{"id":36664,"date":"2026-07-29T11:26:18","date_gmt":"2026-07-29T11:26:18","guid":{"rendered":"https:\/\/99bitcoins.com\/fr\/?p=36664"},"modified":"2026-07-28T11:07:13","modified_gmt":"2026-07-28T11:07:13","slug":"xrp-ripple-et-xlm-en-baisse-ladoption-institutionnelle-peine","status":"publish","type":"post","link":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-et-xlm-en-baisse-ladoption-institutionnelle-peine\/","title":{"rendered":"XRP Ripple et XLM en baisse : l&rsquo;adoption institutionnelle peine"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\">Le <strong>XRP Ripple<\/strong> s&rsquo;\u00e9change actuellement \u00e0 1,06 $, en baisse de -5 % sur les derni\u00e8res 24 heures, tandis que le <strong>XLM de Stellar<\/strong> se situe \u00e0 0,17 $, perdant -4,5 %. Ces deux r\u00e9seaux de paiement reculent de concert lors d&rsquo;une journ\u00e9e qui, selon toute logique institutionnelle, aurait d\u00fb leur \u00eatre favorable.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Mastercard a ouvert le r\u00e8glement par carte aux stablecoins et Swift dispose d\u00e9sormais d&rsquo;un registre blockchain op\u00e9rationnel. Pourtant, ni le XRP ni le XLM n&rsquo;ont b\u00e9n\u00e9fici\u00e9 d&rsquo;une pression acheteuse significative. Ce d\u00e9calage m\u00e9rite d&rsquo;\u00eatre analys\u00e9 avant de conclure quel r\u00e9seau a r\u00e9ellement remport\u00e9 la course institutionnelle.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Selon plusieurs rapports du d\u00e9but du mois de juin, Mastercard a s\u00e9lectionn\u00e9 le <strong>XRP Ledger<\/strong> pour le r\u00e8glement par carte de stablecoins sur huit blockchains. Parall\u00e8lement, MoneyGram a choisi Stellar pour son corridor de stablecoins adoss\u00e9s au dollar, et le Tr\u00e9sor britannique a approuv\u00e9 Hedera pour les garanties de change.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">De son c\u00f4t\u00e9, Swift a contourn\u00e9 ces trois acteurs pour construire son propre registre blockchain sur la cha\u00eene Linea de Consensys, avec 17 banques pr\u00eates pour des pilotes de transactions r\u00e9elles au 9 juillet. Le XRP domine cependant le trio en termes d&rsquo;infrastructure d&rsquo;investissement institutionnel, avec cinq fonds n\u00e9goci\u00e9s en bourse (ETF) au comptant d\u00e9tenant pr\u00e8s d&rsquo;un milliard de dollars d&rsquo;actifs, alors que le XLM n&rsquo;en poss\u00e8de aucun.<\/p>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Le XRP peut-il maintenir le support de 1,05 $ alors que le XLM cherche un plancher ?<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\"><a href=\"https:\/\/x.com\/search?q=%24XRP&amp;src=ctag&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">$XRP<\/a> hit ATH just over a year ago<br><br>Since then, it&#39;s been a down only, relentless sell off with barely any relief<br><br>Orderbook remains skewed toward bids, so sellers need to have the stronger hand to keep making progress<br><br>Overall it seems probable a trend shift is starting to\u2026 <a href=\"https:\/\/t.co\/cbMnzoqnRJ\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/cbMnzoqnRJ<\/a><\/p>&mdash; Dom (@traderview2) <a href=\"https:\/\/x.com\/traderview2\/status\/2080674568360825035?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">July 24, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">La fourchette de prix du XRP sur 24 heures sur Binance s&rsquo;\u00e9tend de 1,0558 $ \u00e0 1,0917 $, selon les donn\u00e9es en direct. Cet \u00e9cart intrajournalier d&rsquo;environ 3,4 % t\u00e9moigne d&rsquo;une volatilit\u00e9 pr\u00e9sente mais non explosive. Le prix actuel de 1,0561 $ se situe juste au niveau du plus bas de la session, une position tactiquement inconfortable.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Le XLM \u00e0 0,1726 $ s&rsquo;en sort l\u00e9g\u00e8rement mieux en termes de pourcentage (-2,21 % contre -3,22 %), bien que le fait d&rsquo;\u00eatre \u00ab\u00a0moins mauvais\u00a0\u00bb ne constitue pas une th\u00e8se haussi\u00e8re. Sans produit ETF d\u00e9di\u00e9 et avec une base de capital institutionnel plus l\u00e9g\u00e8re que celle du XRP, le XLM dispose de moins d&rsquo;acheteurs naturels \u00e0 ces niveaux. Le partenariat avec MoneyGram est bien r\u00e9el, mais il n&rsquo;a pas suffi \u00e0 soutenir les prix durant cette phase de faiblesse du march\u00e9.