \ub808\uc800) \ub85c\ub4dc\ub9f5\uc744 \uacf5\uac1c\ud588\ub2e4. \uc774\ubc88 \uacc4\ud68d\uc740 \ub300\ucd9c, \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638, \uaddc\uc81c \uc900\uc218\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 XRPL\uc744 \ubcf8\uaca9\uc801\uc778 \u2018\uaddc\uc81c \uae08\uc735\u2019 \uc2dc\uc7a5\uc758 \uacbd\uc7c1\uc790\ub85c \ub9cc\ub4e4\uaca0\ub2e4\ub294 \uc804\ub7b5\uc774\ub2e4. \ub9ac\ud50c\uc740 \uc774\ubc88 \ub85c\ub4dc\ub9f5\uc744 \ud1b5\ud574 \uc740\ud589\uacfc \ud380\ub4dc, \ub300\ud615 \uae30\uad00\ub4e4\uc774 \ub9ac\ud50c \ube14\ub85d\uccb4\uc778 \uc704\uc5d0\uc11c \uc548\uc2ec\ud558\uace0 \uc11c\ube44\uc2a4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ubd84\uba85\ud788 \ub4dc\ub7ec\ub0c8\ub2e4. \ubc84\uc804 3.0\uc758 \ud575\uc2ec\uc740 \u2018\ub300\ucd9c \uae30\ub2a5\u2019 \uac00\uc7a5 \uc8fc\ubaa9\ud560..<\/p>\n","protected":false},"author":135881,"featured_media":21738,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[20],"coin":[23],"class_list":["post-21732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-altcoinnews"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ub9ac\ud50c, \uae30\uad00 \uc720\uce58\ub97c \uc704\ud55c XRPL \ub85c\ub4dc\ub9f5 \uacf5\uac1c\u2026 \ub300\ucd9c\u00b7\ud504\ub77c\uc774\ubc84\uc2dc \uae30\ub2a5 \uac15\ud654<\/title>\n<meta name=\"description\" content=\"\ub9ac\ud50c(XRP)\uc774 XRPL 3.0 \ub85c\ub4dc\ub9f5\uc744 \ud1b5\ud574 \uae30\uad00 \ud22c\uc790\uc790\ub97c \uaca8\ub0e5\ud55c \ub300\ucd9c \ud504\ub85c\ud1a0\ucf5c, \ud504\ub77c\uc774\ubc84\uc2dc \ubcf4\ud638, \uaddc\uc81c \uc900\uc218 \uae30\ub2a5\uc744 \uac15\ud654\ud558\uace0 \uc788\ub2e4. \ubcf5\ud569 \uc790\uc0b0 \ud1a0\ud070\ud654\uc640 \uc2e4\ubb3c \uae08\uc735 \uc801\uc6a9\uae4c\uc9c0 \ub178\ub9ac\ub294 XRPL\uc758 \uc804\ub7b5\uc744 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/99bitcoins.com\/kr\/news\/ripple-xrpl-roadmap-adds-lending-and-privacy-for-institutions\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub9ac\ud50c, \uae30\uad00 \uc720\uce58\ub97c \uc704\ud55c XRPL \ub85c\ub4dc\ub9f5 \uacf5\uac1c\u2026 \ub300\ucd9c\u00b7\ud504\ub77c\uc774\ubc84\uc2dc \uae30\ub2a5 \uac15\ud654\" \/>\n<meta property=\"og:description\" content=\"\ub9ac\ud50c(XRP)\uc774 XRPL 3.0 \ub85c\ub4dc\ub9f5\uc744 \ud1b5\ud574 \uae30\uad00 \ud22c\uc790\uc790\ub97c \uaca8\ub0e5\ud55c \ub300\ucd9c \ud504\ub85c\ud1a0\ucf5c, \ud504\ub77c\uc774\ubc84\uc2dc \ubcf4\ud638, \uaddc\uc81c \uc900\uc218 \uae30\ub2a5\uc744 \uac15\ud654\ud558\uace0 \uc788\ub2e4. \ubcf5\ud569 \uc790\uc0b0 \ud1a0\ud070\ud654\uc640 \uc2e4\ubb3c \uae08\uc735 \uc801\uc6a9\uae4c\uc9c0 \ub178\ub9ac\ub294 XRPL\uc758 \uc804\ub7b5\uc744 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/99bitcoins.com\/kr\/news\/ripple-xrpl-roadmap-adds-lending-and-privacy-for-institutions\/\" \/>\n<meta property=\"og:site_name\" content=\"99bitcoins KR\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-23T17:17:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/99bitcoins.com\/kr\/wp-content\/uploads\/sites\/6\/2025\/09\/Ripple-XRPL-Roadmap-Targets-Institutions-With-New-Lending-and-Privacy-Tools-Worldwide.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jihyun Lee\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/x.com\/whatisbitcoins\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jihyun Lee\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5\ubd84\" \/>\n<script type=\"application\/ld+json\" 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