{"id":34598,"date":"2026-06-23T11:57:41","date_gmt":"2026-06-23T11:57:41","guid":{"rendered":"https:\/\/99bitcoins.com\/fr\/?p=34598"},"modified":"2026-06-22T11:42:58","modified_gmt":"2026-06-22T11:42:58","slug":"xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie","status":"publish","type":"post","link":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/","title":{"rendered":"XRP : Ripple face \u00e0 l&rsquo;\u00e9ch\u00e9ance fatidique de la DFAL en Californie"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\">Dans l&rsquo;actualit\u00e9 du XRP aujourd&rsquo;hui, Ripple se trouve \u00e0 quelques jours d&rsquo;un v\u00e9ritable pr\u00e9cipice r\u00e9glementaire qui pourrait perturber directement ses op\u00e9rations en Californie, alors que les registres publics restent \u00e9trangement muets. Le 1er juillet 2026 marque en effet la date d&rsquo;entr\u00e9e en vigueur de la loi californienne sur les actifs financiers num\u00e9riques (Digital Financial Assets Law &#8211; DFAL).<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">La DFAL constitue le nouveau cadre de licence de l&rsquo;\u00c9tat pour les entreprises d&rsquo;actifs num\u00e9riques. Or, en mars 2026, aucune entit\u00e9 li\u00e9e \u00e0 Ripple ne figure parmi les candidats divulgu\u00e9s par le D\u00e9partement de la protection et de l&rsquo;innovation financi\u00e8res de Californie (DFPI).<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><iframe loading=\"lazy\" title=\"Ripple\u2019s Big Move: What California\u2019s New Crypto Rules Really Mean\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/RYUw22PtNfU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\r\n<p><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">La question centrale pour quiconque suit le cours du XRP et la croissance de Ripple est la suivante : l&rsquo;entreprise a-t-elle d\u00e9pos\u00e9 son dossier, ou est-elle en retard sur l&rsquo;une des \u00e9ch\u00e9ances r\u00e9glementaires les plus significatives de l&rsquo;ann\u00e9e sur le plan commercial ?<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">La tension analytique au c\u0153ur de cette affaire est simple mais lourde de cons\u00e9quences : les interactions publiques de Ripple avec les r\u00e9gulateurs californiens signalent une pr\u00e9paration, mais l&rsquo;absence de confirmation de d\u00e9p\u00f4t cr\u00e9e un risque op\u00e9rationnel discret pour le stablecoin RLUSD et les services de paiement associ\u00e9s dans la plus grande \u00e9conomie des \u00c9tats-Unis.<\/p>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Actualit\u00e9s XRP : Les exigences de la DFAL et l&rsquo;\u00e9troitesse du \u00ab Safe Harbor \u00bb<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">La Californie a sign\u00e9 la Digital Financial Assets Law en octobre 2023, avant de l&rsquo;amender via le texte AB 1934, qui a repouss\u00e9 la date d&rsquo;entr\u00e9e en vigueur de la licence du 1er juillet 2025 au 1er juillet 2026.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Le DFPI a ouvert sa fen\u00eatre de candidature via le syst\u00e8me NMLS (Nationwide Multistate Licensing System) le 9 mars 2026, laissant aux entreprises environ quatre mois pour constituer un dossier conforme.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">On peut comparer la DFAL \u00e0 une licence de d\u00e9bit de boissons appliqu\u00e9e \u00e0 la crypto : toute entit\u00e9 menant des activit\u00e9s li\u00e9es aux actifs financiers num\u00e9riques avec ou pour le compte d&rsquo;un r\u00e9sident californien en a besoin, quel que soit le nombre d&rsquo;autres licences d&rsquo;\u00c9tat qu&rsquo;elle d\u00e9tient d\u00e9j\u00e0.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Le dispositif de protection (\u00ab safe harbor \u00bb) est volontairement restreint : seule une demande compl\u00e8te soumise avant le 1er juillet pr\u00e9serve le droit de continuer \u00e0 op\u00e9rer. Un d\u00e9p\u00f4t partiel ne suffit pas. Si le seuil n&rsquo;est pas atteint, la loi consid\u00e8re l&rsquo;entreprise comme non autoris\u00e9e d\u00e8s que minuit sonne.