Xcoins Review 2025 – Best Crypto Exchange?
Xcoins.com is a service that allows users to quickly buy cryptocurrency using a debit or credit card, promising to provide their coins within 15 minutes after payment approval. In this Xoins review, I will discuss the platform’s features, fees, and other key details you should consider before registering.Xcoins Review Summary
Xcoins is an excellent platform for instantly buying small amounts of popular cryptocurrencies with a bank card, SEPA, Faster Payments or Interac. The fees are somewhat high, so if you’re buying a larger amount of coins, you’ll probably want to use a major exchange. That’s Xcoins in a nutshell. For a more detailed review, continue reading below. Here’s what I’ll cover:- What is Xcoins?
- Xcoins Overview
- Xcoins Services
- Currencies and Payment Methods
- Fees
- Buying Limits
- Supported Countries
- Customer Support and Reviews
- Conclusion
1. What Is Xcoins?
Xcoins is a cryptocurrency exchange platform that facilitates buying and selling a number of coins and tokens quickly and safely using several payment methods, such as debit and credit cards, Apple Pay, Google Py and SEPA transfers. The site is mainly known for its rapid processing of transactions, which means that users can receive their cryptocurrency of choice in 15 minutes or less. With an accessible interface and simple instructions, the platform allows users to negotiate the crypto buying and selling procedure painlessly, from registration to the actual carrying out of transactions. Equipped with a license by the Malta Financial Services Authority and strictly abiding by regulations, it presents a trustworthy environment for cryptocurrency transactions. It serves in excess of 300,000 clients and is well rated by users.2. Xcoins Overview
Xcoins was founded in 2016 by Rob Frye and a handful of cryptocurrency enthusiasts. It is currently headquartered in Malta and operates under a company called CF Technologies, Ltd. The platform claims to provide an average transaction time of just 5 minutes and operates in more than 160 countries worldwide.3. Xcoins Services
Instant Crypto Purchases
Xcoins’ main service is enabling quick crypto purchases with a debit or credit card. The platform has a straightforward and user-friendly interface, making it great for beginners. It eliminates the need to deal with complicated exchange features like candlestick charts or order books, making it a convenient choice for users at any experience level.
Simply enter the amount of fiat currency you want to spend (or how much crypto you want to buy), create an account and you’ll have your crypto within 15 minutes of payment approval.
The service is entirely non-custodial, which means that any coins you purchase are sent directly to a wallet address of your choice – Xcoins does not hold any coins on your behalf.
4. Currencies and Payment Methods
Xcoins only offers a handful of the top cryptocurrencies, including:- Bitcoin (BTC)
- Ether (ETH)
- Ripple (XRP)
- Litecoin (LTC)
- Bitcoin Cash (BCH)
- Dogecoin (DOGE)
5. Fees
Xcoins fees are somewhat high, however this is typically expected of services that facilitate crypto purchases with a bank card. This includes a fee of around 4-6% of the purchase total, as well as a 3.9% processing fee for purchases made with a debit or credit card. Total fees may be lower for other payment methods, and they will be clearly displayed in the purchase window before finalizing the transaction. Exchange rates are locked in once payment is received, to protect both the customer and Xcoins from market fluctuations.6. Buying Limits
As of now, Xcoins says you can buy up to $150 in crypto without needing to verify your identity (though you must still provide your name, email address, and phone number). For purchases above this amount, users will have to confirm their identity with extra documents, including a form of photo ID. This level of verification will enable you to purchase up to $10,000 worth of crypto in a day (with a maximum of 3 days), and up to $25,000 within a month. To further increase limits, users will need to pass an “enhanced” verification, which will include proof of address and proof of income.7. Supported Countries
Xcoins supports 167 different countries, however is not specific about which countries this includes. According to its FAQ section, the company undertakes risk assessments on a country-by-country basis, based on their anti-money laundering (AML) requirements and other factors. If you would like to confirm whether or not your country is supported, you will need to contact customer support directly.8. Customer Support and Reviews
Xcoins has a fantastic FAQ section, which is easy to navigate. It appears to answer almost any question you may have in immense detail, which I personally found very helpful. They also have one-on-one chat support which was extremely quick in responding to a query I had – very impressive.