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Trois sc\u00e9narios se dessinent pour l&rsquo;avenir proche du XRP :<\/p>\r\n\r\n\r\n<ul>\r\n\t<li><strong>Sc\u00e9nario haussier :<\/strong> Le XRP Ripple reconquiert la zone des 1,09 $ \u2013 1,10 $ suite \u00e0 une hausse de volume li\u00e9e \u00e0 de nouvelles annonces sur l&rsquo;adoption du XRPL par Mastercard, confirmant que le point bas actuel n&rsquo;\u00e9tait qu&rsquo;une purge temporaire.<\/li>\r\n\t<li><strong>Sc\u00e9nario de base :<\/strong> Le prix se consolide dans une bande \u00e9troite entre 1,05 $ et 1,10 $, \u00e9voluant lat\u00e9ralement en attendant un catalyseur macro\u00e9conomique plus clair ou un \u00e9v\u00e9nement g\u00e9n\u00e9rant des flux via les ETF.<\/li>\r\n\t<li>\r\n<strong>Sc\u00e9nario baissier \/ invalidation :<\/strong> Une cl\u00f4ture quotidienne sous 1,05 $ avec un volume \u00e9lev\u00e9 signalerait une baisse suppl\u00e9mentaire vers la <a href=\"https:\/\/www.kraken.com\/prices\/xrp\" target=\"_blank\" rel=\"nofollow noopener\">zone des 0,95 $ \u2013 1,00 $<\/a>, invalidant totalement la th\u00e8se de la consolidation.\r\n<\/li>\r\n<\/ul>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Compte tenu de la liquidit\u00e9 plus faible du XLM et de l&rsquo;absence de filet de s\u00e9curit\u00e9 via un ETF, le <a href=\"https:\/\/99bitcoins.com\/news\/presales\/xrp-price-holders-capitulate-institutions-accumulate\/\" target=\"_blank\" rel=\"nofollow noopener\">XRP demeure l&rsquo;actif de choix pour les paiements institutionnels<\/a> \u2014 m\u00eame si aucune des deux cryptomonnaies ne parvient \u00e0 convaincre totalement pour le moment.<\/p>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">LiquidChain vise une croissance pr\u00e9coce alors que le XRP Ripple et le XLM testent des niveaux cl\u00e9s<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><iframe loading=\"lazy\" title=\"LiquidChain Next 10X Potential Crypto? Combining Ethereum, Solana and Bitcoin Infrastructure!\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/y_ZX3pxbX9M?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\r\n<p><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Lorsque deux r\u00e9seaux de paiement \u00e9tablis s&rsquo;\u00e9changent \u00e0 des plus bas pluriannuels malgr\u00e9 une adoption institutionnelle authentique, une question se pose : le march\u00e9 sous-\u00e9value-t-il l&rsquo;infrastructure ou perd-il simplement patience ?<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Pour les traders qui croient \u00e0 la th\u00e8se de la liquidit\u00e9 inter-cha\u00eenes mais craignent de subir de nouvelles baisses sur les grandes capitalisations, les projets d&rsquo;infrastructure \u00e0 un stade pr\u00e9coce offrent un profil de risque diff\u00e9rent, bien que non n\u00e9gligeable.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/fr\/visit\/liquidchain\" target=\"_blank\" rel=\"nofollow noopener sponsored\">LiquidChain ($LIQUID)<\/a> est un projet d&rsquo;infrastructure de Layer 3 qui int\u00e8gre la liquidit\u00e9 de Bitcoin, Ethereum et Solana dans un environnement d&rsquo;ex\u00e9cution unique.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Alors que le XRP et le XLM op\u00e8rent chacun au sein de leurs propres \u00e9cosyst\u00e8mes, la couche de liquidit\u00e9 unifi\u00e9e de LiquidChain route les transactions sur les trois r\u00e9seaux simultan\u00e9ment, permettant ce qu&rsquo;elle appelle l&rsquo;ex\u00e9cution en une seule \u00e9tape et une architecture de d\u00e9ploiement unique.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">La pr\u00e9vente est propos\u00e9e au prix de 0,01484 $ par jeton $LIQUID, avec 920 002,48 $ r\u00e9colt\u00e9s \u00e0 ce jour. Des <a href=\"https:\/\/99bitcoins.com\/news\/presales\/robinhood-chain-launchpad-war-noxa-exit-liquid-chain\/\" target=\"_blank\" rel=\"nofollow noopener\">analyses r\u00e9centes ont identifi\u00e9 le projet<\/a> comme une alternative pr\u00e9coce dans le secteur vertical de l&rsquo;infrastructure cross-chain.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>XRP Ripple et XLM de Stellar chutent malgr\u00e9 des partenariats avec Mastercard et MoneyGram. Analyse des supports cl\u00e9s \u00e0 1,05 $ pour XRP.<\/p>\n","protected":false},"author":135978,"featured_media":36663,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[],"coin":[15],"class_list":["post-36664","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>XRP Ripple et XLM en baisse : l&#039;adoption institutionnelle peine<\/title>\n<meta name=\"description\" content=\"XRP Ripple et XLM de Stellar chutent malgr\u00e9 des partenariats avec Mastercard et MoneyGram. 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