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Le champ d&rsquo;application de la loi couvre les plateformes d&rsquo;\u00e9change, la conservation (custody), les transferts et l&rsquo;\u00e9mission \u2014 trois fonctions qui sont au c\u0153ur du mod\u00e8le \u00e9conomique de Ripple en Californie, particuli\u00e8rement concernant son stablecoin RLUSD.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">\ud83d\udea8 JUST IN: July 1 will be a pivotal date for <a href=\"https:\/\/x.com\/hashtag\/Ripple?src=hash&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">#Ripple<\/a> as California&#39;s new digital asset licensing framework takes effect.<br><br>\ud83c\uddfa\ud83c\uddf8 WHY JULY 1 MATTERS FOR RIPPLE:<br><br>\u2022 California&#39;s Digital Financial Assets Law (DFAL) takes effect on July 1, 2026<br><br>\u2022 <a href=\"https:\/\/x.com\/hashtag\/Ripple?src=hash&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">#Ripple<\/a> submitted formal comments to\u2026 <a href=\"https:\/\/t.co\/vmGc7edpgd\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/vmGc7edpgd<\/a><\/p>&mdash; RippleXity (@RippleXity) <a href=\"https:\/\/x.com\/RippleXity\/status\/2068940513861054608?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">June 22, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">L&rsquo;absence de d\u00e9p\u00f4t apparent et ce que r\u00e9v\u00e8lent les commentaires de Ripple<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">L&rsquo;analyste WrathofKahneman a not\u00e9 qu&rsquo;aucune entit\u00e9 Ripple n&rsquo;\u00e9tait list\u00e9e parmi les candidats du DFPI en mars 2026, bien que cela ne signifie pas n\u00e9cessairement que Ripple n&rsquo;a pas d\u00e9pos\u00e9 de dossier. Les demandes via le NMLS peuvent ne pas appara\u00eetre imm\u00e9diatement dans les registres publics, laissant le statut californien de Ripple non v\u00e9rifi\u00e9 \u00e0 l&rsquo;approche de la date limite.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Cependant, Ripple s&rsquo;est impliqu\u00e9e de mani\u00e8re substantielle aupr\u00e8s des r\u00e9gulateurs en soumettant des commentaires au DFPI d\u00e9but 2026, indiquant son intention de se conformer \u00e0 l&rsquo;\u00e9ch\u00e9ance du 1er juillet.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">L&rsquo;entreprise a demand\u00e9 un amendement aux r\u00e8glements propos\u00e9s pour la DFAL, arguant que la d\u00e9tention d&rsquo;une licence DFAL devrait satisfaire aux exigences concomitantes de licence de transmetteur de fonds (MTL), \u00e9tant donn\u00e9 que la surveillance de la DFAL est souvent plus rigoureuse.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ripple d\u00e9tient d\u00e9j\u00e0 plus de 40 licences de transmetteur de fonds \u00e0 l&rsquo;\u00e9chelle nationale et poss\u00e8de un statut de soci\u00e9t\u00e9 fiduciaire \u00e0 but limit\u00e9 \u00e0 New York. La soci\u00e9t\u00e9 soutient qu&rsquo;exiger une MTL en plus de la DFAL imposerait des co\u00fbts de conformit\u00e9 inutiles sans apporter de b\u00e9n\u00e9fices suppl\u00e9mentaires en mati\u00e8re de protection des consommateurs.<\/p>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Enjeux pour le RLUSD et les r\u00e9seaux de paiement de Ripple<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Un d\u00e9p\u00f4t confirm\u00e9 pour la DFAL offrirait au RLUSD un cadre l\u00e9gal pour ses op\u00e9rations en Californie, tandis que son absence placerait les activit\u00e9s de stablecoin de Ripple dans une zone grise juridique. La Californie est un march\u00e9 crucial pour Ripple, car elle repr\u00e9sente la cinqui\u00e8me puissance \u00e9conomique mondiale, et toute r\u00e9duction de service pourrait nuire \u00e0 la dynamique d&rsquo;adoption du XRP.