User reviews for the platform are somewhat difficult to find, perhaps due to the smaller-scale nature of the exchange vs other exchange giants. User feedback on Reviews.io appears to show that the service is reliable with good customer service, however could benefit from making some fixes to user experience.
The most common complaints involved users having to re-submit identity verification information each time they make a purchase, as well as some minor website design inconveniences.
Xcoins Review: Xcoins Pros and Cons
Pros
- Easy to use platform
- Processes transactions efficiently
- Boasts an overall high customer rating
- Excellent customer support
- Comes with a bona fide license, emphasizing its security
Cons
- Only a handful of cryptocurrencies are supported
- Fees are somewhat high
9. Conclusion
Xcoins is a basic service that is designed to make it easy for customers around the world to purchase the most popular cryptocurrencies instantly using their bank card. It achieves this well, with a simple user interface and quick delivery of coins upon making a purchase. Fees are somewhat high and the selection of assets is small, however the service is excellent for its speed and convenience. Customer support also appears to be very helpful, with a rapid online chat help service. Xcoins is probably best-suited for users who want to make quick and small crypto purchases. Users who are buying larger amounts of coins may prefer to use a more major exchange with lower fees.FAQs – XCoins Review
What is XCoins?
Which Cryptocurrencies Can I Trade on XCoins?
What Documents Are Required to Verify My Identity?
What Fees Does XCoins Charge?
Is Your Cryptocurrency Safe with XCoins?
xCoins
8.5
Pros
- Easy way to instantly buy crypto
- Also accepts SEPA and Faster Payments
- No KYC for buys under $150
Cons
- High fees
- Small range of available assets
Disclaimer
Crypto is a high-risk asset class. This article is provided for informational purposes and does not constitute investment advice. You could lose all of your capital.
99Bitcoins may receive advertising commissions for visits to a suggested operator through our affiliate links, at no added cost to you. All our recommendations follow a thorough review process.
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As a lender Xcoins is one of the smartest safest businesses you can run. The only thing is when you’re lending most of the time people don’t pay the entire loan amount you request, so you are left with a balance. So you have to always have bitcoin on hand and the money to buy it if you want to turn your lending into residual income. But it’s a great site. Really good site to use
On the morning of March 28th, 2018 (this morning), I decided to purchase bitcoin. I found Xcoins website and signed up. I’m new to the world of BTC, so I only purchased $20.00 worth of the coin in order to test the waters. I was asked to submit a photo of myself, while holding my license and a note with Xcoins and the date written on it. After doing this, I went to work. While there, I checked my email and noticed that Xcoins wanted me to send all of this again. I did so. Long story short, my verification was denied. I went back and forth with someone on a support ticket and even someone through Facebook Messenger. I even took another photo of me and my license, along with a screenshot of my paypal account to show that I am, in fact, me. Their reponse? “…I have personally looked into it, and it is very obvious that a few pieces of information do not belong to you.”.
So let’s lay this out. I provided the phone number belonging me, I used a PayPal account that belongs to me, I showed my face holding my license and chatted with them using my Facebook account. I’m starting to see a pattern here. I used only my own information, but they are persistent in telling me that I didn’t. I told them that something is not adding up and when I asked what information I provided that doesn’t belong to me, they informed me that “I am sorry but that was all the information I can provide.”. Not the most helpful of statements. It makes me wonder if someone else is using my identity, but I won’t find out with any clues from Xcoins.
I am terribly sorry that you had a sub par experience with our service. The information you provided us was flagged by one of our third party verification services for fraudulent data. For security reasons we cannot say exactly which piece of information was flagged. We have a comprehensive verification process in order to prevent any fraudulent users from defrauding our customers. Sorry for the inconvenience.