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Au cours des 18 derniers mois, l&rsquo;environnement r\u00e9glementaire s&rsquo;est am\u00e9lior\u00e9 pour Ripple, marqu\u00e9 par le r\u00e8glement de l&rsquo;affaire SEC v. Ripple, le rejet du recours collectif Sostack en janvier 2026 et la classification du XRP comme mati\u00e8re premi\u00e8re num\u00e9rique. Le risque majeur li\u00e9 au droit des valeurs mobili\u00e8res s&rsquo;est estomp\u00e9, laissant place \u00e0 une priorit\u00e9 sur la conformit\u00e9 op\u00e9rationnelle avec un d\u00e9nouement imminent.<\/p>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Sc\u00e9narios pour le prix du XRP autour du 1er juillet<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\"><a href=\"https:\/\/x.com\/search?q=%24XRP&amp;src=ctag&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">$XRP<\/a>&#39;s breakout stands which means the measured move target near $17 does as well.<br><br>In response to this break, we&#39;re watching for an another &gt;12X (1,100% Increase) to reach it.<br><br>Keep in mind, we precisely called the move from ~$0.50 to $3.30+.<br><br>The move just doesn&#39;t look done&#8230; <a href=\"https:\/\/t.co\/vdVi4pdAMs\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/vdVi4pdAMs<\/a><\/p>&mdash; JAVON\u26a1\ufe0fMARKS (@JavonTM1) <a href=\"https:\/\/x.com\/JavonTM1\/status\/2068729997452321016?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">June 21, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Concernant les autres actualit\u00e9s du XRP, l&rsquo;issue de la DFAL se d\u00e9cline en trois sc\u00e9narios distincts pour le prix du XRP et le sentiment d&rsquo;adoption du RLUSD :<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Sc\u00e9nario haussier (Bull case) :<\/strong> Ripple confirme la finalisation de sa demande DFAL d&rsquo;ici le 1er juillet. Les op\u00e9rations en Californie se poursuivent sans interruption ; la th\u00e8se d&rsquo;adoption du RLUSD se renforce ; la prime de risque li\u00e9e \u00e0 la conformit\u00e9 se r\u00e9duit. On peut s&rsquo;attendre \u00e0 une r\u00e9action positive mod\u00e9r\u00e9e ; il s&rsquo;agit d&rsquo;une nouvelle confirmative plut\u00f4t que transformatrice, mais les march\u00e9s r\u00e9\u00e9valuent souvent la certitude r\u00e9glementaire plus vite que les fondamentaux.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Sc\u00e9nario de base (Base case) :<\/strong> Le d\u00e9p\u00f4t de Ripple existe mais reste absent des divulgations publiques du DFPI au-del\u00e0 de la date limite. L&rsquo;ambigu\u00eft\u00e9 persiste pendant plusieurs semaines le temps que le DFPI traite les dossiers ; l&rsquo;impact sur le prix du XRP reste neutre en l&rsquo;attente d&rsquo;une mise \u00e0 jour officielle ou d&rsquo;une d\u00e9claration de conformit\u00e9 de Ripple.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Sc\u00e9nario baissier (Bear case) :<\/strong> Aucun d\u00e9p\u00f4t complet de la DFAL n&rsquo;appara\u00eet, et le DFPI signale une intention de sanctions. Ripple devrait probablement suspendre ou restructurer ses services de garde et de RLUSD destin\u00e9s \u00e0 la Californie. Une pression n\u00e9gative \u00e0 court terme sur le XRP est \u00e0 pr\u00e9voir, concentr\u00e9e sur les r\u00e9cits d&rsquo;adoption du RLUSD et des r\u00e9seaux de paiement, avec des r\u00e9percussions possibles sur la perception globale des licences de Ripple.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Ripple approche d&rsquo;une \u00e9ch\u00e9ance r\u00e9glementaire cruciale en Californie. Quel impact pour le XRP et le stablecoin RLUSD apr\u00e8s le 1er juillet 2026 ?<\/p>\n","protected":false},"author":135978,"featured_media":34596,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[],"coin":[15],"class_list":["post-34598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>XRP : Ripple face \u00e0 l&#039;\u00e9ch\u00e9ance fatidique de la DFAL en Californie<\/title>\n<meta name=\"description\" content=\"Ripple approche d&#039;une \u00e9ch\u00e9ance r\u00e9glementaire cruciale en Californie. Quel impact pour le XRP et le stablecoin RLUSD apr\u00e8s le 1er juillet 2026 ?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"XRP : Ripple face \u00e0 l&#039;\u00e9ch\u00e9ance fatidique de la DFAL en Californie\" \/>\n<meta property=\"og:description\" content=\"Ripple approche d&#039;une \u00e9ch\u00e9ance r\u00e9glementaire cruciale en Californie. Quel impact pour le XRP et le stablecoin RLUSD apr\u00e8s le 1er juillet 2026 ?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/\" \/>\n<meta property=\"og:site_name\" content=\"99bitcoins FR\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-23T11:57:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2026\/06\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Martin Pelletier\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Martin Pelletier\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/\"},\"author\":{\"name\":\"Martin Pelletier\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#\\\/schema\\\/person\\\/d6acaa19de409b9e22e3f740da472d70\"},\"headline\":\"XRP : Ripple face \u00e0 l&rsquo;\u00e9ch\u00e9ance fatidique de la DFAL en Californie\",\"datePublished\":\"2026-06-23T11:57:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/\"},\"wordCount\":1158,\"publisher\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2026\\\/06\\\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg\",\"articleSection\":[\"Derni\u00e8res Actualit\u00e9s Crypto en Fran\u00e7ais\"],\"inLanguage\":\"fr-FR\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/\",\"url\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/\",\"name\":\"XRP : Ripple face \u00e0 l'\u00e9ch\u00e9ance fatidique de la DFAL en Californie\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2026\\\/06\\\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg\",\"datePublished\":\"2026-06-23T11:57:41+00:00\",\"description\":\"Ripple approche d'une \u00e9ch\u00e9ance r\u00e9glementaire cruciale en Californie. Quel impact pour le XRP et le stablecoin RLUSD apr\u00e8s le 1er juillet 2026 ?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/#primaryimage\",\"url\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2026\\\/06\\\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg\",\"contentUrl\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2026\\\/06\\\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg\",\"width\":1200,\"height\":675},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Derni\u00e8res Actualit\u00e9s Crypto en Fran\u00e7ais\",\"item\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/actu\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"XRP : Ripple face \u00e0 l&rsquo;\u00e9ch\u00e9ance fatidique de la DFAL en Californie\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/\",\"name\":\"99bitcoins FR\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#organization\",\"name\":\"99bitcoins\",\"alternateName\":\"99bitcoins\",\"url\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2024\\\/10\\\/99bitcoins-logo.svg\",\"contentUrl\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2024\\\/10\\\/99bitcoins-logo.svg\",\"width\":201,\"height\":43,\"caption\":\"99bitcoins\"},\"image\":{\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/#\\\/schema\\\/person\\\/d6acaa19de409b9e22e3f740da472d70\",\"name\":\"Martin Pelletier\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/619e41ea263b14379ed26acd8625eb311d3bfa4305a6b2b05fb2ad7937b9e869?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/619e41ea263b14379ed26acd8625eb311d3bfa4305a6b2b05fb2ad7937b9e869?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/619e41ea263b14379ed26acd8625eb311d3bfa4305a6b2b05fb2ad7937b9e869?s=96&d=mm&r=g\",\"caption\":\"Martin Pelletier\"},\"description\":\"Journaliste et analyste sp\u00e9cialis\u00e9 dans les crypto-monnaies et la blockchain, Martin Pelletier explore les dynamiques du Web3 et des nouvelles technologies financi\u00e8res depuis 2019. Fort d\u2019une exp\u00e9rience dans la finance traditionnelle, il s\u2019est tourn\u00e9 vers le monde des actifs num\u00e9riques pour \u00e9clairer les lecteurs sur les d\u00e9fis et les opportunit\u00e9s de cet \u00e9cosyst\u00e8me en constante \u00e9volution. \u00c0 travers des articles d'analyse, des interviews d\u2019experts et des rapports d\u00e9taill\u00e9s, Martin propose des contenus p\u00e9dagogiques et accessibles pour d\u00e9mocratiser des sujets complexes comme la finance d\u00e9centralis\u00e9e (DeFi), les NFT, et les monnaies num\u00e9riques des banques centrales (CBDC).\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/martin-pelletier-a923ba343\\\/\"],\"url\":\"https:\\\/\\\/99bitcoins.com\\\/fr\\\/author\\\/martinpelletier\\\/\"}]}<\/script>\n<meta property=\"og:video\" content=\"https:\/\/www.youtube.com\/embed\/RYUw22PtNfU\" \/>\n<meta property=\"og:video:type\" content=\"text\/html\" \/>\n<meta property=\"og:video:duration\" content=\"714\" \/>\n<meta property=\"og:video:width\" content=\"480\" \/>\n<meta property=\"og:video:height\" content=\"270\" \/>\n<meta property=\"ya:ovs:adult\" content=\"false\" \/>\n<meta property=\"ya:ovs:upload_date\" content=\"2026-06-23T11:57:41+00:00\" \/>\n<meta property=\"ya:ovs:allow_embed\" content=\"true\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"XRP : Ripple face \u00e0 l'\u00e9ch\u00e9ance fatidique de la DFAL en Californie","description":"Ripple approche d'une \u00e9ch\u00e9ance r\u00e9glementaire cruciale en Californie. Quel impact pour le XRP et le stablecoin RLUSD apr\u00e8s le 1er juillet 2026 ?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/","og_locale":"fr_FR","og_type":"article","og_title":"XRP : Ripple face \u00e0 l'\u00e9ch\u00e9ance fatidique de la DFAL en Californie","og_description":"Ripple approche d'une \u00e9ch\u00e9ance r\u00e9glementaire cruciale en Californie. Quel impact pour le XRP et le stablecoin RLUSD apr\u00e8s le 1er juillet 2026 ?","og_url":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/","og_site_name":"99bitcoins FR","article_published_time":"2026-06-23T11:57:41+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2026\/06\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg","type":"image\/jpeg"}],"author":"Martin Pelletier","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Martin Pelletier","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/#article","isPartOf":{"@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/"},"author":{"name":"Martin Pelletier","@id":"https:\/\/99bitcoins.com\/fr\/#\/schema\/person\/d6acaa19de409b9e22e3f740da472d70"},"headline":"XRP : Ripple face \u00e0 l&rsquo;\u00e9ch\u00e9ance fatidique de la DFAL en Californie","datePublished":"2026-06-23T11:57:41+00:00","mainEntityOfPage":{"@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/"},"wordCount":1158,"publisher":{"@id":"https:\/\/99bitcoins.com\/fr\/#organization"},"image":{"@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/#primaryimage"},"thumbnailUrl":"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2026\/06\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg","articleSection":["Derni\u00e8res Actualit\u00e9s Crypto en Fran\u00e7ais"],"inLanguage":"fr-FR","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/99bitcoins.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/","url":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/","name":"XRP : Ripple face \u00e0 l'\u00e9ch\u00e9ance fatidique de la DFAL en Californie","isPartOf":{"@id":"https:\/\/99bitcoins.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/#primaryimage"},"image":{"@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/#primaryimage"},"thumbnailUrl":"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2026\/06\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg","datePublished":"2026-06-23T11:57:41+00:00","description":"Ripple approche d'une \u00e9ch\u00e9ance r\u00e9glementaire cruciale en Californie. Quel impact pour le XRP et le stablecoin RLUSD apr\u00e8s le 1er juillet 2026 ?","breadcrumb":{"@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/#primaryimage","url":"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2026\/06\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg","contentUrl":"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2026\/06\/ripple-xrp-california-dfal-regulatory-deadline-impact-analys-featured.jpg","width":1200,"height":675},{"@type":"BreadcrumbList","@id":"https:\/\/99bitcoins.com\/fr\/actu\/xrp-ripple-face-a-lecheance-fatidique-de-la-dfal-en-californie\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/99bitcoins.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Derni\u00e8res Actualit\u00e9s Crypto en Fran\u00e7ais","item":"https:\/\/99bitcoins.com\/fr\/actu\/"},{"@type":"ListItem","position":3,"name":"XRP : Ripple face \u00e0 l&rsquo;\u00e9ch\u00e9ance fatidique de la DFAL en Californie"}]},{"@type":"WebSite","@id":"https:\/\/99bitcoins.com\/fr\/#website","url":"https:\/\/99bitcoins.com\/fr\/","name":"99bitcoins FR","description":"","publisher":{"@id":"https:\/\/99bitcoins.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/99bitcoins.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/99bitcoins.com\/fr\/#organization","name":"99bitcoins","alternateName":"99bitcoins","url":"https:\/\/99bitcoins.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/99bitcoins.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2024\/10\/99bitcoins-logo.svg","contentUrl":"https:\/\/99bitcoins.com\/fr\/wp-content\/uploads\/sites\/4\/2024\/10\/99bitcoins-logo.svg","width":201,"height":43,"caption":"99bitcoins"},"image":{"@id":"https:\/\/99bitcoins.com\/fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/99bitcoins.com\/fr\/#\/schema\/person\/d6acaa19de409b9e22e3f740da472d70","name":"Martin Pelletier","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/619e41ea263b14379ed26acd8625eb311d3bfa4305a6b2b05fb2ad7937b9e869?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/619e41ea263b14379ed26acd8625eb311d3bfa4305a6b2b05fb2ad7937b9e869?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/619e41ea263b14379ed26acd8625eb311d3bfa4305a6b2b05fb2ad7937b9e869?s=96&d=mm&r=g","caption":"Martin Pelletier"},"description":"Journaliste et analyste sp\u00e9cialis\u00e9 dans les crypto-monnaies et la blockchain, Martin Pelletier explore les dynamiques du Web3 et des nouvelles technologies financi\u00e8res depuis 2019. Fort d\u2019une exp\u00e9rience dans la finance traditionnelle, il s\u2019est tourn\u00e9 vers le monde des actifs num\u00e9riques pour \u00e9clairer les lecteurs sur les d\u00e9fis et les opportunit\u00e9s de cet \u00e9cosyst\u00e8me en constante \u00e9volution. \u00c0 travers des articles d'analyse, des interviews d\u2019experts et des rapports d\u00e9taill\u00e9s, Martin propose des contenus p\u00e9dagogiques et accessibles pour d\u00e9mocratiser des sujets complexes comme la finance d\u00e9centralis\u00e9e (DeFi), les NFT, et les monnaies num\u00e9riques des banques centrales (CBDC).","sameAs":["https:\/\/www.linkedin.com\/in\/martin-pelletier-a923ba343\/"],"url":"https:\/\/99bitcoins.com\/fr\/author\/martinpelletier\/"}]},"og_video":"https:\/\/www.youtube.com\/embed\/RYUw22PtNfU","og_video_type":"text\/html","og_video_duration":"714","og_video_width":"480","og_video_height":"270","ya_ovs_adult":"false","ya_ovs_upload_date":"2026-06-23T11:57:41+00:00","ya_ovs_allow_embed":"true"},"_links":{"self":[{"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/posts\/34598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/users\/135978"}],"replies":[{"embeddable":true,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/comments?post=34598"}],"version-history":[{"count":2,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/posts\/34598\/revisions"}],"predecessor-version":[{"id":34613,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/posts\/34598\/revisions\/34613"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/media\/34596"}],"wp:attachment":[{"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/media?parent=34598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/categories?post=34598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/tags?post=34598"},{"taxonomy":"coin","embeddable":true,"href":"https:\/\/99bitcoins.com\/fr\/wp-json\/wp\/v2\/coin?post=34598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}